Similar to standard commercial insurance event insurance covers a broader range of insurance needs. While event insurance is often purchased by businesses it can also be used by clubs, organizations and individuals who plan and host public events such as fairs, or large group gatherings.
These policies are usually short term, only lasting for the duration of the event, however some policies are written for events that take place several times a year.
Your liability coverage protects you from law suits originating from the event being insured.
Protection from theft, vandalism and fire for all of those things that belong to you and are used during the event.