Month: October 2017

Fun and Healthy Halloween Treats!

Posted on by TheSph3r3
Fun and Healthy Halloween Treats!

Healthy treats kids will love on fright night.

We all know that this time of year is full of candy and treats, especially on Halloween night. Unfortunately, with that, comes a lot of sugar and nasty additives. Indulging in too much artificial sugar can cause serious health concerns as well as hyping your child up all night long. Instead, opt for these healthy Halloween treats that kids will love and benefit from!

Party pickings:

  • Snack-o-lanterns: Carve eyes, nose, and a mouth into an orange and viola – you’ve got an instant Halloween treat!
  • Peanut butter banana wraps: Wrap mashed banana and peanut butter into strips of tortilla to mimic mummy bandages!
  • Tangerine pumpkins: Simply peel tangerines and add a piece of chopped celery on the top to make it look like a pumpkin.
  • Banana ghosts: Peel and cut a banana in half, adding two dark chocolate chips to look like eyes.

If you’re going to be handing out candy to trick-or-treaters, consider handing out a few healthy Halloween treats instead of candy.

  • Small boxes of raisins
  • Mini granola bars
  • Mini pretzels
  • Unpopped popcorn
  • Craisins
  • Apples

You can protect your future health by eating the right foods! To protect your financial future, contact All Nevada Insurance, serving Las Vegas and surrounding cities in Nevada.

3 Tips for Buying a Franchise

Posted on by TheSph3r3
Tips for Buying a Franchise

Tips that help you to get ready to buy a franchise.

 For entrepreneurs itching to start their own business, purchasing a franchise can be a good alternative. Franchising can be less risky than starting from scratch. The franchisor will have already done a lot of work for you. The business plan is ready made, and everything is set up so that you can get started. Now all you need to do is purchase one!

However, any new business is risky, even a franchise. If you’re considering the leap, here are a few tips to help you purchase!

Conduct Research

You’re responsible for the due diligence before you invest – so be thorough! Make sure that you find out exactly what your role as the owner will be, and dig deeper than the franchise brochure. Ask the existing franchisees what their day is like and how much support they received. If they allow it, shadow him or her for a day so that you know what to expect.

Determine the Location

Restaurants, storefronts, homes – it’s all about location, location, location. One of the toughest, and most important, decisions a franchisee will make is choosing a location for their new business. Many franchisors will work closely with you to pick the perfect spot, sharing insights about what particular site characteristics lead to success with their organization.

Consult a Specialist

The Tax rules and contracts surrounding franchises can get quite complex. Don’t get weighed down with terminology and paperwork! Ask for help from a professional attorney, preferably one who specialized in franchise law. He or she will review your franchise agreement documents and identify any potential red flags.

Once you’ve decided to become a franchise business owner, check out All Nevada Insurance’s franchise opportunity. Find out more information by giving us a call today!

Avoid Halloween Mishaps with These Home Safety Tips

Posted on by TheSph3r3
Avoid Halloween Mishaps with These Home Safety Tips

Halloween safety tips for homeowners.  

The time of year has arrived where there are pumpkins everywhere and face paint is flying off the shelves. That’s right, Halloween is well and truly underway. From ghosts, goblins, and witches to the latest pop-culture heroes and villains, this is the time of year where creativity hits an all-time high as people far and wide celebrate the spookiest season of all, Halloween!

Whether you’re hosting a party or will be receiving trick-or-treaters on this fright night, take the time to prepare your home now.

Clear the path for guests.
Costumes often include fancy wigs, complicated masks, and endless accessories. Your priority should be to clear the walkway up to the front door and remove debris, tripping hazards, and low-hanging decorations. In addition, ensure that the walkway is entirely visible. You may need to turn on outside lights or add in lights so that the path is well-lit throughout the night.

Avoid accidents with lights.

You will or you already have carved out a pumpkin, after all, it’s Halloween! Instead of lighting your jack-o-lantern with a real candle, which poses many fire risks, opt for LED tea lights that are battery operated. This way, should a pumpkin get knocked over, there is no risk of fire! These are a good option for indoor and outdoor decorations where you cannot keep an eye on a burning candle at all times.

Keep furry friends inside.

Halloween is an exciting time for you and your children, but also for your pets! Many cats and dogs will get anxious and frantic from all the visitors. To stop them from escaping, getting into the candy, or getting scared of the guests, shut them in a safe room with the TV turned on to drown out the noise. Since they don’t get to enjoy all the fun, leaving them with a Halloween treat will keep them entertained until the activity has subsided.

Be smart about sweets.

If you can help it, avoid leaving unwatched candy. While you’re hosting a party inside or watching a scary movie, it’s only natural to think that putting a bowl of candy on your doorstep for trick-or-treaters is a good idea. However, it encourages people to tamper with the treats that you’ve left out. Instead, leave a note at the bottom of your driveway.

With the holidays coming up, now is the time to review your homeowners insurance and ensure that you have the right protection in place. To get started, contact All Nevada Insurance, serving Las Vegas and surrounding cities in Nevada.

Car Insurance Mistakes That Could Cost You

Posted on by TheSph3r3
Car Insurance Mistakes That Could Cost You

Avoid making these mistakes when selecting your auto insurance policy.

As a car owner, you want to make sure you get the insurance coverage you need without overpaying. Unfortunately, in an effort to save money, many motorists end up making mistakes with their coverage. In turn, this comes back to bite them in the form of a large expense.

If you are in the market for insurance, here are some mistakes that could negatively impact your bank account.

Opting for the minimum coverage required.

It’s easy to believe that you’re a good driver and won’t get into a car accident where you’ll need to file a claim. Unfortunately, even the best of the best may get into an accident. One way to save money is to only opt for the minimum coverage required by your state law. Although it seems like a good strategy, it could actually backfire. Not buying enough insurance means that you could end up facing hefty expenses down the road, should you file a claim in which your auto insurance isn’t enough to cover all the costs.

Failing to understand your coverage.

Before settling on a plan, you need to understand everything that it does – and doesn’t – cover. If you don’t understand the plan, you could end up buying coverage that will not meet all of your needs. For example, you may not know if your plan provides the actual cash value or the replacement cost for your car until after you have to file a claim. There is a huge difference between the two that could prove costly for you.

Hiding information.

Sure, it seems tempting to underestimate your annual mileage or let your teenage driver start using your car without adding her onto the insurance. However, neglecting to tell the insurance company important and essential information about the vehicle, its drivers, and its use could come back to haunt you. Once the company finds out (and they always do), they could cancel your policy and leave you without coverage.

Part of saving money and staying safe on the roads is securing reliable coverage. Visit All Nevada Insurance today to secure auto insurance to suit your needs. We serve Las Vegas and beyond!

How to Choose the Right Franchise

Posted on by TheSph3r3
Choose the Right Franchise

Need help choosing the right franchise? Here’s how to get started.

Franchises are appealing to new entrepreneurs who want to the reduced risk of a proven product or service while still being their own boss. The parent company helps them to get on their feet and provides unlimited support for success. What’s not to love? The hardest part of securing a franchise is often deciding which one to join!

If you have no idea where to start, you’ll want to begin by asking yourself these questions.

What are my personal goals?

Everyone has different motivations for wanting to become an entrepreneur. Knowing what motivates you will help you decide where to begin. Do you want to spend more time at home, help others or further your entrepreneurial success? By figuring out your actual goals, you may be able to determine which franchise best meets your needs.

What role do I want to play in the business?

Do you want to be an active, hands-on owner or one that takes a back seat and hires staff to manage the business’s operations? Many franchisors offer an opportunity to be actively involved in management opportunity, but there are those that allow you to be relatively absent. Determine if you want to do a specific job, lead an organization, and manage managers!

What is my investment budget?

Franchise costs vary greatly, depending on the industry and specific business model. Take some time to weigh the initial investment against the expected return, along with your income, lifestyle and equity goals.

Do I have basic business skills?

Many franchises today want the franchisee to have the basic business know-how and entrepreneurial drive to succeed. In turn, franchisees who are focused on customer service and bettering the business are more likely to be profitable.

Ready to find the right franchise opportunity? Visit All Nevada Insurance today for more information!

Home Repairs You Shouldn’t Do Yourself

Posted on by TheSph3r3
Home Repairs You Shouldn’t Do Yourself

Call in a professional for these home fixes.

Home repairs that you can do yourself save you time and money. We understand the temptation of having fiddling with the electrical wiring and bringing out the tools to make what seem like minor fixes. While there are ample reasons to tackle projects yourself, it’s important to know your own boundaries in the do-it-yourself realm. Furthermore, there are certain home repairs that even the confident DIY-er shouldn’t do!

These repairs require the help of a professional.

Redoing the Roof

After living in a home for some time, replacement roofing or siding may be necessary. Roof tiles get beaten up by the wind, sun, rain, and snow, and need to be pulled up and replaced with new ones. Even though there are many articles online about how to do this yourself, the task is best left to the professionals. The roof literally protects your family’s heads, so it’s unwise to make errors and potentially risk the chance of further damage to the property. If panels aren’t placed and mounted correctly, elements such as water and dirt can sneak between and underneath panels. Leave this work to the experts who can provide professional warranties.

Plumbing or Electrical Jobs

Repairing the plumbing and electrical systems can be serious work. Large projects and major repairs should be left to the professionals who know what to look for, how to overcome obstacles, and remain safe while doing so. Both electrical and plumbing systems can be incredibly complex, and there is a lot of room for error if left in the untrained hand. Large jobs can cause serious injuries and damage due to small mistakes from amateurs.

Natural Gas Repairs

There are several appliances that run on gas in the home, including the stove, oven, water heater, and clothes dryer. You may be tempted to move or adjust them, for example, when you need to re-tile the kitchen floor. However, gas is like water, and any error you make in the lines could result in a leak. When there’s a gas leak, there is a large fire hazard and threat to the inhabitants. For this job, it’s best to call in the professionals.

Part of keeping your home safe is securing reliable homeowners insurance. Talk to the professionals at All Nevada Insurance to secure the right homeowners insurance for your needs in Las Vegas, Nevada.

Common Characteristics of Successful Franchise Owners

Posted on by TheSph3r3
Traits of Successful Franchise Owners

Do you have what it takes to be a successful leader?

With so many benefits to becoming a franchise owner, many Americans are contemplating such an investment. These fresh-faced franchise owners either succeed or fail. What beginners often wonder is what do the successful and lucrative franchisees have that others do not? Franchise owners are business owners and entrepreneurs first and foremost, but many franchise owners have similar qualities that enable them to be successful.

Here are a few personality traits that successful franchise owners have.

Patience

With a franchise, success is not always immediate. A franchise owner needs to have the confidence of knowing that others have paved the way before him or her, and that success is entirely possible. Establishing a franchise requires a period of adjustment as new customers become exposed to a product and its local availability. The patient franchise owner is able to place his or her trust in the overall proven track record. 

Humility

Those who are generally comfortable with following someone else’s rules and have a strong desire to be in business for themselves do well in franchises. For those who generally like to create their own rules and haven’t ever toed the line are typically too independent to follow someone else’s rules. Good franchise owners have an essence of humility. They own up to their mistakes and support their teams by correcting errors.

Diligent

Any franchise owner is going to need the motivation and drive to work hard, especially in the first year of opening. Successful franchisees do what needs to be done to meet their goals, which sets a winning example for their employees, as inspiration is contagious.

Interpersonal Skills

Being a people person helps franchise owners to suit the needs of the customer. Franchise owners can never display a ‘take it or leave it’ attitude when it comes to their customers, and a certain level of empathy must be natural to the business owner. Even though you own one franchise location, to the customer, you are the company. A good franchise owner remembers that a customer’s goals and needs can be met if they are listened to and responded to appropriately.

Once you’ve made the decision to become a franchise business owner, take a look at the All Nevada Insurance franchise system.  Get started with your franchise system today with All Nevada Insurance.

Are You Looking to Buy a Franchise? Here’s How to Start!

Posted on by TheSph3r3
How to Start a Franchise

Easy tips on how to get started with your franchise opportunity.

A franchise model offers a good track record, an established brand name, training programs, support, and marketing assistance. With all that at hand, it’s no surprise that many entrepreneurs are drawn to the built-in security. The best thing that you can do before buying a franchise is to research.

Here are some of the best ways to get started!

Attend franchise events. The International Franchise Expo hosts over 300 franchises and even more interested individuals. It’s a one-stop-shop in terms of basic information and networking, as well as determining which franchise opportunity you want to become a part of.

Talk to franchisors and franchisees. As an initial step, head to the franchise’s website and request more information or call them directly. Ask in-depth questions so that you fully understand the ins and outs of joining the team. If you want much of the truth, ask the franchisees directly about their experiences, including the support they’ve received. For a better hands-on look, see if you can shadow him or her for one day.

Ask consultants, lawyers. A franchise consultant, also called a broker or coach, can provide excellent advice, although keep in mind they are often working for the franchisor. This is a good route to go to avoid a mess later one down the road.

Perform a web search. The whole web is at your fingertips, so many the most of it! Find out everything you need to know, how you can prepare, view legal documents, and ensure there are no lawsuits filed against the chosen company.

Once you’ve decided to become a franchise business owner, check out All Nevada Insurance’s franchise opportunity. Find out more information by giving us a call today!

Factors That Affect Your Home Insurance Premium

Posted on by TheSph3r3
Factors That Affect Your Home Insurance Premium

Home insurance is crucial to protect your property. But what affects the cost of this insurance?

Homeowners insurance may seem like a huge expense every month, but it’s something that no homeowner should go without! Certain factors can impact the cost of your homeowners insurance, meaning that there are some factors that you do have control over.

Here’s a look at some of the factors that figure into your premium.

The construction of your home. Homes made with more durable materials are less susceptible to damage and therefore generally cost less to insure.

The age of your home. If you bought an older house because of its vintage appeal, you may discover that enjoying its old-world charm on a daily basis comes with a hefty price. The main reason for this is that older homes are fitted with older, therefore generally less safe, electrical, plumbing, and cooling systems.

Your claims history. Just like with car insurance, the more claims you file, the higher your premiums soar. Be smart and you can potentially save a lot of money on premium rates while reserving your insurance claims for a time when you really need it.

Smokers as inhabitants. Smoking in the home raises the risk of a fire, which increases the cost of your insurance. Just one more reason to kick the habit!

Location: If your home is located in a zone where floods, earthquakes or other damage may occur, your premiums may be higher. If your home is near a fire station or hydrant, your home may be eligible for lower premiums.

Luckily, finding the right home insurance premium and coverage isn’t impossible. Contact the professionals at All Nevada Insurance, serving Las Vegas and neighboring cities in Nevada with quality homeowners insurance.

Get Educated This National Breast Cancer Awareness Month

Posted on by TheSph3r3
Get Educated This National Breast Cancer Awareness Month

How are you celebrating National Breast Cancer Awareness Month?

Across the nation, October is dedicated to breast cancer awareness. This cancer takes thousands of women’s lives every year, and countless women continue to struggle and fight the disease. October marks the month for women to get educated, for communities and individuals to support those with breast cancer, and for awareness to be raised in order to tackle breast cancer.

Here are some little-known facts about breast cancer in the States:

  • One in eight women in the United States will be diagnosed with breast cancer in her lifetime.
  • It is the second leading cause of cancer death among women.
  • Each year it is estimated that over 252,710 women in the United States will be diagnosed with breast cancer and more than 40,500 will die.
  • Even though breast cancer is rare in men, it is estimated that 2,470 will be diagnosed with breast cancer and around 460 will die each year.
  • Over 3.3 million breast cancer survivors are alive in the United States today.

To help you and your loved ones stay safe, check out these strategies for preventing breast cancer:

  • Reduce animal protein. Consuming high amounts of meat and dairy products raises blood levels of insulin-like growth factor one (IGF-1). Elevated levels of IGF-1 have been associated with increased breast cancer risk in many studies.
  • Stay active. Research found that women with high levels of physical activity reduce their risk of breast cancer by 25 percent. Maintaining a healthy weight is also important, since 17 percent of breast cancer cases have attributed to obesity alone.
  • Avoid alcohol. Studies found that alcohol increases the risk of breast cancer, typically around 15 percent. In breast cancer survivors, drinking 3 or 4 alcoholic beverages per week could increase the risk of recurrence by 34 percent.
  • Add a whole grain. Whole grains contain high amounts of fiber, vitamins, and minerals, and compounds only found in plant-based foods. 

As you take the time to protect your health, think about those who are without. You can get active this month by fundraising for breast cancer charities, participate in runs and walks for the cause, and help spread the message through social media!

You can protect your future health by eating the right foods living a healthy lifestyle! To protect your financial future, contact All Nevada Insurance, serving Las Vegas and surrounding cities in Nevada.