Bodily injury (BI) coverage is designed to pay the medical expenses of a person injured by you due to a motor vehicle collision. The minimum required in Nevada is $15,000/$30,000.
Property Damage (PI) coverage pays for the possessions of others that you may damage due to a vehicle collision. In Nevada the minimum is $10,000.
Uninsured Motorist (UM) is designed to protect you and your passengers from the medical expenses that may occur if you are struck by a driver with no insurance. Coverage in usually identical to BI coverage with an amount per person and amount per accident.
Medical Coverage (Med Pay). This is no-fault coverage for everyone in your vehicle to help cover medical expenses regardless of who causes an accident.
Comprehensive (Comp) coverage repairs or replaces your car in the event of theft, vandalism, weather damage, or any other non-collision loss. This coverage has a deductible which represent the amount of the repair cost that you are responsible for.
Collision (Coll) coverage repairs or replaces your vehicle in the event of a collision regardless of who is actually at fault. This coverage has a deductible which represent the amount of the repair cost that you are responsible for.