How To Properly Buy And Store Your Firewood For The Winter Season

Posted on November 29, 2013 by TheSph3r3

It’s that time of year again and winter is upon us. Now is the time most people start thinking about buying firewood. However, there are a few things you should know before you run out and buy your firewood for the season.

1. The best types of wood to use as firewood are oak, hickory and ash because they’re harder, more dense and will burn longer.

2. Try to use firewood that has been thoroughly dried or seasoned. Dry firewood will burn more efficiently and won’t produce as much smoke. This will help you avoid an excessive build up of creosote in your chimney.

3. Avoid poplar, pine and spruce firewood if possible. These woods typically burn more quickly causing you to go through it faster.

4. A common question is “what is a cord?” A cord is equal to an eight foot long stack of wood that is four feet tall and four feet wide. However, firewood is not usually sold in that size which can make purchasing firewood a bit confusing. Talk to your neighbors about how much firewood they go through each season to help you determine what you might need.

5. It’s best to store your firewood on pallets, or something similar, to keep your firewood off the ground. You should also keep your wood in an area that has sun and good air flow to help keep it dry.

If you would like more information about how to keep your fireplace and chimney safe and well maintained, please contact All Nevada Insurance in Las Vegas, NV. They would be happy to assist you in any way they can.

Do you Feel a Draft in Your Home? All Nevada Insurance can Help

Posted on November 27, 2013 by TheSph3r3

All Nevada Insurance advises you to find and stop all air leaks in your home. Otherwise, you’ll continue to feel a draft.

If you don’t find the origin of the problem right away, it will cause you to turn up your thermostat and cost you more money in heating bills. Fortunately, you can prevent this problem if you have homeowner’s insurance.

Some policies cover the cost of necessary repair. If you tend to all draft issues immediately, you’ll be able to save a substantial amount of money. However, you may not be able to front cash for the repair bill.

However, having homeowners insurance that pays for this type of maintenance could help you cover the expense. After all, this is part of living. Sometimes you have to fix places where air passes through corners, walls and roofs.

Of course, in order to take advantage of your homeowners insurance, it’s recommended you not procrastinate purchasing a policy before any damages occur. Otherwise, you run the risk of not obtaining the coverage you need.

If you’re looking for homeowners insurance in Las Vegas, NV, please contact All Nevada Insurance today. In the end, you can pay less money up front to stop the draft flowing through your home.

A Living Christmas Tree for the Holidays: Care Instructions

Posted on November 25, 2013 by TheSph3r3

The tradition of decorating fresh cut Christmas trees to ring in the holidays’ dates back to the mid-to-late 1800s in the United States. The allure of a live tree is in the fullness of its branches, the fresh pine smell, and environmentally-friendly aspects. Caring for a live Christmas tree requires preparation and daily maintenance. If you’re thinking of choosing a live tree over an artificial option, follow these simple care instructions.

Choose a safe location. Live Christmas trees must be kept away from heat sources, such as electric heaters, wall units and fireplaces. Ensure that the base of the tree is secure to prevent the tree from toppling over.

Water your tree frequently. To keep your Christmas tree healthy and green, it will need to be watered daily. Larger trees may need up to a gallon of water each day. Slowly pour water into the pot until it begins to seep through the holes on the bottom.

Decorate your tree. Just like artificial Christmas trees, live trees can be decorated with your favorite lights, bulbs and a star on top. Always follow the instructions on the lights and do not use more strings of lights than recommended for the tree.

For more information on how to stay safe when caring for a live Christmas this holiday season, contact your homeowners insurance professionals at All Nevada Insurance in Las Vegas, Nevada.

Tips to Reduce Your Debt Before the Holiday Season

Posted on November 22, 2013 by TheSph3r3

The holiday season is near, bringing forth the idea of what presents to buy for everyone on the list. But the problem is one of saving enough money to buy those presents without driving yourself deeper into debt. Rest assured, you can save money and reduce your debt before it’s time to buy gifts for everyone. Following are some tips to take into consideration when looking for ways to find money:

Manage your credit cards wisely. Don’t use more than 30 percent of the balance at any given time, and make as large of a monthly payment as possible. You save money on interest by reducing the principal balance.
In the event you have student loans that are stripping your ability to pay, look into one of the available repayment plans that can reduce the monthly payment. It may be possible to get an income-based repayment plan or an extended repayment plan to make your payments lower.
Identify the debts with the highest interest rates and work on paying them down first. If that’s too much to tackle, work on paying off the lowest debt first to get them out of the way. Paying off a card can create an incentive to get rid of all debts.

The more debt you eliminate now, the better your saving is going to be.

Are you in the market for an insurance policy in the greater Las Vegas area? Contact All Nevada Insurance today to speak to an agent about your options.

All Nevada Insurance Can Help you Cover Expense of Appliances in Renters or Homeowners Insurance

Posted on November 20, 2013 by TheSph3r3

Even if you don’t own a home, you may need coverage for appliances you install in it. All Nevada Insurance encourages you to obtain renters insurance for all equipment, especially if you purchased it yourself.

In addition to insurance for your own belongings, it always helps to have property liability coverage in order to avoid unexpected expenses you cannot afford. Make sure the policy covers the cost of any stove, refrigerator, or other kitchen equipment. Your policy should also provide for expenses accrued because of damages anywhere else in your home.

Whether you’re at fault or not, you always should have renters insurance if you don’t own a home. If you do hold the deed to where you live, then you would instead acquire homeowner’s insurance.

If you want to learn what type of renters or homeowners insurance you can purchase in Las Vegas, NV, don’t be afraid to contact All Nevada insurance today. You should be careful, but sometimes it’s hard to prevent a fire or other accident one hundred percent of the time.

Married Couples need to have Homeowner Insurance and Life Insurance Coverage

Posted on November 13, 2013 by TheSph3r3

Couples planning fall weddings need sound advice from an All Nevada Insurance agent about the types of insurance policies married couples need to own. Couples who plan to buy homes need homeowner insurance coverage to protect their properties from unexpected damages.

An All Nevada Insurance agent can inform couples about the types of homeowner insurance policies offering married couples the best protection. Couples planning to live in apartments in lieu of buying their own homes can buy renters insurance policies for less than $200 per year.

Newly married couples need to have life insurance coverage, especially if the couples plan to have children right away. With babies in the home, chances are greater that only one spouse is going to have a job.

Consequently, it makes common sense for couples to have life insurance coverage offering financial security in case of an accidental or unforeseen death. For more information about receiving the best insurance advice for married couples residing in the Las Vegas, Nevada, area, please contact All Nevada Insurance.

Fun Las Vegas Attractions for the Whole Family

Posted on November 11, 2013 by TheSph3r3

Even though it has nicknames like "Sin City", Las Vegas can actually be a great family vacation destination. In recent years the city has moved away from just being a gambling and party destination to developing attractions centered around the American family.

Family Friendly Sights in the Entertainment Capital of the World

Circus Circus Adventure Dome and Speedway is a five acre indoor theme park offering thrills and rides for kids of all ages. You can also catch free circus performances all day long and pick form hundreds of arcade and carnival games to enjoy.
MGM Grand Lion Habitat boasts an impressive rotation of 20 different lions that visit the gorgeous, state of the art glass enclosure each day. The attraction is free and open 7 days a week from 11am to 7pm. If you’re lucky you can even catch the lions at feeding times around 11:15am and 4:30pm for a real treat.
Madame Tussauds Las Vegas is a one of a kind experience the whole family will enjoy. Pose with the figures of you favorite stars from television, movies, music and sports. Purchase your tickets online for special money saving deals and be sure to bring your camera!

For more information on family friendly attractions and events on the strip be sure to visit All Nevada Insurance, we’ve proudly served the Las Vegas community for over 70 years.

Protect your Expensive Wedding Rings with a Jewelry Floater Insurance Policy

Posted on November 8, 2013 by TheSph3r3

Contact your local All Nevada Insurance agent to make sure you have adequate coverage for your wedding rings. A wedding is a special event you remember for many years, and when you and your spouse exchange wedding rings, you declare your love and affection.

If your wedding rings have monetary values exceeding $1,000, you will probably need to own a jewelry floater insurance policy in addition to your homeowners policy. If you need a floater policy, have your wedding rings appraised by a jewelry appraiser before you buy the policy.

However, if your wedding rings have values that are less than $1,000, your current homeowners insurance policy may provide enough coverage. Remember that insurance coverage for your wedding rings does not include normal, everyday wear and tear. You cannot receive replacement money for your wedding rings due to scratches incurred while cleaning your home.

Consequently, the best approach is to guard your wedding rings with care. Remove them when using your hands for cleaning, washing dirty dishes or even cooking dinner. For more information about insuring your wedding rings in the Las Vegas, Nevada, area, please contact All Nevada Insurance.

Find Competitive Rates for the Most Expensive Cars to Insure

Posted on November 6, 2013 by TheSph3r3

Auto insurance is usually confusing and more expensive than most drivers can afford. Fortunately, agents like All Nevada Insurance find the best providers at competitive rates. Find out which cars are the most expensive to insure and where to get the best policies.

There is a science to why insurance costs more for some cars and not others. By far, SUVs rank the lowest in auto insurance premiums and likely because of the high safety factor in these vehicles. Providers review the max speed of a car and how appealing it is to thieves before quoting a rate. Generally, luxury cars like a Mercedes-Benz cost more to cover because the value is higher than a Honda. Supercars with faster speeds are more dangerous and pose higher risks for accidents.

Aside from speed and cost of the car, auto insurance premiums are higher for exclusive or collector automobiles. For instance, a classic 1970 Bonneville costs more to insure than a 2013 Nissan Murano because of how rare it is and is challenging to find parts and experts to repair. For more about competitive auto insurance rates in the state of Nevada, contact All Nevada Insurance now.

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Month: November 2013