Month: January 2018

Safety Precautions New Homeowners Should Take

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Safety Precautions New Homeowners Should Take

Safety Tips New Homeowners Need to Know

While you’re moving to a new home, the last thing on your mind is how to protect this new property. You may, instead, be concerned with furniture placement or how to fill out your new closet. However, new homeowners have a unique risk when they enter their first property.

Change the locks. You don’t know who was given a spare key by the previous owner, and it’s best not to chance it. As soon as you have the keys in hand, call a locksmith to change the locks. You may even decide to add new safety features such as a surveillance cameras and outdoor lighting at the same time, too.

Meet the neighbors. Your neighbors can be a helpful first line of defense against home incidents. They know the area and can keep an eye on your home. When you have a moment, go around and introduce yourself to your neighbors to form good relationships.

Get to know the systems. In an emergency, do you know how to shut off your water, gas or electricity? Get to know the property so that you can respond quickly. Familiarize yourself with each system as soon as possible.

Replace the filters. The previous owner may not have changed the filters in a while if they knew they were moving soon. Go around now and change the furnace and air-conditioning filters, making sure that the ducts are clear of any dust.

Test smoke alarms. Test all the smoke detectors in your new home, refreshing the batteries if need be. If there is a carbon monoxide alarm, test that, too. If there isn’t, consider installing one.

Your new home needs the right insurance to protect it from accidents and disasters. Contact All Nevada Insurance to get started on your reliable homeowners insurance policy today.

Five Reasons to Purchase a Franchise

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Reasons to Purchase a Franchise

Here’s why you should consider purchasing a franchise.

Buying a franchise can be a life-changing experience for any potential business owner. With a little patience, due diligence, and by following smart steps, you can experience just how successful owning a franchise can be. Here are the top five reasons why you should purchase a franchise.

An existing franchise is a turnkey business.

Many entrepreneurs have the skills to run an existing successful business but don’t have expertise in all it takes to get a business up and running, whether it’s obtaining financing or negotiating lease terms. Buying an existing franchise in a well-designed system can eliminate much of that hard work that gets a business off the ground: scouting out the area, finding the location, negotiating the lease, securing contractors and employees, and more.

The proven systems are in place.

When you buy a franchise, you’re buying a system – and a well-oiled one at that. Franchises have an established system and product, taking all of the guesswork and trial and error out of it.

Established corporate image and brand awareness.

If you buy into a franchise system that is already established, the corporate image and brand awareness is already recognized. Customers are often more comfortable purchasing items they are familiar with and working with companies that they know and trust.

A higher likelihood of success.

Since there is already an established system in place, there is a greater chance of success. If you invest in a proven franchise opportunity, you should be on your way to running a successful business.

Training is included.

Many franchise opportunities offer a training program that is typically held at their corporate office, plus any additional training that occurs on the location site before the grand opening. The franchisor will train you to run the business the same way that other sites run so that you have the best chance of success.

Once you’ve made the decision to become a franchise business owner, take a look at the All Nevada Insurance franchise system.  Get started with your franchise system today with All Nevada Insurance.

3 Reasons Taking a Vacation is Good for Your Small Business

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Why Taking a Vacation is Good for Your Small Business

Set Up a Strong Vacation Policy 

As a small business, you may be tempted to put your nose to the grindstone and continue to work through the holidays and summer. While this is a noble action, it’s not healthy or effective. A good work ethic is important to have, yes, but a non-stop work attitude can be detrimental to your own health and the business. Encouraging employees to use their time off to benefit the company may sound counterproductive, but it can lead to a more vibrant and dynamic workforce. Here’s why.

Improved Performance

Vacation deprivation can cause resentment, burnout, and increased mistakes on the job. As we all know, rest is incredibly important. Just as we need sleep to feel our best, we occasionally need time away from work in order to perform to our highest potential. Stepping out of the normal workflow and resetting the body and mind can improve motivation and energy. Many of us feel refreshed and rejuvenated once we return to work from even a couple of days off.

Healthier Employees

People who take vacations tend to enjoy the mental and physical benefits, from decreased stress to more motivation to achieve goals. Simply put, healthier employees are happier and more engaged. By taking a few days of vacation, employees may spend more time in the office because they are spending fewer days at the doctor’s office.

More Creativity

Time away from daily tasks can allow employees time to create responses to business challenges and spark new ideas to improve methods. Without the day-to-day pressures of the office, workers can use time to reflect and see issues from a fresh perspective.

Does your business have the right vacation policies in place? While you tend to improving your business, let the experts handle your business insurance policies. Contact All Nevada Insurance to get started on your tailored coverage.

Common Myths About Franchise Ownership

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Common Myths About Franchise Ownership

We help you to weed through the myths and misconceptions about owning a franchise.

As in any industry, there are common misconceptions. Franchising myths can cause you to make a poor investment or run a perfectly good business opportunity straight into the ground. Unfortunately, many franchisees learn this the hard way after buying into a franchise system with the wrong ideas, expectations, plans, or skill sets. The good news is there is a way to avoid landing yourself in a sticky situation. Simply arming yourself with the facts (and truths!) about franchise ownership will help you to prepare for the next steps.

Check out the common myths and the truths behind them!

Myth No. 1: It’s best to buy a franchise with a well-known brand name.
Although a household name will draw in familiar customers, it doesn’t always guarantee success. Certain factors are more important than the brand, such as operating hours, the number and type of staff, daily tasks, and the size of the investment. Instead of opting for a franchise with a well-known name, go for one that is the right fit for your needs.

Myth No. 2: I can only be successful doing something I’m familiar with.
Believe it or not, but businesses based on an owner’s background have the highest failure rate. Your franchise business is a vehicle to the lifestyle you’re seeking. If you limit your choices to what you’re familiar with or good at, you’re placing yourself at a major disadvantage by ignoring a huge number of possibilities that are outside of your realm of past business experience.

Myth No. 3: There’s no freedom in a franchise. Corporate power dictates everything.
This is a common myth that couldn’t be further from the truth. In actuality, there’s plenty of room for individuality. The franchisor only provides the basic system that’s already proven to be successful. After that, you’re in charge, and you can manage the business to your standard. You are in control of who you hire as your team, how to market your location, and how to promote it regionally. Keep in mind that the franchisor wants you to succeed!

Myth No. 4: I can’t afford a franchise.
If you look at a franchise for what it is, an investment in your future, then you may well be able to afford it. Most franchises can be established affordably, and your only payments to the parent company are a one-time franchise fee and weekly or monthly royalties. Beyond that, your out-of-pocket expenses are the same as they’d be for any business. The difference is, you have the support and training of the franchisor, which will help you ramp up to full speed far more quickly than you could on your own.

Are you ready to find the right franchise opportunity? All Nevada Insurance may just be the right fit for you! Visit us at one of our Nevada locations for more information!

Low-Cost Ways to Foster Workplace Wellness

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Low-Cost Ways to Foster Workplace Wellness

Promote a Happy and Healthy Work Environment

Good employee health has a positive umbrella effect on companies, from productivity to competitive recruitment. In fact, one study found that employees who eat healthily are 25 percent more likely to have higher job performance. Another found that regular exercise boosts work productivity by 15 percent! While not every company has an unrestrained budget to put into employee wellness programs, especially small businesses, we’ve found low-cost and no-cost ways to help!

Arrange a company-wide run. Grab your sneakers and encourage the whole team to get involved in a charity run. Not only will this get your team motivated and moving, but joining in a local charity event will help to publicize your business to the local community. Arrange training after work and aim to get everyone involved!

Provide healthy snacks. Take a look in your employee kitchen. Is it laden with junk food and sugary beverages? Make healthier choices by stocking the kitchen full of fresh fruit, trail mix, and plenty of bottled water.

Hold walking meetings. Instead of sitting in the conference room for an hour a week, hold walking meetings around the office or the complex. This helps to get your team moving and may inspire some new ideas with thanks to the change of scenery and fresh air!

Set up a team challenge. Ask everyone to track their steps for the week (most smartphones do this automatically these days). At the end of the week, award the person who walked the most with a prize.

Offer meditation classes. While physical exercise is for the body, meditation is for the mind, which can go a long way in improving mental health. You can either offer a subscription to a self-guided meditation app, such as HeadSpace, or bring in a professional for an afternoon to teach your team how to meditate.

While you focus on getting your team happy and healthy to boost your business, leave your business insurance needs to the professionals. Contact All Nevada Insurance to get started on your tailored policy. We serve Las Vegas, Henderson, and neighboring cities!

Why to Book Your Summer Vacation in Winter!

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Why to Book Your Summer Vacation in Winter!

Prepare for Your Summer Vacation in Winter!

Are you ready for summer vacation yet? We thought so. Even though we have a few more months of cooler temperatures and adverse weather, that doesn’t mean you shouldn’t be thinking ahead. In fact, winter is the ideal time to book your summer vacation! Here’s why.

You will actually take it.

The sad truth is more than half of American workers don’t use all their vacation time. There are many reasons why people don’t take this much-needed time off, but if your summer vacation is planned and paid for, chances are you’ll stick to it.

You snag better deals.

The closer you get to a trip, the costlier everything comes, from airfare to hotels. As the demand goes up, prices rise accordingly, so try to book the key parts of your vacation before everyone else does. Many hotels, car rental companies, and package-deal businesses offer amazing deals in winter to lock in guests for the summer.

You have more options.

In addition to potentially getting a better price, you’re more likely to achieve your choice of routes and locations. Many popular destinations, like national parks and campsites are booked up early. The most appealing rental houses go especially fast, so get them now while they’re still available.

You can budget accordingly.

By planning your vacation in advance, you’ll have a clear picture of what everything will cost you. With many months to save, you can set up a budget so that you have plenty of spending money while you’re there. You may even find that skipping your daily latte for a poolside cocktail only adds to the excitement of your summer vacation.

You have the joy of anticipation.

Planning your vacation, reading up about the city and culture, and looking for fun pool accessories is all part of the fun of a vacation! The earlier you plan, the more time you have to immerse yourself in the upcoming event.

While you get ready to jet set, leave your insurance needs to the experts. All Nevada Insurance can help you secure reliable coverage across Las Vegas and beyond.

Reasons for Buying a Franchise Over Starting Your Own Business

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Franchise Over Starting Your Own Business

Want to be your own boss? A franchise opportunity could be for you.

When you decide to start your own business, you have several choices. You can buy an existing business, start your own from scratch, become a partner in an up-and-coming business, or you can purchase a franchise. All businesses have inherent risks, but a franchise has a built-in support system.

What’s more, franchise organizations offer a structure for launching, operating, and growing a business. An efficient franchise owner can earn more and spend less time and effort organizing a similar business on their own.

Brand Name

If you start a business from scratch, you will have the challenge of trying to establish a successful brand name with potential customers. The same could be said if you were to buy a small, existing local business that has little name recognition. Fortunately for you, a franchise has spent a long time building up the brand name recognition.

Success

Across the nation, the revenue from franchise establishments accounts for over one-third of all U.S. retail sales. Because franchises make up a significant part of the national economy, it presents a statistically better chance of success than other business options.

Training

In many cases, a franchise company offers you complete training and support to get your business started. As systems are already fine-tuned, you’ll know exactly how to train your employees without the trial and error that new companies face. Furthermore, a franchise may offer you ongoing training in the company’s business processes, marketing, and daily operation so that you don’t have to worry about staying on top of new procedures.

As you evaluate franchise organizations, be sure to investigate their commitment to their franchise owners, as well as their future development plans to secure franchise growth and success!

Once you’ve made the decision to become a franchise business owner, take a look at the All Nevada Insurance franchise system.  Get started with your franchise system today with All Nevada Insurance.

Is Your Engagement Ring Insured?

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Is Your Engagement Ring Insured?

Insuring Valuable and Sentimental Jewelry

While insurance isn’t the most romantic topic, beyond a house and a car, an engagement ring could very well be the next big investment people make. If you take into account the famous diamond dealer’s dictum of ‘two month’s salary,’ then you know that the average engagement ring can cost a lofty couple thousand dollars.

While no one wants to consider the things that could mar the perfect happiness of getting engaged to a loved one, the thing is, anything can happen. From theft to damage from a disaster, engagement rings aren’t invincible. The best course of action is to be prepared for anything. This is why, in the midst of all the engagement excitement and happiness, you should consider purchasing insurance for your engagement ring.

Check Claim Limits

Review your current homeowners or renter’s insurance policy. Your policy documents should be able to tell you what your individual item claim limits are. Depending on your limits and how much you spent on the ring, you may need to secure additional coverage to protect it.

Get Your Ring Valued

Most people are probably unsure of what their engagement ring is worth. Don’t mistake the worth for the price tag you paid, either. Get a couple of jewelers to provide you with written quotes. This is a sensible step to take for any jewelry you own that you suspect is of considerable value, not just engagement rings.

Secure Additional Coverage

If the engagement ring is more valuable than what your insurance policy provides coverage for, you will need to raise the limits of your current policy or consider getting a rider. A rider will ensure that your ring is safely protected and that it does not exceed your current policy.

Ensure you insure that bling! To get started, contact All Nevada Insurance for a free quote.

How to Combat Sitting Down All Day

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How to Combat Sitting Down All Day

Take a Stand for Your Health 

If you work at a desk, you may find that sitting down all day can wreak havoc on your body. Whether it’s lower back pain, wrist pain, a really tight neck, or a lack of mobility, when we spend all day at a desk to pay the bills, our bodies often get stuck picking up the tab. With the dangers of sitting down all day hitting the news, you should make sure that you are doing all you can to combat sitting down all day.

Reorganize Your Desk

If you work at a desk job, you probably spend more time at your desk than you do at anything else. While desk jobs may not seem physically taxing, they can certainly cause is physical problems. Ensure that your chair is at the proper height, your computer is at eye level, and your back is straight.

Sit on a Stability Ball

Sitting on a stability ball instead of an office chair can be an easy way to increase activity. To sit balanced on the ball, you must engage your core muscles.

Stretch Often

Sitting down can wear on your hips and spine. Set a reminder for a couple of times a day to get up and stretch. Reach up and then bend at the hips to touch the floor. Lunges and shoulder rolls are also good stretches to perform to open up tight tips and tense shoulders.

Take a Stand

Standing desks keep employees on their feet, instead of planted in their chairs. Even if your office doesn’t have a standing desk, all you need is a stable box placed on top of the desk in order to stand and work. Take a phone call standing and walk around the office. If possible, opt for a treadmill desk that will keep you moving while working!

Walk More

An easy way to include more activity in your workday is by walking. Suggest walking meetings instead of sitting in the conference room. Instead of sending a colleague an email, get up and walk over to their desk. Take the stairs instead of the escalator. Getting active doesn’t have to be big – but it should happen often.

Rest easy knowing that your finances are safe and protected. Visit All Nevada Insurance for the reliable insurance policies you need and deserve.

Top Reasons Why You Should Buy a Franchise

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Why You Should Buy a Franchise

Find out why buying a franchise makes financial and logical sense for you.

When people want to run their own company, many of them forget about the possibility of buying a franchise. This can be a costly mistake; franchises are manageable, already successful, and allow the individual to start their own business and become the master of their destiny.

If you want to own a business, here are the top reasons for selecting a franchise company.

Track Record of Success.

Any good franchise company (certainly one worth buying into) will have already developed a method of doing business that works well and produces successful results. Even better, they’re required to provide you with a great deal of information in their disclosures so that you can make an informed decision with the details in front of you.

Marketing Assistance.

The franchise company provides you with marketing assistance to give you the proven tools and strategies for attracting and retaining customers. More often than not, current staff helps to build solid marking plans and budgets so that you don’t have to worry about starting from scratch.

Risk Avoidance.

The biggest reason to purchase a franchise is that, if you’re smart, it will help you avoid much of the risk of starting a new business. Since it is already set up and running, you can determine with a fair amount of certainty what happens if you become a new franchise.

Once you’ve made the decision to become a franchise business owner, take a look at the All Nevada Insurance franchise system.  Get started with your franchise system today with All Nevada Insurance.