As the temperatures drop and the camping season winds down, many RV owners start preparing their vehicles for winter storage. While you may be focused on winterizing the plumbing and keeping pests away, there’s another important step you shouldn’t overlook—adjusting your RV insurance. At All Nevada Insurance Inc., providing insurance products in and around the greater Las Vegas, NV area, we want to help you ensure your RV stays protected, even when it’s not in use.

Do You Still Need Full Coverage in the Off-Season?

One common question RV owners ask is whether they should keep full coverage during the months their RV is in storage. While you may not be driving it, your RV is still at risk for theft, vandalism, fire, and weather-related damage. Adjusting your policy to maintain comprehensive coverage while pausing collision coverage can help save money while keeping your RV protected.

Liability Coverage: Is It Necessary?

If your RV is stored on your property, you might think liability coverage is unnecessary. However, if someone were to get injured around your stored RV, you could still be held responsible. Maintaining a level of liability protection ensures you’re covered in case of unexpected incidents.

Talk to Your Insurance Provider Before Making Changes

Before adjusting your RV insurance, it’s always best to speak with an expert who understands your specific needs. Some policies offer seasonal flexibility, while others may have restrictions on adjusting coverage mid-term.

If you’re unsure about the best approach, All Nevada Insurance Inc., which provides RV coverage throughout the greater Las Vegas, NV, area, is here to help. Contact us today to review your policy and ensure your RV is adequately covered for the off-season.