Author: TheSph3r3

Are you a motivated individual?

Posted on by TheSph3r3
Are You a Motivated Individual?

Are you someone that is motivated, loves creating an income that will offer you more time with your family or enjoys working with the community? You may be qualified to fit our franchise model with All Nevada Insurance.  You do not have to have insurance experience to become a broker with us.  You just have to be willing to learn and be aggressive with your marketing efforts to achieve the income you wish to create.  We will coach you to become a successful business owner.  Check us out: www.ANIfranchise.com.

Spring Driving Hazards to Look Out For

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Spring Driving Tips for the Season

Be mindful of common springtime driving hazards.

Winter is over, the temperatures are rising, and by now you have already enjoyed the start of springtime driving. Now that spring is truly here, it’s time to think about the changes you will have to make to your driving habits, as well as being aware of the changes happening on the roads. Check out these hazards (and how to handle them!) for safe driving this spring.

Potholes

The adverse winter weather can wreak havoc on the roads, causing large and harmful potholes. Deep potholes can throw your car’s alignment off and can also become the reason you need a new wheel and tire. Carefully try to drive around the pothole, if it is safe to do so.

Children

Longer days and warmer weather brings children outside to play and allows them to walk to and from school in light, clear weather. Pay extra attention when driving on residential roads and streets near schools. Children may not always be looking where they are walking. Slow down and keep an eye out for youth.

Cyclists

Motorcyclists and cyclists are more likely to be on the road during spring. This is a time when all drivers should brush up on their vision techniques in order to stay focused and spot smaller road users. Respect everyone on the road and take care when driving near them to avoid any unnecessary happenings on the road.

Animals

Hibernation is now over. Spring is the time when animals come out and begin their search for food. Being aware of this can prevent unnecessary animal deaths and damage to your vehicle. Slow down and take care on roads where wildlife activity is high.

The professionals at All Nevada Insurance are well versed in securing reliable auto insurance that will see you through spring and beyond! Located in Las Vegas, Henderson, and neighboring cities, contact us today.

Steps to Help Simplify a Home Insurance Claim

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Steps to Help Simplify a Home Insurance Claim

Know what to do if you need to file a home insurance claim.

After an incident, such as a fire or theft, has occurred, it’s natural to panic. As a homeowner, you take great pride in your property, from your house to your belongings. When damage or loss does happen, it’s important to remember that your homeowners insurance policy is there to help. So that you know what to do to file a claim, here are some tips to consider.

Gather as much information as possible. You want to document the damage to your home and belongings from different angles. Be careful not to expose yourself to any harm during this process, though. If it is safe to do so, take pictures of the damage. These will then be sent to your claims adjuster.

Call your insurance agent right away. Always call your insurer to report the damage as soon as possible. Call your insurer before you get a contractor to start repairs.

Keep receipts. If you need to make some minor repairs to prevent further damage, do so. However, be sure to keep the receipts, as your insurer may be able to reimburse you for these expenses.

Have an updated home inventory on hand. Theft, fires, and natural disasters all impact your house as well as your belongings. When an accident happens, be ready to tell your insurer what items you lost and how much they were worth. A home inventory can help to provide those details to your carrier; otherwise, you may be relying on guesswork.

Want to work with a team that can aid you through the process? Talk to the professionals at All Nevada Insurance to secure the right homeowners insurance for your needs in Las Vegas, Nevada.

How Much Money Can I Make From Franchising?

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Money Can I Make From Franchising

Should you take your financial leap of faith in the franchising industry?

Most people who look into franchising a company will undoubtedly ask, “Will I make money?” As with anything in business, and in life, there is no one answer. It’s well worth developing a detailed plan before committing to a franchise system and taking a look at the factors that affect how and when you make money. Buying and running a business involves a lot of hard work, and ownership isn’t much fun if you aren’t making any money. While it’s true that franchising is a more structured and transparent way to becoming an entrepreneur, it still can be complicated and confusing to navigate the process on your own.

Do Your Due Diligence

Before buying a franchise, it’s important to learn what your experience will be like as a business owner. Those who skip this crucial step often fail as business owners as they end up with a franchise that isn’t a good fit for them. If you’ve never run a business before, your natural instinct might be to focus on the bottom line. Unfortunately, it doesn’t work to ask about the profit and income when you’re researching a potential franchise.

Look Beyond the Bottom Line

As a business owner, your take-home pay at day’s end isn’t normally a good indicator of the business’ full financial benefit. Look over a franchisee’s profit and loss statement (P&L) to assess if the business appears to make very little profit. Many businesses expenses may make the company’s bottom line appear lower than what it actually is.

Figuring out your earning potential as a franchise owner is much more complicated than simply asking a salaried employee how much they make. Take your time to assess your needs, wants, and find the right fit for you. It’s a venture that should be enjoyed by handled carefully.

Are you ready to find the right franchise opportunity? Visit All Nevada Insurance today for more information!

Why to Update Your Home Inventory This Spring

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Why to Update Your Home Inventory This Spring

Should you take the time to do a home inventory?

Whether you live in a condo, townhouse, apartment, or house, you have spent time and money getting the furnishings, artwork, appliances, and electronics just right. Any damage, theft, or loss of these items should be covered under your homeowners or renters insurance policy. But how will you know what you’ve lost? Will you remember the purchase price or appraised value? A home inventory can help to list your belongings and their value so you know what and how much you’ve lost.

Spring is a season of cleaning and getting the home ready for the warmer days ahead. While you’re wiping away the cobwebs from winter, why not add creating a home inventory to your list? Working on cleaning projects on the interior and exterior of your house makes for a great opportunity to make or update your home inventory list.

Here are some simple home inventory basics:

  • Where: Home inventory lists can be kept on computers, in notebooks, or on online databases. If you decide to store your inventory digitally, it’s a good idea to keep a hard copy of it in a fireproof safe, or a location away from the house.
  • Organize inventory based on rooms: Keep lists for the kitchen, bedrooms, media rooms, living room, game room, etc. until you’ve covered your house. Breaking up the inventory by room can make the task less daunting and can help you to manage the lists when you add or sell items.
  • Take photos: A great way to record your belongings is to photograph them. This helps to document their condition and serial numbers/ID numbers, so that they are clear and cannot be written down incorrectly.
  • Include appraisals and receipts: Especially for valuable items! Large-ticket items such as jewelry and antiques may require additional coverage on your homeowners insurance policy. Many companies will require an appraisal and photos to be included with policy information.

This spring, ensure that your belongings are up to date and correct on your home inventory and your insurance carrier will do the rest. Contact All Nevada Insurance to get started on the right homeowners insurance policy to suit your needs, budget, and belongings!

Do you want to live the dream of being a business owner?

Posted on by TheSph3r3

All Nevada Insurance is growing and looking for people that want to live the dream of being a business owner.  We have given our franchise system a boost and we are excited to share it with you so you can share it with others.  We believe that a referral is the highest compliment that a company can receive, so we are willing to pay a $2000 referral bonus to you.  When your referral becomes a part of the All Nevada Insurance family as a franchisee, you get paid.  To learn more about our system, please visit www.ANIfranchise.com.

Tips for Being a Better Boss

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Tips for Being a Better Boss

Be a better manager for your team with these tips.

Managing an office or company well is no small feat, but it is something you can get better at. If you’re looking to become a better boss to engage employees and better the business, these tips can get you headed in the right direction.

Spend more quality time with employees.

A large part of management is delegation, which requires problem-solving and matching employees with the most appropriate task given their skills and expertise. Spending more time with your employees in and out of the office will help you to understand their skill set and aspirations. Whether you host an employee lunch at your favorite diner or start weekly meetings with your team in the conference room, knowing your team puts you in a better position to delegate.

Give feedback.

People have an inherent need to know when they’re doing well. If you aren’t giving feedback to your team, you could be losing employees because of lack of motivation and appreciation. Include feedback in meetings, annual reviews, and emails so that your team knows where to improve in the future.

Publicly praise them.

When you recognize an employee’s strength, it helps to solidify your working relationship with him/her. In addition, you train your employees to recognize where their strengths lie. This simple act will help them gain confidence and motivation.

While you tend to improving your skills as a boss, let the experts handle your business insurance policies. Contact All Nevada Insurance to get started on your tailored coverage

What You Should Know Before Becoming a Franchise Owner

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What You Should Know Before Becoming a Franchise Owner

A franchise opportunity could be for you. Here’s where to begin.

If you’re thinking of becoming your own boss, investing in a franchise business is one popular option that may be worth looking into. After all, you’re investing in an already-established business with a higher risk of success than owning your own business.

Before you get started on the documents, be sure that you know these essential factors first.

The Franchise Model

It’s been labeled as the greatest business model ever invented and has enabled hundreds of thousands of people to own their own business successfully. As a franchisee, you buy into a franchise, such as a service or product, and run it as if it were your own. With a complete model, training, and support, you cut out a lot of the startup mistakes.

Risk

Investing in a business, franchise or not, is risky. While there’s no way to mitigate your risk, there are ways to lower it. One of this is to research the franchise company thoroughly before signing on the dotted line. It sounds simple enough, but it’s a step commonly overlooked. Check out the benefits of becoming a franchisee and be sure you know how to choose the right franchise.

Rules

With anything in life, there are guidelines. Franchising is not a free for all. Similarly, it’s not for everyone. Before you commit to becoming a franchise owner, make sure that you understand the rules. All franchises have them, and need them! Rules maintain consistency of the products, the services, and the brand.

Finances

Most franchises have a minimum net worth requirement for franchisee, so be sure that you know yours (and that it meets the minimum requirements!). Start by adding up your assets and then your liabilities. The difference between the two is your net worth.

Take your time to assess your needs, wants, and find the right fit for you. It’s a venture that should be enjoyed by handled carefully.

Are you ready to find the right franchise opportunity? Visit All Nevada Insurance today for more information!

Determining Fault in an Auto Accident

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Determining Fault in an Auto Accident

How insurers will determine who is at fault for a car accident.

More than any other factor, your driving record determines rates for your car insurance. Good drivers with a clean history are likely to enjoy lower premiums, while drivers with one or more at-fault accidents must usually pay higher rates for coverage. However, even safe drivers can get involved in a car accident from time to time. With this in mind, it’s important to understand how fault is determined in such cases.

For every crash that happens on U.S. roads, someone is always at fault. Therefore, if you’re involved in a single-vehicle crash, you will automatically be deemed at fault and can expect that mark to stay on your record for many years.

Your insurer will likely determine fault based on the police report of the incident. While there can be exceptions, the general rules of thumb are as follows:

  • If you struck another vehicle from behind, you will be deemed at fault, regardless of what the driver did.
  • If you collide with a vehicle during a lane change, you’ll be at fault if the other vehicle was in your blind spot or if the vehicle was already in the lane.
  • If you ran a red light, stop sign, or other traffic control, you’ll be deemed at fault.

Ultimately, the drivers’ insurance companies will make the final decision regarding their driver’s claim. However, with supporting evidence, you can avoid having to pay out on your insurance when you’re not at fault. When considering your claim, check to see if any traffic laws have been broken – did a driver skip a red light or were they speeding when the road accident occurred? These observations are not always easy to prove and usually require witnesses. However, they can help to determine who was at fault in an accident.

If you’re involved in an accident, car insurance can help. Contact All Nevada Insurance to get started on the right policy to suit your needs, budget, and vehicle!

Surprising Things Your Homeowners Insurance Covers

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Surprising Things Your Homeowners Insurance Covers

What you didn’t know home insurance could cover.

Homeowners insurance is designed to protect your home and personal property. But even those homeowners who have quality insurance and have (luckily) never filed a claim didn’t know that home insurance can do more than just that. Check out these lesser-known situations that homeowners can cover.

Medical bills for guests injured on your property. One of the major perks of homeownership is being able to have plenty of people over. However, entertaining company can have its own pitfalls including guests tripping, falling, and injuring themselves. Home insurance can help with medical expenses if a guest gets hurt while on your property (even if it was entirely due to their clumsiness).

Your trees, plants, and grass. If someone drives through your front lawn and damages your yard, your home insurance can help you to replace your trees, flowers, plants, and grass. While every coverage has its limit, this additional aid can help you restore your garden to its full glory.

Your college student’s property. If your dependent child is at college full time and living on campus, it’s likely that they took expensive belongings with them, such as a computer, tablet, TV, and smartphone. Luckily, if someone steals your child’s laptop or a fire damages his or her dorm room, your home insurer will help to repair or replace their items. If your child is living off campus in an apartment, it’s a good idea to secure renter’s insurance since homeowners insurance won’t cover their belongings in that case.

For reliable homeowners insurance, visit the professionals at All Nevada Insurance. We serve Las Vegas, Henderson, and neighboring cities in Nevada!