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3 Ways to Maintain Your Car’s Value

Posted on by TheSph3r3
Ways to Maintain Your Car’s Value

Top tips to help you beat depreciation and get a good price for your car.  

As many know, thrifty motoring doesn’t end when you beat the dealer down on the price of a new car. Depreciation is by far the largest motoring cost any of us will face. It’s well known that a new car’s value plummets the second it’s driven off the lot. In fact, many experts estimate that the average vehicle loses 15 to 25 percent of its value within the first five years that it’s in operation.

To help you retain the value of your car, start with these tasks.

Keep It Clean

Any car can look cheap when it’s covered in dirt, poorly cared for, and has layers of dust in the interior. A clean car can go a long way to keeping your car valuable, but this doesn’t mean you need to spend every weekend washing and polishing it. In particular, keep the interior clean, free from mud, dust, stains, and grime getting into small places. Brake dust is another problem as it can attach the clear lacquer on your alloy wheels if it’s left there too long. A quick rinse with soapy water once a week is enough.

Service It on Time

Routine car maintenance is a must, and a good technician can tell you if you’ve neglected things like routine engine oil and fluid changes. Follow your car’s regular maintenance schedule and save records of all services. Having a full-service history will also help when trying to sell the vehicle.

Sort Out the Dings

Small dings and dents are a sad fact of life, but you don’t have to just put up with them. A dent-removal expert will be able to help you with parking lot scuffs, scratches, and dings. Parking in a more deserted area of the parking lot might be all it takes to avoid those irritating battle scars.

Protecting your car comes easy to the insurance professionals at All Nevada Insurance. Keep your car protected with quality auto insurance in Las Vegas, Nevada today by giving us a call.

How to Honor Heroes on Veteran’s Day

Posted on by TheSph3r3

Get active for America this November 11th.   

Every November 11, America comes together to honor the brave men and women who fearlessly dedicated their lives to defending our great country.

It is the one day of the year dedicated to commemorating the years of service made by so many men and women around the nation. Military personnel put their country before themselves and fight to keep our country free and brave. There are some ways to get active to show your support for the veterans, fallen and alive, today.

Here are just a few things that you can do to honor heroes on Veterans Day.

Volunteer to lay flowers or plant flags at your local veteran cemetery.

By dressing the cemeteries, it helps remind communities and passers-by to spare a moment to think of those who fought for our country. Although they may be out of people’s minds more often than not, this day is dedicated to taking the time to thank those for all that they did.

Provide financial support for families of the fallen.

The USO and the Tragedy Assistance Program for Survivors (TAPS) provide financial and emotional support to bereaved spouses and children of troops who have died serving their country.

Fly the American Flag.

On Veterans Day, the flag should be raised.

Visit a military memorial, museum, or monument.

Take a day trip to learn about our military history or to pay your respects.

Attend The Las Vegas Veterans Day Parade

Organized by the Veterans Action Group, this parade is to celebrate those on Active Duty, Reserve members, and Veterans. According to CNN News, The Las Vegas Veterans Day Parade is the largest veterans parade west of Mississippi, second only to New York City! Be sure you don’t miss it!

From the insurance professionals, we hope that you get active this Veterans Day. For all of your insurance needs in Las Vegas, Nevada, contact All Nevada Insurance.

How to Prepare for a Power Outage

Posted on by TheSph3r3
How to Prepare for a Power Outage

Arm yourself with the knowledge to prepare yourself and your home for a power outage.

Shockingly, 6 out of 10 American households don’t have a family emergency plan. Even though power outages don’t typically last for more than a couple minutes, it’s good to know how to handle a long blackout with winter almost here. Electricity can be out for several hours from severe storms. Instead of rushing around in the dark when the lights go out, ensure that you and your home are ready and know how to handle it.

Have plenty of food.

  • Keep a 3- to 5-day supply of drinking water in jugs or bottles. Plan on at least 1 gallon of water per person, per day, as well as enough for your pets.
  • Store a manual can opener with non-perishable foods for 3 to 5 days. Aim for canned chickpeas, beans, and peanut butter. Don’t forget pet foods!
  • Conserve water by using plastic plates and plastic utensils that don’t need to be washed and can be thrown away instead.
  • Have a camp stove or grill for outdoor cooking.

Stay in touch.

  • Have a portable, battery-powered radio and alarm clock.
  • Have a non-portable phone that will work even if power is interrupted.
  • Plan where to meet family members and how to communicate if separated.
  • Keep essential family member contact information near your phone and in your wallet.
  • Get your pets microchipped so that you can be reunited if separated.

Keep a kit.

  • Build an emergency kit well in advance of a storm (if you can.)
  • Gather plenty of flashlights with extra batteries.
  • Store a first aid kit that is close to reach.

Protect your appliances

  • Turn off all large appliances if the power goes out.
  • When the power comes back on, give the electric system a chance to stabilize by gradually using the appliances you turned off. Use only the essential first and then wait 15 minutes before turning on the others.

To protect your home throughout all sorts of disasters that are out of your control, visit the team at All Nevada Insurance. Our homeowners insurance policies work to protect residents in Las Vegas, Henderson, and neighboring cities in Nevada. Contact us today for more information.

Avoid Halloween Mishaps with These Home Safety Tips

Posted on by TheSph3r3
Avoid Halloween Mishaps with These Home Safety Tips

Halloween safety tips for homeowners.  

The time of year has arrived where there are pumpkins everywhere and face paint is flying off the shelves. That’s right, Halloween is well and truly underway. From ghosts, goblins, and witches to the latest pop-culture heroes and villains, this is the time of year where creativity hits an all-time high as people far and wide celebrate the spookiest season of all, Halloween!

Whether you’re hosting a party or will be receiving trick-or-treaters on this fright night, take the time to prepare your home now.

Clear the path for guests.
Costumes often include fancy wigs, complicated masks, and endless accessories. Your priority should be to clear the walkway up to the front door and remove debris, tripping hazards, and low-hanging decorations. In addition, ensure that the walkway is entirely visible. You may need to turn on outside lights or add in lights so that the path is well-lit throughout the night.

Avoid accidents with lights.

You will or you already have carved out a pumpkin, after all, it’s Halloween! Instead of lighting your jack-o-lantern with a real candle, which poses many fire risks, opt for LED tea lights that are battery operated. This way, should a pumpkin get knocked over, there is no risk of fire! These are a good option for indoor and outdoor decorations where you cannot keep an eye on a burning candle at all times.

Keep furry friends inside.

Halloween is an exciting time for you and your children, but also for your pets! Many cats and dogs will get anxious and frantic from all the visitors. To stop them from escaping, getting into the candy, or getting scared of the guests, shut them in a safe room with the TV turned on to drown out the noise. Since they don’t get to enjoy all the fun, leaving them with a Halloween treat will keep them entertained until the activity has subsided.

Be smart about sweets.

If you can help it, avoid leaving unwatched candy. While you’re hosting a party inside or watching a scary movie, it’s only natural to think that putting a bowl of candy on your doorstep for trick-or-treaters is a good idea. However, it encourages people to tamper with the treats that you’ve left out. Instead, leave a note at the bottom of your driveway.

With the holidays coming up, now is the time to review your homeowners insurance and ensure that you have the right protection in place. To get started, contact All Nevada Insurance, serving Las Vegas and surrounding cities in Nevada.

Car Insurance Mistakes That Could Cost You

Posted on by TheSph3r3
Car Insurance Mistakes That Could Cost You

Avoid making these mistakes when selecting your auto insurance policy.

As a car owner, you want to make sure you get the insurance coverage you need without overpaying. Unfortunately, in an effort to save money, many motorists end up making mistakes with their coverage. In turn, this comes back to bite them in the form of a large expense.

If you are in the market for insurance, here are some mistakes that could negatively impact your bank account.

Opting for the minimum coverage required.

It’s easy to believe that you’re a good driver and won’t get into a car accident where you’ll need to file a claim. Unfortunately, even the best of the best may get into an accident. One way to save money is to only opt for the minimum coverage required by your state law. Although it seems like a good strategy, it could actually backfire. Not buying enough insurance means that you could end up facing hefty expenses down the road, should you file a claim in which your auto insurance isn’t enough to cover all the costs.

Failing to understand your coverage.

Before settling on a plan, you need to understand everything that it does – and doesn’t – cover. If you don’t understand the plan, you could end up buying coverage that will not meet all of your needs. For example, you may not know if your plan provides the actual cash value or the replacement cost for your car until after you have to file a claim. There is a huge difference between the two that could prove costly for you.

Hiding information.

Sure, it seems tempting to underestimate your annual mileage or let your teenage driver start using your car without adding her onto the insurance. However, neglecting to tell the insurance company important and essential information about the vehicle, its drivers, and its use could come back to haunt you. Once the company finds out (and they always do), they could cancel your policy and leave you without coverage.

Part of saving money and staying safe on the roads is securing reliable coverage. Visit All Nevada Insurance today to secure auto insurance to suit your needs. We serve Las Vegas and beyond!

Home Repairs You Shouldn’t Do Yourself

Posted on by TheSph3r3
Home Repairs You Shouldn’t Do Yourself

Call in a professional for these home fixes.

Home repairs that you can do yourself save you time and money. We understand the temptation of having fiddling with the electrical wiring and bringing out the tools to make what seem like minor fixes. While there are ample reasons to tackle projects yourself, it’s important to know your own boundaries in the do-it-yourself realm. Furthermore, there are certain home repairs that even the confident DIY-er shouldn’t do!

These repairs require the help of a professional.

Redoing the Roof

After living in a home for some time, replacement roofing or siding may be necessary. Roof tiles get beaten up by the wind, sun, rain, and snow, and need to be pulled up and replaced with new ones. Even though there are many articles online about how to do this yourself, the task is best left to the professionals. The roof literally protects your family’s heads, so it’s unwise to make errors and potentially risk the chance of further damage to the property. If panels aren’t placed and mounted correctly, elements such as water and dirt can sneak between and underneath panels. Leave this work to the experts who can provide professional warranties.

Plumbing or Electrical Jobs

Repairing the plumbing and electrical systems can be serious work. Large projects and major repairs should be left to the professionals who know what to look for, how to overcome obstacles, and remain safe while doing so. Both electrical and plumbing systems can be incredibly complex, and there is a lot of room for error if left in the untrained hand. Large jobs can cause serious injuries and damage due to small mistakes from amateurs.

Natural Gas Repairs

There are several appliances that run on gas in the home, including the stove, oven, water heater, and clothes dryer. You may be tempted to move or adjust them, for example, when you need to re-tile the kitchen floor. However, gas is like water, and any error you make in the lines could result in a leak. When there’s a gas leak, there is a large fire hazard and threat to the inhabitants. For this job, it’s best to call in the professionals.

Part of keeping your home safe is securing reliable homeowners insurance. Talk to the professionals at All Nevada Insurance to secure the right homeowners insurance for your needs in Las Vegas, Nevada.

Common Characteristics of Successful Franchise Owners

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Traits of Successful Franchise Owners

Do you have what it takes to be a successful leader?

With so many benefits to becoming a franchise owner, many Americans are contemplating such an investment. These fresh-faced franchise owners either succeed or fail. What beginners often wonder is what do the successful and lucrative franchisees have that others do not? Franchise owners are business owners and entrepreneurs first and foremost, but many franchise owners have similar qualities that enable them to be successful.

Here are a few personality traits that successful franchise owners have.

Patience

With a franchise, success is not always immediate. A franchise owner needs to have the confidence of knowing that others have paved the way before him or her, and that success is entirely possible. Establishing a franchise requires a period of adjustment as new customers become exposed to a product and its local availability. The patient franchise owner is able to place his or her trust in the overall proven track record. 

Humility

Those who are generally comfortable with following someone else’s rules and have a strong desire to be in business for themselves do well in franchises. For those who generally like to create their own rules and haven’t ever toed the line are typically too independent to follow someone else’s rules. Good franchise owners have an essence of humility. They own up to their mistakes and support their teams by correcting errors.

Diligent

Any franchise owner is going to need the motivation and drive to work hard, especially in the first year of opening. Successful franchisees do what needs to be done to meet their goals, which sets a winning example for their employees, as inspiration is contagious.

Interpersonal Skills

Being a people person helps franchise owners to suit the needs of the customer. Franchise owners can never display a ‘take it or leave it’ attitude when it comes to their customers, and a certain level of empathy must be natural to the business owner. Even though you own one franchise location, to the customer, you are the company. A good franchise owner remembers that a customer’s goals and needs can be met if they are listened to and responded to appropriately.

Once you’ve made the decision to become a franchise business owner, take a look at the All Nevada Insurance franchise system.  Get started with your franchise system today with All Nevada Insurance.

Factors That Affect Your Home Insurance Premium

Posted on by TheSph3r3
Factors That Affect Your Home Insurance Premium

Home insurance is crucial to protect your property. But what affects the cost of this insurance?

Homeowners insurance may seem like a huge expense every month, but it’s something that no homeowner should go without! Certain factors can impact the cost of your homeowners insurance, meaning that there are some factors that you do have control over.

Here’s a look at some of the factors that figure into your premium.

The construction of your home. Homes made with more durable materials are less susceptible to damage and therefore generally cost less to insure.

The age of your home. If you bought an older house because of its vintage appeal, you may discover that enjoying its old-world charm on a daily basis comes with a hefty price. The main reason for this is that older homes are fitted with older, therefore generally less safe, electrical, plumbing, and cooling systems.

Your claims history. Just like with car insurance, the more claims you file, the higher your premiums soar. Be smart and you can potentially save a lot of money on premium rates while reserving your insurance claims for a time when you really need it.

Smokers as inhabitants. Smoking in the home raises the risk of a fire, which increases the cost of your insurance. Just one more reason to kick the habit!

Location: If your home is located in a zone where floods, earthquakes or other damage may occur, your premiums may be higher. If your home is near a fire station or hydrant, your home may be eligible for lower premiums.

Luckily, finding the right home insurance premium and coverage isn’t impossible. Contact the professionals at All Nevada Insurance, serving Las Vegas and neighboring cities in Nevada with quality homeowners insurance.

Get Educated This National Breast Cancer Awareness Month

Posted on by TheSph3r3
Get Educated This National Breast Cancer Awareness Month

How are you celebrating National Breast Cancer Awareness Month?

Across the nation, October is dedicated to breast cancer awareness. This cancer takes thousands of women’s lives every year, and countless women continue to struggle and fight the disease. October marks the month for women to get educated, for communities and individuals to support those with breast cancer, and for awareness to be raised in order to tackle breast cancer.

Here are some little-known facts about breast cancer in the States:

  • One in eight women in the United States will be diagnosed with breast cancer in her lifetime.
  • It is the second leading cause of cancer death among women.
  • Each year it is estimated that over 252,710 women in the United States will be diagnosed with breast cancer and more than 40,500 will die.
  • Even though breast cancer is rare in men, it is estimated that 2,470 will be diagnosed with breast cancer and around 460 will die each year.
  • Over 3.3 million breast cancer survivors are alive in the United States today.

To help you and your loved ones stay safe, check out these strategies for preventing breast cancer:

  • Reduce animal protein. Consuming high amounts of meat and dairy products raises blood levels of insulin-like growth factor one (IGF-1). Elevated levels of IGF-1 have been associated with increased breast cancer risk in many studies.
  • Stay active. Research found that women with high levels of physical activity reduce their risk of breast cancer by 25 percent. Maintaining a healthy weight is also important, since 17 percent of breast cancer cases have attributed to obesity alone.
  • Avoid alcohol. Studies found that alcohol increases the risk of breast cancer, typically around 15 percent. In breast cancer survivors, drinking 3 or 4 alcoholic beverages per week could increase the risk of recurrence by 34 percent.
  • Add a whole grain. Whole grains contain high amounts of fiber, vitamins, and minerals, and compounds only found in plant-based foods. 

As you take the time to protect your health, think about those who are without. You can get active this month by fundraising for breast cancer charities, participate in runs and walks for the cause, and help spread the message through social media!

You can protect your future health by eating the right foods living a healthy lifestyle! To protect your financial future, contact All Nevada Insurance, serving Las Vegas and surrounding cities in Nevada.

Get Healthy: Say Goodbye to These Unhealthy Foods

Posted on by TheSph3r3
Get Healthy: Say Goodbye to These Unhealthy Foods

Leave these food items off your plate from now on.

Many people are becoming more and more aware of what is good for us and what to avoid on a daily basis. With research and information at our fingertips, a large majority are looking to constantly improve their health through eating the right foods!

This year, combat the risk of health conditions, obesity, and a plethora of other health issues by skipping these 10 foods!

  1. Doughnuts– One doughnut is around 300 calories. As a doughnut is basically deep-fried sugar, opt for an apple with your morning coffee instead!
  2. Eggs – It is illegal to label eggs as ‘healthy’ or ‘nutritious’ or even ‘safe’, believe it or not. Eggs contain the same amount of cholesterol as a Big Mac and are over 60 percent of saturated fat. Both of these factors can severely increase one’s risk of heart disease, diabetes, cancers, and strokes.
  3. Burgers – Beef burgers are high in fat content and loaded with cholesterol and saturated fat. Leave burgers off your plate this year.
  4. French Fries – A medium order of fries has 365 calories along with 17 grams of fat and a whopping 246mg of salt!
  5. Chips – Eating chips is a quick way to intake more sodium than is healthy. Sodium can contribute to serious health disorders.
  6. Dairy – Meant for calves, dairy is something that should be avoided by humans. Contrary to popular belief, consuming dairy actually increases your risk of bone fracture and osteoporosis. The growth factors, hormones, and high calcium content are believed to contribute to causing cancer, obesity, acne, and more. Switch to plant-based milks and milk alternatives!
  7. Deep-Fried Foods – Need we say more? Fried food instantly adds to calorie and fat intake.
  8. Soda– Those who have one sugary beverage a day have a significantly greater chance of developing type 2 diabetes than those who skip the soda.
  9. Microwave Popcorn– This treat makes the list of cancer-causing foods. The buttery taste comes from chemicals called diacetyl and PFOA – otherwise known as listed carcinogens (cancer-causing chemicals)!
  10. Meat – Processed meats can be found everywhere. The bad news is that these are one of the unhealthiest foods that you can eat (despite it being listed last). Processed meat has been linked to a greater risk of heart disease, high blood pressure, and cancer. Opt for high-quality meats or plant-based proteins instead!

You can protect your future health by eating the right foods and cutting back on unhealthy food! To protect your financial future, contact All Nevada Insurance, serving Las Vegas and surrounding cities in Nevada.