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Don’t Miss These Pumpkin Patches in Las Vegas, NV

Posted on by TheSph3r3
Pumpkin Patches in Las Vegas, NV

The harvest season is here! Check out these pumpkin patches!

Autumn is here, and it’s time to enjoy the cooler weather, darker nights, and all things pumpkin-spiced! If you’re looking for pumpkin patches, corn mazes, hayrides, and local gourds, fear not, there are plenty of fun Fall things to do near you.

While you pick up a pumpkin to make soup, make it fun for your kids by finding a patch that offers autumn activities! Here are a few local patches to get you and the family into the fall spirit!

The Las Vegas Farm

At The Las Vegas Farm, there are pumpkins for sale, a Fall festival, tractor-pulled hay rides, along with a farmer’s market! The 26th Annual Farm Fall Festival takes place in the last three weekends in October from 9 a.m. to 7 p.m., so don’t miss out! Go to visit the rescued animals as well as sampling tasty treats at the Farmer’s Market.

Moapa Valley Corn Maze

From pumpkin patches, corn mazes, a haunted corn maze, hay rides, horseback riding, and a petting zoo, the Moapa Valley Corn Maze has it all! Bring the little ones for a trick-or-treating event while you pick out your favorite gourd. The 7-acre pumpkin patch along with all other activities are open from October 3rd to November 1st, every Friday through Sunday from noon until 7 p.m. Are you looking for a fun thrill? Their haunted corn maze is a can’t-miss attraction!

Undead Maze

Looking to get your fix of horrors and haunts? Don’t miss the haunted house and undead maze, complete with zombies, clowns, toxic waste, and monsters that lurk behind every corner. As the most affordable haunt in Las Vegas, the 2,000 square feet of twists and turns are certain to thrill even the strongest of souls!

From the professionals at All Nevada Insurance, we hope that you enjoy these local and fun pumpkin patches in the height of the fall season. To secure all of your insurance needs in Las Vegas and neighboring cities in Nevada, visit us today.

Am I Covered If I Drive Someone Else’s Vehicle?

Posted on by TheSph3r3
Drive Another Vehicle Auto Insurance Las Vegas NV

Borrowing someone else’s car for the day? Know if you’re protected!

Occasionally, you may need to borrow your friend or neighbor’s car to run an errand, go to work, or soberly drive your tipsy friend home. Before getting into the driver’s seat, consider the impact of driving unprotected. You should know if you’re protected if you drive someone else’s vehicle.

Here are a few things to consider before you borrow a friend’s car!

How often do you use the vehicle? If you only borrow your friend’s car once a month, most likely your friend’s policy will cover you when you drive the vehicle. An auto policy will define who it covers. An “insured person” may include “any individual with respect to an accident arising out of that person’s use of a covered auto with the permission of you or a relative.” Under this definition, if someone else gives you permission to drive his vehicle, you’re covered by his insurance policy.

How long do you borrow the car? If you use the car for a day or two, it’s most likely not considered regular and frequent use. However, if you borrow the vehicle for several weeks, you may not be covered by his auto policy. If you are a regular driver of his car, you should consider adding yourself to your friend’s insurance policy!

What is the purpose of using the car? If you’re using the car to conduct business, like delivering pizza or hauling equipment for a landscaping business, you’ll need to make sure the vehicle is covered under a commercial auto insurance policy. Personal auto policies typically don’t cover anyone for conducting business with their vehicles!

Be sure to check what and who is covered before you drive someone else’s vehicle! Visit the professionals at All Nevada Insurance for the secure auto insurance coverage to suit you and your vehicle in Las Vegas, Nevada.

Beat Work Stress with These Tips

Posted on by TheSph3r3
Work Stress Las Vegas NV

Beat the work blues once and for all with these tips.

Do you find yourself working 10-hour days? Are you burning the midnight oil, long after all of your co-workers have headed home? Whether you’re putting in more hours each day or deal with a highly stressful job, you may be feeling more pressure than pleasure. As stress can be the cause of many health issues, such as depression, high blood pressure, weight gain or loss, acne, and heart disease, it’s important to have as little stress as possible.

Don’t let stress get in the way of your successful career!

  • Get enough sleep – Sleep is essential for us to perform to our best ability. Lack of sleep reduces our cognitive function, weakens our memory, and makes us irritable – not ideal for the workplace! Get your 8 hours of sleep each night.
  • Eat well – If we eat unhealthily, we’ll feel it. Be sure to eat balanced and regular meals, exercise often, and drink plenty of water. Avoid processed foods, caffeine, and eat plenty of fruit and vegetables. Your body (and mind!) will benefit from this.
  • Make compromises – While you may want to impress your boss by picking up the slack, taking on too much work can be a recipe for disaster. Learn to say ‘no’ when you become overwhelmed with work.
  • Get organized – Whether you have a calendar, a To-Do list for the day, or a checklist for the week, getting organized will mean that you’re properly equipped and mentally prepared for the work ahead.
  • Take breaks – Even though you have a lot to get done, remember to take breaks. We work best in increments of time, rather than working a full 8-hour straight day.
  • Make time for yourself – Even if it’s time where you plan to do nothing, it’s important to make time for some rest, relaxation, and quality family time!

Reducing your stress will ensure that you can lead a healthy and happy life! From the insurance professionals at All Nevada Insurance, we hope that you take the time to lighten your load. Visit us for the insurance policies to protect your finances and assets in Las Vegas, Nevada.

(Bad) Reasons Why People Don’t Buy Life Insurance

Posted on by TheSph3r3
Misconceptions Life Insurance Las Vegas NV

These common misconceptions about life insurance utilized too often.

Thinking about your death is hardly the most enjoyable way for people to pass the time. Thinking about how your family will cope after you’ve passed is an essential part of being part of a family. However, that’s not the only reason that people avoid shopping for life insurance.

With many Americans still underinsured – or worse, not insured at all – it’s time to bust some common misconceptions about life insurance!

Reason #1: It’s costly.

The first reason why people don’t buy life insurance is that they think that it’s expensive. Around eighty percent of the nation overestimate the price of any given policy. People believe that it’s more expensive than it is for protection that they truly need. When asked, most people guessed that a plan is more expensive than it is.

Reason #2: I’m young and healthy. I don’t need it.

Your life insurance needs depend on many factors, but if possible, it’s better to buy a policy when you’re young and healthy as it will cost significantly less than when you’re older. The theory is, is that you’re more likely to develop health problems as you age, and therefore, the price goes up.

Reason #3: You can’t get coverage if you have health issues.

Unless you have severe health conditions, you generally can buy term life insurance. Conditions such as diabetes, high cholesterol, and arthritis will mean higher life insurance quotes – however, insurance could still be within reach!

Reason #4: Single people don’t need it.

Many single individuals still need life insurance. For example, you may have children, be planning to marry or have aging parents who are financially dependent on you. Also, life insurance would also help if you’re single and own a business or a have co-signed debt.

Now that you’re ready to purchase the life insurance that you need and deserve, contact the professionals! Visit All Nevada Insurance for the policy that suits your needs in Las Vegas, Nevada.

Warm Up Your Car Up for the Fall Season

Posted on by TheSph3r3
Fall Driving Auto Insurance Las Vegas NV

Car care tips to keep your vehicle purring through fall and winter.

The Nevada winter brings all sorts of weather. From rain, snow, sleet, and possible subzero temperatures, the desert can be a chilly place come the winter months. Because of this, it’s no surprise that leaving your car out in this weather can cause some serious damage and put it under strain. Not only are the roads that much more dangerous, but your vehicle will need a bit of TLC before the fall weather.

Complete these then tasks before the cold snap hits so that you have safe (and reliable) winter transport:

  1. Get the engine check for performance and drivability problems.
  2. Replace dirty filters such as air, fuel, and PVC.
  3. Add a bottle of fuel deicer in your tank once the temperature drops.
  4. Change your oil and oil filter.
  5. Check that the heater and defroster are in good working condition.
  6. Replace wiper blades to wipe away the fall rain.
  7. Have your battery checked! This is usually the first to suffer in the cooler weather.
  8. Inspect all lights and bulbs to ensure that they are clean and in working order.
  9. Examine tires for tread life, damage, and wear & tear. Consider purchasing a new pair to keep your grip on ice, snow, and wet roads.
  10. Always carry an emergency kit with you! The emergency kit should include a car repair kit, first aid kit, blankets, non-perishable food, plenty of water, flashlight, a hand-cranked radio, small change, and more emergency essentials!

If you have ever found yourself stranded because your battery died or hydroplaned from rain water, you’ll know how important it is to prepare your car for fall.

While you can prevent your vehicle from failing during autumn, ensure that you have the protection to see you through! Contact All Nevada Insurance for a customized auto insurance policy to suit your needs and budget in Las Vegas and neighboring cities in Nevada.

Your Guide to Fall Home Maintenance!

Posted on by TheSph3r3
Fall Homeowners Insurance Las Vegas NV

Homeowners, prepare your home for the upcoming autumn season.

While the thought of fall may bring a chill to homeowners, ensuring your property is kept clear of damage in autumn weather is a task to take on now!

With Las Vegas about to face inclement and adverse weather, spare a thought for your home’s health, and add these tasks to your To Do checklist!

Exterior Maintenance 

  • Drain sprinkler systems so that the water does not freeze and burst the pipe.
  • Prune shrubs and trees.
  • Remove debris and leaves from gutters and downspouts to prevent ice damage.
  • Inspect the roof for damage or missing slates.
  • Hire a professional to examine and clean the chimney.

Interior Maintenance

  • Tune up the boiler or furnace before turning it on.
  • Caulk doors and windows that are drafty.
  • Test the batteries in your smoke and carbon dioxide alarms.
  • Hire a professional to check your heating system. These systems will use fuel more efficiently, last longer, and have fewer problems if properly serviced.
  • Change the direction of your ceiling fan to create an upward draft that redistributes warm air from the ceiling.
  • Review your homeowners’ insurance.

As you drain your faucets, don’t drain your wallet. Autumn can bring destruction on a home which can take huge expenses to repair and rebuilding. Homeowners insurance is designed to financially aid home repairs after a named peril, such as fire, theft, vandalism, hail, or a natural disaster.

So that your home is protected throughout the fall and year-round contact All Nevada Insurance today! Our insurance services can protect your home from the autumn weather approaching in Las Vegas, Nevada.

New Homeowner? Read This Safety Guide

Posted on by TheSph3r3
New Homeowner Insurance Las Vegas NV

If you recently moved into a new abode, check out how to keep it safe.

Congratulations! You did it! You successfully navigated the web of paperwork, finances, and inspections and came out with the keys to your new home. The hardest feat is done, but responsible homeownership doesn’t stop there.

Before you begin unpacking and painting rooms, you’ll need to take the necessary steps to protect your dream home. This is a little bit more than locking the front door and de-weeding the front garden.

Don’t let the excitement of a new house cause you to overlook the basics of home safety! Here are the top tips that every new homeowner shouldn’t forget!

Change Your Keys

You don’t know who, or how many people, the past homeowner gave keys to. Don’t chance it – change your locks as soon as moving in to prevent these people from having easy access to your home. Also, remember to reconfigure your garage door code.

Install a Home Security System

A home security system notifies you and authorities if suspicious activity occurs, ensuring that your home is secure whether you’re home or away. With the peace of mind that your home is kept safe alone, you can focus on the task at hand.

Perform Necessary Maintenance

Inspect your property to make sure that everything works as it should. Check outside lights, smoke detectors, carbon monoxide detectors, and window locks. These features all play a part of your family’s ongoing wellbeing and safety. Now is the time to fix and replace anything that is broken, damaged, or not functioning properly.

Don’t Drill Carelessly into Walls

Hanging shelves, closet systems, and artwork means drilling into your walls – but do you know what’s back there? Walls house plumbing pipes, ductwork, wires, and cables. Stud sensors can detect changings in density to sniff out studs, cables, and ducts. However, always take care when drilling into walls – even if the sensor says it’s all clear.

Secure Homeowners Insurance

Homeowners insurance is designed to protect your home in the event of a disaster. Doesn’t your humble home need the protect it deserves? Contact All Nevada Insurance in Las Vegas, Nevada for all of your homeowner’s insurance coverages to protect your new house!

Do You Need Renter’s Insurance?

Posted on by TheSph3r3
Renters Insurance Las Vegas NV

Condo, apartment, house – renter’s insurance is there to protect your belongings.

When you rent a property, you, not your landlord, are responsible for your personal belongings if they’re stolen or damaged. Renters insurance can provide financial aid if your personal property is damaged in a named peril such as fire or theft, as well as providing liability insurance if someone is injured when visiting your home.

If you’re not convinced that you need renter’s insurance, here is a breakdown of renters’ insurance basics!

Coverage
Most insurance policies cover personal belongings, such as furniture, clothing, jewelry, electronics, and appliances, but only up to your policy limits. Be sure update your inventory list of all of the personal possessions along with their estimated value. Your policy should note what losses it covers, such as theft, fire, smoke, explosions and water damage from leaky pipes.

Additional Coverage
Standard policies may limit coverage for such valuable items as jewelry, furs, coin collections, musical instruments, and expensive sporting equipment.

Liability Protection
Renters insurance typically provides liability protection that pays for both the cost of defending you in court and court awards. Note that it will only financially aid you up to the limit that is set on your insurance policy. Therefore, make sure that your limit is not too low before purchasing the policy.

Additional Members
Spouses and immediate family members of the same household will automatically be included in the policy. However, a roommate has to be specifically named in the policy to be covered.

Save Costs!
Who doesn’t want to save money on renters’ insurance? You should consider insuring your car with the same carrier as this often leads to eligibility for a multi-policy discount.

Be sure to contact All Nevada Insurance for a renter’s insurance policy that best suits you and your apartment in Las Vegas, Nevada.

Kick Off the Football Season with Tailgating Safety Tips

Posted on by TheSph3r3
Tailgate Safety Tips

If you’re hosting or attending a tailgate party to kick off the football season, read on for safety tips!

The autumn season is upon us, which means one thing – football season! Tailgating is a great way to get together with friends and other fans before a game to show your team spirit. While tailgating can all be fun and games, there are some important safety tips not to forget. Whether you’re hosting or attending a party, read on!

Food

Nothing will ruin a day at the stadium like food poisoning. Be careful not to cross-contaminate raw and cooked meat, and always ensure that meats are cooked throughout before serving. Wash utensils, cutting boards, and your hands every time raw meat comes in contact with them.

Grilling

If you’re using your trusty barbeque to grill your vegetables, be sure that you have a fire extinguisher handy in case things get out of hand, and that you keep children and pets away from the grill at all times. After you’ve finished grilling your food, douse the hot coals with water and dispose of any hot ash safely.

Driving

Tailgaters are notorious for having too much to drink. If your tailgating party includes alcohol, always secure a designated driver (or a couple) before the party starts. Drinking and driving never mixes well, so stay clear of getting behind the wheel while intoxicated.

Sun

The sun may not be sizzling as it was during summer, but even so, spending hours outside requires certain precautions, namely sunscreen and plenty of water. Lather up in sunscreen before you head out and always have enough water on hand to keep sipping on to prevent dehydration.

You’ve put a lot of thought into game day. Don’t ruin a festive day by being unsafe! For the safety coverage that you need and deserve, contact All Nevada Insurance in Las Vegas, Nevada for all of your insurance services.

What to Do If You Put Wrong Fuel in Your Tank

Posted on by TheSph3r3
Wrong Fuel in Tank

Before you panic, here’s what to do when you put the wrong gas in your car.

It happens to the best of us. Perhaps you’re driving a car you’re not used to, or the pumps weren’t clearly marked at the petrol station, or you had a momentary lapse in concentration, putting the wrong fuel in your car is easy to do.

Once you’ve realized what you’ve done, whether at the pump or in a broken down car, here is exactly what to do before you begin to panic!

Don’t turn on your engine.

If you put diesel into a petrol car, the potential damage isn’t as severe, but it will still cause your engine to smoke a bit or run badly, so it’s best to get the diesel out as soon as possible. If your car normally runs on diesel, wrong petrol will act as a solvent, causing metal parts to grate against each other. Don’t turn on the engine if you can help it, and call a breakdown assistance service.

Calculate how much of the wrong fuel you’ve put in.

Although it’s usually best to drain all of the fuel from your tank when you use the wrong fuel pump, if you realize your mistake while you’re pumping, you may be able to get away with it. If the incorrect fuel takes up less than 10 percent of the tank capacity, you may be able to top up with the correct fuel and drive away. If you’re not sure, always get the entire tank drained.

Call for assistance.

This step is included in the above steps because it is so important! Calling your breakdown service to come and save the day is the best step to getting you back on the road as soon as possible. In addition, the reputable service means that you can prevent any further damage to your car.

Does your auto insurance in Las Vegas provide Roadside Assistance? Contact All Nevada Insurance, serving cities in Nevada, for the reliable car coverage that you need and deserve.