Month: December 2015

Celebrate NYE in Las Vegas Style!

Posted on by TheSph3r3

Looking for last minute New Year’s Eve plans?

New Year’s Eve is an extraordinary time to be in Las Vegas! See out the old and ring in the new, the Las Vegas way! New Year’s Eve in Las Vegas is always packed on Vegas strip and at the end of the year, it’s no different! There is a unique vibe and the air is electric leading up to the countdown.

The Strip
An entire 4 miles of the Vegas strip, from Russell to Sahara, which covers all hotels from Mandalay Bat at the Strip’s southern end to Stratosphere at the north will be closed down to traffic starting at around 6 p.m. Las Vegas New Year’s eve 2016 will include a spectacular fireworks show! Bear in mind that if you plan to celebrate indoors, around 11 p.m., the hotels stop letting people in.

Fireworks
As the clock strikes midnight, fireworks will be released from seven different casino rooftops! Besides the Vegas strip, the SkyFall Lounge in Delano Las Vegas, or the Foundation Room atop Mandalay Bay are good viewing spots!

Fremont Street
Apart from the Vegas strip, the New Year’s Eve America’s Party at Fremont Street is always a blast! The best of the best will be performing for 10 combined hours of live concerts on three stages! Don’t miss it!

Nightclubs
Party on into the new year at these events:

  • Hyde Bellagio: Enjoy a champagne toast at midnight overlooking the world famous Fountains of Bellagio.
  • Stratosphere: Join the Tower VIP party for unlimited four-hour premium brand open bar, martini bar, DJs, dancers, specialty drinks, champagne toast at midnight, and a spectacular view of the fireworks!
  • Cosmopolitan: Passed hors d’oeuvres from 9 p.m. to midnight and indulge in a premium open bar from 9 p.m. to 11 p.m.
  • Drai’s: See performances from Nicki Minaj and Meek Mill and enjoy a champagne bar! 

What are your plans this NYE? Before heading out, take some time to review your insurance policies so that you have all-encompassing protection that will see you through the New Year’s celebration and beyond!

Contact All Nevada Insurance in Las Vegas, Nevada today!

Flying This Holiday? Buy Baggage Coverage

Posted on by TheSph3r3

Avoid a holiday mishap of destroyed or lost luggage.

The festive season is here! If you’re traveling or flying over the holidays, you’ll have a lot of think about! During the midst of shopping, flight organizing, and present packing, and securing your home for your departure, your precious belongings that are traveling with you are often forgotten about.

There is no quicker way to spoil your present surprises than finding out that it’s been destroyed in transit, or that the airline has lost your luggage entirely. Unfortunately, the occurrence of these situations increase over the holidays as more people are flying, more flights are taking off, and extra luggage is checked in on board.

What You Don’t Know
Most travelers assume that the airline will reimburse them if their baggage is permanently lost or destroyed in flight. The reality of this is that the airlines assert strong limits on their liability for lost or damaged checked luggage. From the airline taking weeks (or months) to admit the bag is lost, to each carrier maintaining a long list of items that they won’t cover at all, you may never receive compensation from airlines.

In any case, baggage insurance is a worthy investment when traveling – especially during peak times, a.k.a. the holidays!

What You Should Know
Baggage insurance is intended to provide replacement value (up to certain limits) for baggage that is lost, stolen, or destroyed during your trip, not just on the flight. It should be noted that expensive items just as high-end jewelry, furs, cameras, and sporting equipment should be covered by a homeowners insurance policy.

A travel plan with baggage coverage provides the best protection for your bag, personal items, and souvenirs, so you and your family needn’t face loss over Christmas!

Are you ready to have the protection that your presents need for this gift-giving season? Contact All Nevada Insurance in Las Vegas, Nevada for all of your quality insurance needs!

Driving Safely in Winter Weather

Posted on by TheSph3r3

‘Tis the season to know how to drive safely in winter weather conditions.

Now that the winter season is upon us in Las Vegas, Nevada, it’s time to take some stock in being safe on the roads. While Las Vegas may not be the snow land like Utah, it does require some extra caution on the roads.

From rain and hail to high winds and ice, use these tips to stay safe throughout the holiday season and beyond!

  • Merry and Bright: Turn on your lights at dusk and dawn in increase visibility.
  • Don’t Hurry & Scurry: Leave enough time to get to your destination. Slamming on brakes and speeding on ice can quickly result in an accident.
  • Sing a Tune: Tune up your car for the season! Inspect brakes, tires, and top up fluids.
  • Wipe Away Frosty the Snowman: Remove all frost from your windows before setting off. Use the ice scraper and turn on the defroster to get started!
  • Steer Around Ice: Some roads that don’t see the sun may have black ice. In this case, take corners extra slowly and be careful when driving at night.
  • Review Auto Insurance: Use this coverage to protect your car, yourself, and finances from facing a disaster! Check your policy for gaps and eligible discounts.

When faced with adverse weather, it’s important to give yourself ample time to respond! Having the right auto insurance coverage can help to keep you on solid ground, even in slippery conditions! Build an auto insurance policy that will see you through Christmas, well into next year!

Build an auto insurance policy that will see you through Christmas, well into next year! Contact the independent insurance professionals at All Nevada Insurance in Las Vegas to get started!

Get Ready For Christmas With These Community Events!

Posted on by TheSph3r3

These local events are the best way to get into the holiday spirit.

Can you believe Christmas is almost here? With just a few more days until the holiday arrives, right now is the perfect time to start looking for fun, family friendly events in the local area. Check out these Las Vegas Christmas events to get into the holiday spirit!

As one of the most iconic attractions, the Bellagio Fountains are one of the best ways to get into the holiday spirit. The free fountain show will feature special performances with classic holiday tunes such as O Holy Night, Hallelujah Chorus, and Santa Baby.

Take a walk through the Bellagio Conservatory and Botanical Gardens to be surrounded y thousands of twinkling lights and over 28,000 poinsettias. The 42-foot holiday tree is decorated with over 7,000 lights and more than 2,000 ornaments. There is also a model train that makes its way around the tree and past four chocolate houses and through two chocolate train stations.

The Winter PARQ at The LINQ Promenade is a little slice of holiday fun right on the strip. The Promenade will be transformed with carolers, tons of decorations, and holiday music. Take advantage of the chilly temperatures with the 30-foot snow covered hill that is perfect for a tube ride.

Head over to The Venetian to marvel at the 65-foot tall holiday tree that will be at the center of Doge’s Palace plaza. The tree will be lit with 50,00 LED lights that are programmed to allow everyone to enjoy a “Nightly Holiday Spectacular.”

All of us at All Nevada Insurance in Las Vegas would like to invite you and your loved ones out to enjoy all of these magical events this season!

How To: Protecting Yourself While Renting

Posted on by TheSph3r3

Renter’s insruance is vital for anyone is is renting a house or apartment.

Renting a house or apartment is a great way to have a space of your own, even if you aren’t ready to take on all the responsibility of buying a home. However, just because you don’t own your house doesn’t mean that you don’t have your own responsibilities. Making sure that your home and belongings are covered with the right renter’s insurance policy will help to give you the peace of mind that you deserve.

Even though your landlord will have an insurance policy for your home, it will only provide coverage for the structure of your house, not for what you keep inside. The only way to protect all of your personal belongings that you keep inside is with a specific renter’s insurance policy. as an added bonus, your renter’s insurance policy will also provide liability coverage in case anyone is injured while visiting your home.

Luckily, even if you are just starting out on your own, you can afford renter’s insurance. As one of the most affordable insurance policies out there, renter’s insurance typically costs less than $200 for a year of coverage. The amount that you will actually pay will depend on the exact amount of coverage you need, your deductible, and various other factors.

While not required by law, many landlords require that their tenants carry renter’s insurance before signing the lease. Renter’s insurance helps to shift some of the responsibility from the landlord to the tenant, making it high on landlord’s priority lists.

When it comes to finding the right renter’s insurance policy, working with the right independent agent will help to ensure that you are able to find the perfect policy. Contact the independent insurance professionals at All Nevada Insurance in Las Vegas for all of your renter’s insurance coverage needs.

Is Your Health Insurance Working For You?

Posted on by TheSph3r3

What everyone needs to know about the changing health insurance Marketplace.

Have you signed up for health insurance yet? Open enrollment started on November 1st, giving everyone the chance to enroll in a health plan that will best suit their needs. Knowing what changes to look out for when signing up for coverage can help to ensure that you are able to find the right policy.

Even though this open enrollment is the third sign up period since the start of the Affordable Care Act, there are many changes. Many of the plans are completely different from what they were in the past. From different deductibles to changing copays, some plans are not much more generous while others are more restricted. With all the changes that are happening with plans, it is important to take the time to really look into your existing coverage to ensure that you will get to enjoy the right amount of protect.

Changes were also made to the insurers that will be providing policies through Nevada Health Link. Two carriers left the marketplace, including Nevada Health CO-OP, which was designed to provide competition to the health care exchange.

You have the chance to sign up for a health insurance plan during open enrollment until it closes on January 31, 2016. If you sign up for coverage through open enrollment by December 15th, your coverage will begin on January 1, 2016. The date that you sign up for your health insurance plan will dictate the time that your coverage will kick in.

When looking for the right health insurance plan to meet your needs, contact All Nevada Insurance in Las Vegas. As an independent insurance company, we will work with you to ensure that you have the right amount of protection, all at the right price to fit your budget.

Do You Need These Insurance Policies?

Posted on by TheSph3r3

Consider these often forgotten insurance policies to properly protect you and your assets.

Home, life, and auto insurance policies are some of the most common insurance policies out there. However, that does not mean that they are the only policies that you should invest in. Take a look at these ignored insurance policies that can help to give you the coverage that you deserve.

  • Umbrella insurance – sometimes called personal liability protection, umbrella insurance will provide additional liability coverage that will go beyond the liability that is provided by your other insurance policies, such as homeowners and auto insurance.
  • Disability insurance – most working adults should have disability insurance. Long term disability will help to cover the cost of living if you are not able to work due to some type of temporary or permanent injury. While short term disability is available, having an emergency fund can help you avoid paying those premiums.
  • Pet insurance – if your furry friend ever needs an operation or any other expensive medical care, pet insurance will help to take care of some of the costs. Pet insurance is much more affordable if you invest in a policy while your pet is young and healthy.
  • Wedding insurance – your wedding is meant to be one of the best days of your life, and a wedding insurance policy can help to provide the additional coverage that you need to fully enjoy the big day.
  • Antique insurance – specific antiques insurance will provide special coverage for any valuable items that are damaged during a flood, fire, or other peril that hits your house.

When it comes to finding the right insurance policies to ensure that you have enough coverage, contact All Nevada Insurance in Las Vegas. As an independent insurance agency, we will work closely with you to ensure that you are able to invest in the right amount of protection, all at the right price to fit your budget.