Month: October 2013

Be Sure to Insure and Winterize Your Boat Properly

Posted on by TheSph3r3

Having a boat can be great fun in the summertime, but it’s not as fun in the winter. Before the weather gets too cold, make sure you winterize your boat. You’ll want to protect it from the elements with a good cover or place it in dry dock. Also, make sure you winterize the engine correctly so you don’t have to worry about damage while it sits through the cooler months.

You also need to have the right insurance on your boat. There’s no need to pay too much, especially when the boat isn’t getting used. Don’t just drop the insurance, though, because you still need to make sure your boat will be protected from damage even when it’s not out on the water. By talking to your agent, you can get great options for minimal expense and keep your boat protected all year long.

For more information on boat insurance as the seasons change in the Las Vegas area, contact All Nevada Insurance today.

Pumpkin Recipe Galore for Fall Fans

Posted on by TheSph3r3

Nothing says fall better than a pumpkin infusion. Whether you prefer a pumpkin spice latte, pumpkin pie or a bowl of roasted pumpkin seeds, you’ll find inspiration from these pumpkin recipes. Start the day with a pumpkin pie smoothie, featuring an array of healthy and tasteful ingredients. Blend pumpkin puree, pumpkin pie spice, vanilla extract and frozen mango chunks in a cup of milk for a refreshing and healthy start to your morning.

For lunch, add pureed pumpkin to your favorite mac and cheese recipe for a nutritional enhancement. Perfect for fall, this recipe is a great way to increase the vitamins and minerals in your meals. A sugar pumpkin sliced in half with seeds removed bakes perfectly for a side dish of caramelized pumpkin. Top with cinnamon and butter, or opt for a savory sensation by mixing it with hummus for dipping.

For dessert, include pumpkin puree in your favorite cupcake recipe. Sprinkle pumpkin pie spice or drizzle maple syrup over the top of the frosting for a flavorful finish. Pumpkin cookies are made moist by the addition of pumpkin puree, while nutmeg and cinnamon add a spicy punch. Here at All Nevada Insurance we love all things fall and especially pumpkin. If you would like more information on how to purchase home, health, auto or business insurance as a resident of the Las Vegas, Nevada area, contact All Nevada Insurance!

Breast Cancer Awareness Month

Posted on by TheSph3r3

October is breast cancer awareness month. For people who have had or are currently battling breast cancer, it’s a time to reach out to others and remind them about mammograms and other procedures which can save lives. Many people who have had friends or relatives with cancer also join in during this time, in an effort to spare another family the pain of losing a loved one to a terrible disease.

While it’s not always possible to cure breast cancer, early detection is the key to having the best chance of survival. It’s very important that women are aware of their breast health, and that they work toward educating other women who may not know the dangers or realize how important it is to have regular checkups for their breast health. Understanding the importance of finding problems early can help save a lot of lives.

For more information on breast cancer awareness month and having the right insurance to protect you if you fall ill in the Las Vegas area, contact All Nevada Insurance today.

Keep the Kids Safe When Buying an ATV

Posted on by TheSph3r3

An ATV is fun for kids and adults, making it a great addition to the family toy list. While exciting and adventurous, an ATV is deadly and dangerous when handled incorrectly. Even when handled properly, a malfunctioning ATV can cause serious injury or fatalities so always exercise extreme care with this powerful toy. It is always better to exercise caution but the most important thing to do is review your insurance policies.

Homeowners’ insurance providers include different coverage with standard policies. Never assume that your current policy will cover everything that happens in the home. You can add the ATV as a scheduled item to your policy. This means that if your standard policy does not cover related expenses then the added coverage will.

An ATV is quite expensive so consider adding it to your current insurance policy. Although it is just a toy, damage and repairs are costly to fix. Before letting your kids ride the ATV, go through safety precautions like speed limits with them. To schedule an item to your policy, contact All Nevada Insurance for options in the Nevada area. 

A Scary Vegas Halloween Celebration

Posted on by TheSph3r3

Halloween is right around the corner, and for the young at heart the place to enjoy a Halloween celebration is in a place that knows how to throw a party and that’s Vegas.

Las Vegas will offer up special Halloween celebrations at all of their local hotels and many of the local restaurants. Here are a few of the many Halloween themed Vegas events that will be taking place during the month.

Costume Contests

A few of the costume parties being thrown during October and even into November include a $20,000 costume contest being thrown by the Bellagio Bank on November 3rd, a three day Halloween celebration will take place at Carlo’s n Charlies at the Flamingo. This three day event features a Masquerade Ball, contests and other events from October 31st through November 2nd.

Frightful Experiences

For that zombie experience head on over to the Paris Las Vegas and take a chance on the Eiffel Tower experience if you dare. There will be zombies acting as tower ambassadors, scary décor and devilish surprises.

Forget the movie; be a part of the live experience that has everyone talking, Evil Dead 4D the musical event at Miracle Mile, where for a price…on a Friday or Saturday night you can see why critics and fans alike say this is the one musical painting the Vegas strip bloody.

Las Vegas residents may find it frightful when they have questions without answers about their concerns over the right insurance, but if they just picked up the phone and contacted All Nevada Insurance, they wouldn’t be quite so frightened.

Halloween Tips for Homeowners

Posted on by TheSph3r3

Every year homeowners put themselves at some degree of risk by hosting Halloween parties and by handing out Halloween treats to neighborhood kids. Here are some safety tips for homeowners who want to minimize those risks.

  • Keep the exterior of your home well lit.
  • Remove any decorations that may impair the path of guests or visitors.
  • Keep wet leaves from accumulating on walkways.
  • Only hand out factory packaged candies and treats.
  • Have a plan for Halloween party guests who may drink too much alcohol.
  • Keep your pets away from guests and trick-or-treaters.
  • Don’t use candles in jack-o-lanterns. Use glow sticks or a battery operated light  instead.

Of course if you have little trick or treaters yourself, you’ll want to make sure costumes fit well and they can see clearly through masks. Check their candy and provide glow sticks or flashlights when they go out. Also make sure they are accompanied by an adult.

All Nevada Insurance wants to make sure you are covered. Contact us for a no obligation homeowner’s insurance policy review today!

 

Condo Owners Insurance: What’s not covered?

Posted on by TheSph3r3

Condo owners insurance is a good idea for anyone who owns or rents a condo in Nevada. While it may be required by the homeowners association (HOA), condo owners need to be careful about the type of policy they choose. They should also look through their policy and understand what is not covered under their policy.

A number of losses are not covered under these policies. Damage caused by domestic animals, insects, or birds, for example, is not covered. Further, damage caused by nuclear hazard, contamination, deterioration, or settling is also not covered. Condo owners may be interested to know that an earthquake or mudslide, as well as water damage caused by underground water or flood are all not covered.

Personal liability coverage is part of many plans, but some loss is not covered under this provision. Loss resulting from providing or not providing professional services, business activities, or property damage or bodily injury that’s intended or expected by the policyholder is not covered. Additionally, loss that results from use, operation, ownership of maintenance of certain watercraft, motor vehicles, and aircraft is also not covered.

To learn more about exclusions on condo owners insurance or other policies, visit the All Nevada Insurance Blog.

Back to School: Update Your Child’s Auto Insurance

Posted on by TheSph3r3

It’s back to school time and for parents, that means more than ensuring their child has all of their supplies and books. Whether your child is in high school or in college, if they are driving it is definitely time to update their auto insurance policy.

For high school students who drive the family car, or even those who have their own car, they are likely on your insurance policy. To maintain the same monthly premium or possibly lower the premium, ask your agent about possible discounts. Many insurers offer good driver programs that lower monthly premiums and many also offer discounts for good grades or for being on the honor roll. If your child has not been involved in an accident or has not had any traffic violations, and they also have maintained good grades, it’s time to lower your bill.

The same can be done with college students. Some insurers allow students living on-campus to remain on their parent’s policy. If this is the case, check to see if the same discounts are available to them.

For more information on what to do to update your child’s auto insurance, visit the All Nevada Insurance Blog.

The Blue Man Group is a Must See!

Posted on by TheSph3r3

When you’re in Las Vegas, there are a few things you must do and a few shows you have to see. The Blue Man Group is definitely one of those shows that should be at the top of your list. The famous show happens daily at 7pm and 9:30pm at the Monte Carlo Theatre in the Monte Carlo Hotel & Casino, the perfect venue for this spectacular performance.

Bringing an over-the-top experience to audiences, you’ll experience sensational technology, innovative lighting effects, and invigorating music from three charismatic blue men. Beginning 45 minutes before each show, audiences will get a dazzling percussive parade that is simply dazzling. Puppets, robots, musicians, percussion instruments, and music all combine for an insight into what’s to come.

At this time, the Blue Man Group experience has been shared by more than 25 million people worldwide. The group’s trademark is the immersive party atmosphere that is encompassed in their shows. To produce a euphoric, ever-changing, and dynamic form of entertainment, the Blue Man Group combines multimedia, comedy, and music elements for a unique show.

To learn more about various events in and around Las Vegas, visit the All Nevada Insurance Blog.

What do I need to know if I’m moving?

Posted on by TheSph3r3

If you’re moving, you want to make sure your insurance moves with you. Don’t just assume it will, because that can get you into financial trouble. Whether it’s homeowners insurance or business insurance, it needs to be transferred to your new location. Working with your insurance agent is the best way to handle that. You can coordinate everything so you’re covered at your old location right up until you leave it, while you’re moving, and then at your new location when you arrive.

You really can’t be too careful, especially if your move is a long distance one or you have a lot of expensive or hard to replace items. While insurance can’t guarantee that you won’t have an accident or your items won’t be damaged, you can make sure that you’re protected financially from anything that might happen during your trip. Moving is stressful enough, but having the peace of mind that comes with proper insurance can make it easier.

For more information on insurance when you’re moving in the Las Vegas, Nevada area, check out the All Nevada Insurance Blog today.