Uninsured/Underinsured Motorist Coverage
Las Vegas is one of the most sought after vacation destinations in the world, which can make the roads very congested for Las Vegas natives. Accidents are very common, and most times, someone else is at fault for the crash. This leads to one of the other biggest issues in Las Vegas – people who drive without auto insurance. Over 25 percent of people on Las Vegas area roads are driving illegally, which is why investing in uninsured/underinsured motorist coverage is so important.
Uninsured/underinsured motorist coverage will provide protection if you are hit by another driver that does not have auto insurance, or does not have enough auto insurance coverage to cover the damages that are incurred during the accident. It will provide coverage up to the limit of your policy. It will also provide coverage after a hit and run accident if the other driver cannot be found.
Even if the other driver does have state mandated auto insurance, it may not be enough to cover the damages of the accident. In Nevada, you are legally required to carry at least $15,000 in bodily injury liability coverage for one person, or $30,000 for bodily injuries for more than one person in an accident. You also have to carry at least $10,000 in property damage liability. It is important to keep in mind that these are only the minimum required limits, and they can easily be exceeded from just one accident. Investing in uninsured/underinsured motorist coverage can help to ensure that you are not left financially devastated after just one incident.
For all of your auto insurance policy needs, contact the insurance professionals at All Nevada Insurance in Las Vegas, Nevada. We will work with you to ensure that you have the right amount of protection, all at the right price to fit your budget.