Do You Need Identity Theft Insurance?

Identity Theft Insurance Las Vegas NV

This personal insurance protection could come in handy to those vulnerable.

Even though many of us don’t give it a second thought, identity theft is a real issue. It’s easy enough to believe that it won’t happen to you, but it’s clear that identity theft is on the rise. Every 2.5 seconds, an American falls victim to fraudulent use of their identity, and with the rise in technology, the number of crimes continues to increase. Given that statistic, should you consider identity theft insurance?

Check out what identity theft insurance can cover!

Fees – As you may have guessed, there are a staggering number of fees incurred along the way in re-establishing your identity, including re-application fees, notary and filing fees, postage, service charges, and legal expenses. The latter is what stacks up to any bill, and is likely to be one of the largest expenses that you’ll incur.

Lost Wages/Care Expenses – Restoring your good name is a time-consuming process. You may need time off work to deal with phone calls and appointments. This is where insurance steps in to cover lost wages and childcare or elder care expenses.

Affordable Coverage – Typically, premiums for identity theft insurance cost less for coverage for a whole year than a meal out at a restaurant. Ranging from $25-60 per year, and providing around $10,000-$15,000 in coverage, this insurance is well worth the purchase.

Theft Protection – Identity theft insurance may be bundled with methods of identity theft protection to provide a more comprehensive approach, and potentially lower premiums or a greater range of coverage.

When you’re working towards protecting your identity, let the professional insurers help. With identity theft protection, you have the peace of mind that you are covered and your finances are safe. Contact the professionals at All Nevada Insurance to secure your needed insurance in Las Vegas and neighboring cities in Nevada.