Month: September 2017

Are You Looking to Buy a Franchise? Here’s How to Start!

Posted on by TheSph3r3
How to Start a Franchise

Easy tips on how to get started with your franchise opportunity.

A franchise model offers a good track record, an established brand name, training programs, support, and marketing assistance. With all that at hand, it’s no surprise that many entrepreneurs are drawn to the built-in security. The best thing that you can do before buying a franchise is to research.

Here are some of the best ways to get started!

Attend franchise events. The International Franchise Expo hosts over 300 franchises and even more interested individuals. It’s a one-stop-shop in terms of basic information and networking, as well as determining which franchise opportunity you want to become a part of.

Talk to franchisors and franchisees. As an initial step, head to the franchise’s website and request more information or call them directly. Ask in-depth questions so that you fully understand the ins and outs of joining the team. If you want much of the truth, ask the franchisees directly about their experiences, including the support they’ve received. For a better hands-on look, see if you can shadow him or her for one day.

Ask consultants, lawyers. A franchise consultant, also called a broker or coach, can provide excellent advice, although keep in mind they are often working for the franchisor. This is a good route to go to avoid a mess later one down the road.

Perform a web search. The whole web is at your fingertips, so many the most of it! Find out everything you need to know, how you can prepare, view legal documents, and ensure there are no lawsuits filed against the chosen company.

Once you’ve decided to become a franchise business owner, check out All Nevada Insurance’s franchise opportunity. Find out more information by giving us a call today!

Get Healthy: Say Goodbye to These Unhealthy Foods

Posted on by TheSph3r3
Get Healthy: Say Goodbye to These Unhealthy Foods

Leave these food items off your plate from now on.

Many people are becoming more and more aware of what is good for us and what to avoid on a daily basis. With research and information at our fingertips, a large majority are looking to constantly improve their health through eating the right foods!

This year, combat the risk of health conditions, obesity, and a plethora of other health issues by skipping these 10 foods!

  1. Doughnuts– One doughnut is around 300 calories. As a doughnut is basically deep-fried sugar, opt for an apple with your morning coffee instead!
  2. Eggs – It is illegal to label eggs as ‘healthy’ or ‘nutritious’ or even ‘safe’, believe it or not. Eggs contain the same amount of cholesterol as a Big Mac and are over 60 percent of saturated fat. Both of these factors can severely increase one’s risk of heart disease, diabetes, cancers, and strokes.
  3. Burgers – Beef burgers are high in fat content and loaded with cholesterol and saturated fat. Leave burgers off your plate this year.
  4. French Fries – A medium order of fries has 365 calories along with 17 grams of fat and a whopping 246mg of salt!
  5. Chips – Eating chips is a quick way to intake more sodium than is healthy. Sodium can contribute to serious health disorders.
  6. Dairy – Meant for calves, dairy is something that should be avoided by humans. Contrary to popular belief, consuming dairy actually increases your risk of bone fracture and osteoporosis. The growth factors, hormones, and high calcium content are believed to contribute to causing cancer, obesity, acne, and more. Switch to plant-based milks and milk alternatives!
  7. Deep-Fried Foods – Need we say more? Fried food instantly adds to calorie and fat intake.
  8. Soda– Those who have one sugary beverage a day have a significantly greater chance of developing type 2 diabetes than those who skip the soda.
  9. Microwave Popcorn– This treat makes the list of cancer-causing foods. The buttery taste comes from chemicals called diacetyl and PFOA – otherwise known as listed carcinogens (cancer-causing chemicals)!
  10. Meat – Processed meats can be found everywhere. The bad news is that these are one of the unhealthiest foods that you can eat (despite it being listed last). Processed meat has been linked to a greater risk of heart disease, high blood pressure, and cancer. Opt for high-quality meats or plant-based proteins instead!

You can protect your future health by eating the right foods and cutting back on unhealthy food! To protect your financial future, contact All Nevada Insurance, serving Las Vegas and surrounding cities in Nevada.

NEW LOCATION GRAND OPENING

Posted on by TheSph3r3
NEW LOCATION GRAND OPENING

Join Us on September 30th from 12pm to 4pm at our newest All Nevada Insurance location. We now have an office in the southwest region of Las Vegas at 9640 W. Tropicana Avenue, Suite 112. Come and get a free auto, home, commercial or life quote and we will enter you into our drawing for free gas! Welcome Anthony Acevedo to the All Nevada Insurance family!

Stay Safe on the Road with These Autumn Driving Tips

Posted on by TheSph3r3
Stay Safe on the Road with These Autumn Driving Tips

Switch safety gears and review your auto insurance for fall.

The fall season is upon us, and we’re welcoming in changing leaves, cooler nights, and the festive season. While we’re enjoying the colors of autumn, motorists face a new set of challenges while driving on the roads. From fallen leaves to inclement weather, drivers should prepare for fall driving dangers.

The fall leaves create quite a picturesque landscape – but a hazardous driving one! Here are just a few of the hazards that you may experience in the autumn:

  • The autumn leaves and drizzling rain create a slippery surface on the road. Take care when you’re driving in areas with lots of bare trees and always slow down if you come to debris in the middle of the road.
  • When it rains, the oil on the roads creates a slick surface. Be sure to leave enough space between you and the driver in front as your stopping distance may increase.
  • Autumn is the time when we change our clocks, which means that you may lose visibility on the roads. Turn on your lights at dusk and dawn.
  • Ice is especially prevalent during October and November. You may need to equip your vehicle with snow tires. Additionally, beware of black ice on the road by taking wet roads slowly.
  • Fall is deer mating season, so the likelihood of you meeting a deer increases now. Slow down during dusk and dawn, when the deer are most active, and always drive slowly on country roads.
  • Before you head out on that autumn driving trip, give your car some TLC to properly prepare it for the season and roads ahead.

Fortunately, when you’re involved in a disaster, your auto insurance can step in to help cover the finances. Now is the time to review your coverage to make sure that you’re protected for the season ahead!

To get the right car insurance for autumn and beyond, contact All Nevada Insurance.

The Main Benefits of Becoming a Franchisee

Posted on by TheSph3r3
Benefits of Becoming a Franchisee

Run your own business without facing the hurdles of a new business.

There’s little that we do in life where we don’t first consult the pros. We always prepare ourselves for big steps, such as learning to drive, taking an exam, or making financial decisions. Dipping our toes in and learning from the pros is how we best succeed in our endeavors. So why jump head first into a business that you’re not prepared for? Instead of landing yourself in the awkward position of attempting to run your own small business, purchasing a franchise is a wise choice to get you started.

The franchise route is often considered more secure, less risky, and more successful than starting up a traditional small business.

Here is just a handful of some of the benefits:

  • Established brand
  • Proven business concept and operating model
  • Established operating policies, procedures, and standards
  • Lower statistical risk of failure
  • Immediate momentum on opening through established brand equity of the franchise
  • Established customer base of the franchise
  • Training and ongoing support from the franchisor
  • Shared marketing costs with the franchisor and other franchisees
  • Support in difficult times from the franchisor
  • Ongoing product and service innovation
  • Increased buying power via the franchise group
  • Easier to obtain finance from banks and other lenders
  • Increased chance of a successful sale of the franchise upon exit

Even with all these benefits in reach, the franchisee must be able to take on the duty with due diligence.

Once you’ve made the decision to become a franchise business owner, take a look at the All Nevada Insurance franchise system.  Get started with your franchise system today with All Nevada Insurance.

Do You Have Any of These Gaps in Your Auto Insurance?

Posted on by TheSph3r3
Do You Have Any of These Gaps in Your Auto Insurance?

Find out if your car insurance policy has substantial gaps.

Motorists purchase auto insurance to protect themselves, their vehicle, and their finances from suffering a loss during an accident. When it comes to deciding on a policy that offers such protection, many select the cheapest policy. However, such a policy may not offer coverage for some events that could leave you financially strained.

When it comes to gaps in your auto insurance, here are a few lacking coverages that you should double-check before securing your policy.

Drivers & Vehicles
Which drivers and vehicles are covered by your auto insurance? Most policies provide coverage for you and your family members living with you. While your child who is living in a college dorm may be covered, your other child living in an off-campus apartment may be excluded from coverage.

Devices
Your electronic devices may not be covered for stolen or damaged cell phones or other devices. Should these items be stolen from your car, your home insurance may provide coverage. To prevent theft from occurring in the first place, store devices out of sight.

Rentals
Your own collision coverage may apply to the rental car you’re driving, but it may not cover all of the damages alleged by the rental company, such as loss of use charges. If you’re leasing a car long-term, your policy may only cover the replacement cost if the car is a total loss or is stolen. However, the amount may not cover the outstanding balance of your lease.

Now that you know what coverages your policy may be lacking, be sure to secure your reliable, all-encompassing auto insurance by giving All Nevada Insurance a call today.

Enjoy the Return of Football Season with This Burger Recipe!

Posted on by TheSph3r3
Enjoy the Return of Football Season with This Burger Recipe!

Football is back, so it’s time to try this veggie burger tailgate recipe!

Football season is coming up, and many are prepping their portable grills and readying the car for tailgate parties. While you organize your guest list and fill your cooler, try making something a little healthier for snacking on while watching the game.

Serve this meatless black bean burger on a bun with hot sauce, lettuce, and tomato!

Ingredients

  • 1½ cups cooked quinoa
  • 1-15 ounce can black beans, rinsed and drained (or about 1½ cups)
  • ½ teaspoon ground cumin
  • ½ teaspoon paprika
  • ½ teaspoon garlic powder
  • ½ teaspoon onion powder
  • ½ teaspoons salt
  • ¼ cup + 1 tablespoon chunky salsa
  • ¼ cup + 2 tablespoons breadcrumbs, divided (gluten free if necessary)
  • Olive oil, for browning burgers
  • Buns

Instructions

  1. Add all ingredients plus ¼ cup of the bread crumbs to a food processor. Process for 45-60 seconds until all ingredients are blended together, but still a little bit chunky. Transfer mixture to a medium-sized bowl and refrigerate for about ten minutes. Remove from the refrigerator and stir in the remaining 2 tablespoons of bread crumbs. Form mixture into patties. You will get about 6 patties, depending on the size you make them. Line a large sheet pan with parchment paper and place black bean burgers on. Refrigerate for about 20 minutes.
  2. Heat a large pan over medium heat and coat the bottom with olive oil. Cook the burgers for about 3-5 minutes on each side, until crisp and heated through. Top with your favorite burger toppings and enjoy!

From the insurance professionals, we hope that you enjoy these delicious veggie burgers during the football season! To thoroughly enjoy the season, contact All Nevada Insurance for your needed insurance policies in Las Vegas and neighboring communities

Going Back to College? Don’t Forget Your Renter’s Insurance!

Posted on by TheSph3r3
Going Back to College? Don’t Forget Your Renter’s Insurance!

Your child is all packed up and ready to head off to college. Do they have the right insurance for the semester ahead?

College season is upon us, and many young adults across the nation are moving out on their own. Whether choosing the dorm life or living off campus with friends, it’s the first time that students start to acquire their own possessions. These include stereos, laptops, printers, tablets, phones, flat screen TVs, and those all-expensive textbooks. In turn, college students should be aware of the assets that they take with them.

Chances are, if a student’s laptop gets stolen, it’ll cost at least $1,000 or more. Typical college students don’t have that kind of cash lying around.

Fortunately, renter’s insurance will step in to cover the costs. Most standard renter’s insurance policies provide three types of coverage:

  • Personal property – A typical policy covers your belongings if they are damaged due to fire, theft, vandalism, smoke, lightning, windstorm, and discharge of water.
  • Liability – This is coverage that insures you if you’re sued. If someone slips and falls on the property, and he/she sues for the cost of medical bills, your liability coverage will help you to pay for this expense.
  • Loss of use – This coverage helps you to pay for another apartment or hotel should you be unable to use your rented property for any reason.

Depending on your situation, you’ll need additional insurance to cover hurricane damage, flood damage, and identity theft protection. Every parent wants to set their child up for success by sending them off to college, protected.

The bottom line is that you need renter’s insurance to safeguard belongings and finances. Contact All Nevada Insurance to get started on the right coverage.

How Do I Choose the Right Home Insurance Deductible?

Posted on by TheSph3r3
How Do I Choose the Right Home Insurance Deductible?

Get the most out of your home insurance with a deductible to suit your needs.

Choosing the right deductible is vital to protecting your home and finances. Every policy has a deductible so every person buying homeowners insurance will have to make this decision (no, there’s no avoiding it!).

Selecting a deductible limit that suits your needs and budget enables your home to stay protected, your money to stay in your pocket, and your belongings to stay safe. In short, what more could you want?

What is a deductible?

A deductible is a total amount that you have to pay out-of-pocket before insurance kicks in. If you have a $1,000 deductible on your home insurance, in the event of an accident or damage from a listed peril, you are responsible for the first $1,000 of accident-related payments, and then the insurance company will handle the rest (up to the policy limit).

There are generally two types of deductibles: a dollar-amount and a percentage based. The difference between them is how your deductible is calculated, and there are a couple of factors depending on how much your home is valued at. Once calculated, the amount a homeowner pays if they file a claim is fixed for the length of that policy.

How to Choose:

When selecting a deductible, you’re really balancing the short-term cost that you can afford (your deductible) and the long-term cost of your policy (your premiums). A higher deductible means lower monthly premiums. But before selecting a high deductible right off the bat, consider if you can afford this high out-of-pocket cost in the event of an accident.

There are other reasons it makes sense to raise your deductible. Every insurance company is different, but typically, if you file a claim, the cost of your premium will rise because, in essence, you’ve become a riskier and costlier homeowner to insure. And the more claims you file, the higher your premium will be!

For help finding the right insurance and deductible for your needs, visit All Nevada Insurance at one of our Nevada locations!