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Understanding Where You Are Protected
It would be great if you did not need uninsured motorist coverage. That would mean that every driver on the road today is responsible enough to carry at least the state-mandated level of car insurance, protecting themselves and you out on the open road. Unfortunately, that is not the case. There are a shocking number of people driving around carrying no insurance at all.
To help you be best safeguarded, your insurance agency has developed a product that is designed to protect you against the possibility of being left without coverage if you get into an accident with an uninsured driver. This product is called uninsured motorist coverage that can be broken down in two ways.
This first, and most common, type of this protection is uninsured motorist bodily injury coverage. This will step in to cover your medical expenses, and those of your passengers, if you get into an accident with an at-fault driver whose insurance coverage is insufficient to cover those costs. This ensures that you will be able to get healthy again no matter what.
The second type of this protection is uninsured motorist property damage coverage. This will step in to repair your vehicle if it is damaged by another driver not carrying insurance coverage. That will ensure that you are not on the hook for body shop bills just because the at-fault driver was not carrying enough car insurance.
So you can best be protected against other drivers’ lack of responsibility, contact All Nevada Insurance. Our team is committed to helping you get the right car insurance policy to be fully protected no matter what—or who—lies on the road ahead. For all of your coverage needs in Las Vegas and all of Nevada, do not hesitate to get in touch with our expert team.
