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How To Get Your Claim Paid Quickly

Posted on by TheSph3r3

Your Guide To Getting Your Claims Check

After an incident that has you calling on your insurance coverage, all you will want to do is get life back to normal. Whether you are looking for money to cover the repairs your car needs or hoping for a check to reimburse the huge dent in your bank account after covering your own medical bills, it is no surprise that you will want to get your claim fulfilled as quickly as possible. Here are a few tips for getting your insurance claim paid right away.

  • Give Yourself Easy Access: Getting the coverage your policy offers will be much easier if you have easy access to your policy itself. Keep it filed somewhere to which you have quick access or know how to access your policy online.
  • Go Digital: If you can submit your claim electronically or fax it in, your insurer will get it much more quickly than if you mail it in, which means you can get your money more quickly, too.
  • Read Your Claims Form: Carefully read each line of your claims form and any additional paperwork and gather all of the necessary information. Accurately completing your entire form (review before you send to ensure accuracy) ensures your claim moves through the processes in a timely manner.
  • Call Your Agent: Your insurance agent will be able to keep you informed about the claims process and keep an eye on your claim, ensuring it does not get held up anywhere.

One of the best things you can do to help you get your claim paid quickly is work with an insurance agent who can be your ally in the process. To get that kind of great service on your side, contact All Nevada Insurance. Conveniently based out of Las Vegas and serving the surrounding Nevada area, we are here to help you get your money as quickly as possible.

Summer Recipe For Easy Ribs

Posted on by TheSph3r3

Whip Up This Rib Recipe For Dinner

Ribs are the perfect summer dish and have long been a barbecue classic and American favorite. If you do not have access to a grill (or your grill skills are lacking), you may fear that you have to miss out on this delicious meal. We have good news for you! With this easy summer recipe, you can use your oven to get fall-off-the-bone, lick-your-fingers ribs. To make them, you will need:

  • 4 pounds of pork ribs
  • ¾ cup of light brown sugar
  • 1 teaspoon of hickory smoke salt
  • 1 tablespoon of paprika
  • 1 tablespoon of garlic powder
  • ½ teaspoon of ground red pepper
  • 2 cups of your favorite barbecue sauce

Preheat your oven to 300 degrees F.

If your ribs still have their tough membrane on the bony side, peel it off.

Mix the sugar, hickory smoke salt, paprika, garlic powder, and red pepper together to create a rub for the ribs. Rub it on both sides and the edges.

Lay the ribs over two layer of tin foil with the shiny side facing out. Lay two more pieces of foil over the ribs and crimp the edges for a tight seal. Place the ribs on a baking sheet and bake for 2 to 2 and a half hours, until the meat just starts to shrink away from the bone.

Remove from the oven and heat your broiler. Cut the ribs into serving sized portions and arrange them on a broiler pan, bony side up. Brush each rib with sauce and broil for 2 minutes. Flip the ribs, brush the other side, and broil for a couple more minutes. Serve hot, and enjoy!

We hope you love this rib recipe! For all of your insurance needs this summer and throughout the rest of the year, contact All Nevada Insurance in Las Vegas.

Business Coverage Considerations for Owners

Posted on by TheSph3r3

Business Insurance Basics

Owning a business is much different than simply working for a small business. You completely rely on the success of the business to support yourself and your family. If you suddenly became ill and were no longer able to work, would you know what to do?

Choosing a disability buy-sell plan, which is an agreement between owners of a small business to buy out a co-owner in the event of a permanent illness or disability, can help to make sure that your small business is able to stay afloat. There are various ways to help fund a buy-sell plan, including:

  • Payments from current earnings – the cost of a buy-sell plan can be paid in installments after an owner’s disability. For the owners who still remain active, it could mean putting a drain on the business for a few years. The payments that will go to the disabled owner would be dependent on the future performance of the business after the owner’s disability.
  • Cash – the owners could accumulate enough cash to buy out the disabled owner. However, keep in mind that coming up with enough cash could take months or years.
  • Loans – if the business is able to qualify for a loan after the owner’s disability, borrowing enough money to cover the purchase price will require that any future income of the business will be enough to cover the terms of the loan.
  • Insurance – the only way to make sure that your business has the funds needed to complete a sale for a buy-sell plan is to invest in a disability buy out insurance policy.

For all of your business insurance needs, contact All Nevada Insurance in Las Vegas, Nevada. We will work with you to make sure that you have the protection that you deserve, all at the right price.

Tasty Recipe to Try This Summer

Posted on by TheSph3r3

Salami Mozzarella Calzone

Summer is the perfect time to plan a picnic or spend a day on the boat. While planning for your day, it is important to make sure that you have delicious food to keep you full. Keep this salami mozzarella calzone recipe in mind that you can eat on the go this summer.

You will need:

  • 2 large eggs
  • 1 teaspoon grated lemon zest
  • ¼ cup chopped fresh parsley
  • ¼ pound shredded mozzarella cheese
  • Extra virgin olive oil
  • 1 13 ounce tube refrigerated pizza dough
  • ¼ pound deli sliced salami, cut into thin strips
  • ¼ pound sliced provolone cheese
  • 1 ½ cups giardiniera, drained

Then you will need to:

  1. Put a baking sheet upside down in the oven and preheat to 400 degrees. Beat the lemon zest, parsley, and eggs together into a small bowl. Pour half the egg mixture into a medium bowl and stir in the mozzarella. Reserve the remaining egg mixture for brushing onto the crust.
  2. Turn another baking sheet upside down, line with parchment paper and brush with olive oil. Unroll the dough onto the parchment paper and pat into a 9 by 12 inch rectangle. Spread the mozzarella mixture over half of the dough, leaving a 1 inch border around the edge. Top with the salami, followed by the giardiniera and then provolone. Fold the other half of the dough over to cover the filling. Crimp and roll the edges together to seal, and then pierce the top of the dough a few times with a knife.
  3. Slide the calzone, with the parchment paper, onto the baking sheet in the oven. Bake for 15 minutes. Remove from the oven and brush with the remaining egg mixture, and then continue to bake until the crust is golden, or about 5 to 10 more minutes.
  4. Allow to rest, cut into wedges, and enjoy!

All Nevada Insurance in Las Vegas, Nevada would like to encourage you to try this delicious recipe this summer!

Tips to Get Ready for Your Summer Cruise

Posted on by TheSph3r3

Cruise Packing Tips

Summer means it is time to plan for summer vacation. Heading out on a cruise is a great way to see a different part of the country while still enjoying the open seas. Keep these packing tips in mind to ensure that your summer travels are as enjoyable as possible.

  • Attire and accessories – even if you are planning on spending most of your time on the beach or next to the pools, make sure to bring a comfortable pair of sneakers for any excursions. Also remember to pack some formal wear to enjoy the formal dinners offered on the ship.
  • Electronics – there are some electronics that you should always include in your suitcase, including an alarm clock, chargers, and tablets. You may also want to consider a pair of walkie talkies since cell phone service is very expensive on the water.
  • Paperwork – call your cruise line, or look online to find out exactly what paperwork you will need to bring on the ship. This typically includes a state ID or passport depending on where you are going. You should also bring a copy of your travel insurance policy to ensure that you can take advantage of the coverage if needed.
  • First aid kit – bringing your own first aid kit can save you from having to search for the first aid on the ship. Make sure to bring any essential medication that your family members need, as well as antibacterial wipes, Band-Aids, and ear plugs in case you get stuck in a cabin next to a noisy group.

For all of your insurance coverage needs to ensure that you are protected from any incident during your summer vacation, contact the independent insurance professionals at All Nevada Insurance in Las Vegas, Nevada.

Tips to Prevent Fires at Your House

Posted on by TheSph3r3

Fire Safety

Having a fire rip through your house can be one of the most frightening times of your life, even if you are not home at the time. While not every home fire is preventable, knowing how to best protect your home and family can ensure that you stay safe. Keep these fire prevention tips in mind to help to protect your house from the flames.

  • Clean your chimney – built up soot can easily cause a fire next time the weather cools down. Hire a professional to clean out your chimney to ensure that it is ready the next time you want to light a cozy fire.
  • Install smoke detectors – smoke detectors are the best way to save lives in case of a fire. Smoke detectors should be placed on every floor of your house and inside, or just outside of every bedroom.
  • Have an escape plan – you should have an escape plan that includes every member of your family, including small children and pets. Every room in your house should have at least two exists.
  • Beware of space heaters – while it may be hard to think of turning on a space heater right now, winter will be here before you know it. Space heaters should be kept at least three feet away from any flammable items.
  • Invest in a safe – buy a safe that if fire proof, and keep all of your important and irreplaceable items inside.
  • Look for battery operated candles – instead of burning real candles in your house, look for ones that run off of batteries. If you do use real candles in your house, make sure to never leave them unattended.

For all of your home insurance needs to ensure that you have the right amount of protection in case of any peril, contact All Nevada Insurance in Las Vegas, Nevada.

4 iPhone Apps That You Need to Download

Posted on by TheSph3r3

iPhone Apps

Almost everyone has a smartphone nowadays. With the capability to do much more than just make a phone call, app designers are creating apps to help make life a little more fun and simple. While your phone is probably full of different apps, consider downloading these 4 iPhone apps that you may have never heard of.

  1. Horizon – this free app allows you to automatically shoot horizontal videos and photos using the internal gyroscope of your phone. No matter how you old your device, the photos and videos will come out horizontal.
  2. Doorsteps Swipe – as the real estate world answers to Tinder, the free app allows you to skim through various nearby rentals and for sale properties with a simple swipe. You can filter homes by price, location, rental or for sale, as well as many other parameters. The app will also learn your swipes to help better list homes that match with your preferences.
  3. RockMyRun – anyone who runs knows how important the right playlist can be. RockMyRun allows you to listen to specially designed mixes that have consistent tempo and energy to keep up with your run. You can choose from a variety of different genres, including classical, dubstep, and Oldies. The “myBeat” technology will work to adjust the energy level of the mix to your heartbeat, step pace, or through a manual adjustment.
  4. Dark Sky – if the traditional weather app is just not doing it for you, for $3.99, Dark Sky can deliver hyper-accurate local weather forecasting. The app includes 24-hour and next week forecasting, as well as light backgrounds that make it very easy to read the maps.

For more information on the latest iPhone apps, contact All Nevada Insurance in Las Vegas, Nevada.

Tips to Get Ready to Head Out On Your Boat This Summer

Posted on by TheSph3r3

Boat Safety Tips

Summer has officially started, which means it is time to visit one of the many lakes throughout Nevada. While lathering up your sunscreen and filling up your ice chest, it is important to make sure that you know basic boat safety tips. Keep this pre-departure boat checklist to ensure that you are ready to hit the water.

  • Personal flotation devices – you should always have one Coast Guard approved personal flotation device for every passenger that is on board. You should also have at least two throwable devices if your boat is more than 16 feet long.
  • Sound producing devices – your boat should be equipped with a horn that is capable of sounding off a four second blast for at least ½ a mile. Each personal flotation device should also have an attached whistle.
  • Distress signals – all day signals and flares should be easily accessible and stored in a dry location on your boat. Make sure that everyone on board knows how to properly and safely use all distress signals.
  • Lights – check to make sure all of your navigational lights are working before the sun goes down. You should also keep a flashlight on board, as well as spare batteries.
  • Tools and spares – keep a small tool kit on board your boat, as well as a box of spare parts, including light bulbs, fuel filters, head parts, and through hull plugs in case you break down on the water.
  • Fire extinguishers – you should have at least one fire extinguisher on board that can be easily accessed. Make sure multiple people on the boat know where the fire extinguisher is located.

For all of your boat insurance coverage needs to ensure that you are ready for anything that you may encounter on and off the water, contact All Nevada Insurance in Las Vegas, Nevada.

Keep Your Car’s Battery Running Its Best With These Tips

Posted on by TheSph3r3

Car Battery Maintenance

Just like any other battery, the battery in your car has a limited life. While it will last much longer than the batteries in your TV remote, it will not last forever. Taking the right steps to help keep it in the best shape possible can help to ensure that you do not have to buy a new battery every year. Keep these car battery maintenance tips in mind to help prolong the life of the battery.

  • Limit short car rides – a short car ride does not allow your battery to fully charge. To help maintain the battery’s charge, drive for longer periods and more frequently. If you have a vehicle that you do not use very often, invest in a car battery charger to keep your car charged while the car is sitting.
  • Keep it tight – make sure that your battery is tightly fastened, since a vibrating battery could lead to shorted circuits and internal damage. If you regularly drive on bumpy roads, check the battery terminal frequently to make sure that it is secure.
  • Turn off all lights – when you get out of your car, make sure to turn off all the lights. Many newer vehicles will automatically turn off lights that are left on. However, if you have an older model vehicle, double check all your lights before you walk away from your car.
  • Test your battery – every few months, test your battery. The output voltage level of your battery can be a sign of how well you are taking care of it.

For all of your auto insurance coverage needs to ensure that you and your car have the right amount of protection for any situation, contact the insurance experts at All Nevada Insurance in Las Vegas, Nevada.

Getting Ready for 4th of July

Posted on by TheSph3r3

Fourth of July in Vegas

The Fourth of July is just around the corner, which means that it is the perfect time to start planning for your 4th of July festivities. Las Vegas is one of the biggest vacation destinations for the holiday weekend, so there will be plenty of activities to choose from.

Even though the 4th falls on a Saturday, the festivities start on Wednesday, July 1st. If you have not already bought your tickets to some of the shows that are going on in the city, you may have already missed out. Luckily, many last minute tickets will go on sale as the holiday approaches, so keep your eye out.

There are some things that you should know about spending the holiday on the strip, including:

  • Although the 4th of July is a national holiday, everything on the strip will still be open, including casinos, shops, bars, buffets, restaurants, and attractions.
  • Since the 4th of July is in the middle of summer, the temperatures can easily reach over 100 degrees, so make sure to dress appropriately and stay hydrated.
  • There will be drinks at almost every restaurant and bar, so look forward to saving some money.
  • You will have to make dinner reservations. With the thousands of tourists who flock to the area, restaurants will be more crowded than usual, so make your reservation early.

The strip will be lit up with many different fireworks shows that will go off from different hotels. Make sure to figure out where the best viewing area will be next to you to ensure that you are able to fully enjoy the show.

All of us at All Nevada Insurance in Las Vegas, Nevada would like to wish you and your family a happy Fourth of July!