How To: Add Your Teen Driver

FAQs About Insuring Your New Driver

Your teen getting ready to reach their 16^th birthday is simultaneously terrifying and exciting. On the one hand, you get to spend a lot less time behind the wheel as your family chauffeur once your teen becomes a licensed driver. On the other hand, you have to trust that your child is enough of an adult to man a vehicle. So you can have peace of mind while your teen is behind the wheel, it is important to add him or her to your auto insurance policy. Here are the answers to a few questions you may have when making that change to your policy.

• When Should I Add My Teen? Generally, you do not need to add your teen driver to your policy until he or she becomes officially licensed. That means you can hold off on insuring him or her during the permit process. Call your insurance agent to double check, though, as you do not want to leave yourself unprotected.
• How Much Will It Cost? Not surprisingly, your teen is a riskier driver than you are with your years of experience behind the wheel. Consequently, you can expect to see your premiums increase at least a little bit when you add your son or daughter to your policy.
• How Can I Save? Fortunately, you can take steps to combat the rising cost. Put your teen in a car with a great safety rating, make sure you teen driver completes driver’s education, and encourage him or her to get the best grades possible. Scoring As and Bs will bring your premiums down.

When you are ready to add your teen driver, is it easy to get in touch with your insurance agent? For all of your auto insurance coverage needs, contact All Nevada Insurance in Las Vegas and Henderson, Nevada. We are here to help you get the right policy so you can have the right level of protection for yourself and your teen driver.