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How are You Going to Celebrate Fresh Fruit and Vegetables Month?

Posted on by TheSph3r3

National Fresh Fruit and Vegetable Month

June is National Fresh Fruit and Vegetable Month, which is the perfect time to make sure that your plate is full of delicious fruits and veggies. Dietary Guidelines recommends that everyone should increase their vegetable and fruit intake since it provides many vitamins, fiber, and minerals that are essential to ensure that your body works and feels its best.

According to the UDSA, the amount of fresh fruits and veggies that you are supposed to have each day depends on your gender, age, and activity level. For a typical 2,000 calorie diet, you should be eating 2 cups of fruit and 2 to 3 cups of vegetables a day. The customized Daily Food Plan that is available on the MyPlate website through the USDA can give you a better idea of exactly how many fruits and veggies you should be eating each day.

Before you start loading up your plate with fresh fruits and veggies, make sure that you keep some basic food safety tips in mind, including:

  • Avoid damaged or bruised produce. Never keep your produce near raw poultry, meat, or seafood to avoid cross contamination.
  • All perishable produce, including mushrooms, herbs, and lettuce, as well as any peeled or cut produce should always be stored in the refrigerator at 40 degrees or below.
  • Before you prepare your fruits or vegetables, make sure to wash your hands for at least 20 seconds with warm water and soap.
  • Before you cut, eat, or cook with fresh produce, make sure to thoroughly wash each item under running water. Do not use soap to wash your fruits and veggies.
  • Wash dishes, cutting boards, counters, and utensils between when you prep produce and raw meat, seafood, or poultry.

All of us at All Nevada Insurance in Las Vegas, Nevada would like to encourage you to eat more fresh fruits and veggies this month!

How Will Your Furry Friend Affect Your Home Insurance?

Posted on by TheSph3r3

Dogs and Homeowners Insurance

Dogs are man’s best friend, but they can also lead to serious issues with your homeowners insurance if they bite someone, no matter if it is an accident or on purpose. Many homeowners insurance companies will seriously consider the type of dog that you have when deciding on your home insurance premiums. If your insurance company considers your dog to be a vicious breed, they could raise your insurance premiums or even deny you coverage.

Since pit bulls are considered one of the most dangerous and vicious breeds, many homeowners insurance companies will not provide coverage for any injuries that a pit bull causes. Even though many pit bulls that are kept as pets are great companions and are very docile, some people specifically breed pit bulls for more dangerous purposes. Some pet owners are also negligent with their supervision, which can lead to serious issues.

Although pit bulls are one of the most common types of breeds that home insurance companies do not like, there are also many more. German shepherds, Rottweilers, great Danes, and Doberman pinschers are also some breeds that many home insurance companies will exclude or raise rates. Some lesser known breeds, including wolf-hybrid dogs and presa canario breeds are considered dangerous. Any dog breeds that are known to bite other dogs or people are considered dangerous, which can have a serious effect on your homeowners insurance rates. Even with the proper training, your homeowners insurance company cannot be sure that they will not cause any injuries.

For all of your home insurance coverage needs, and to keep you and your furry friend safe, contact the insurance professionals at All Nevada insurance in Las Vegas, Nevada. We will work with you to make sure that you have the right amount of coverage, all at the right price.

Your Dad Will Love These Father’s Day Gift Ideas

Posted on by TheSph3r3

Father’s Day Gift Ideas

Father’s Day is just around the corner, which means it is time to get serious about your gift search. If you are having trouble deciding what to get dear old dad for his special day, keep these gift ideas in mind that your dad is sure to love.

  • Portable Briefcase BBQ Grill – much more fun than the briefcase that your dad lugs off to work, this BBQ briefcase allows him to grill up his favorite foods no matter where he is. It comes with a charcoal pit that fits perfectly inside to allow for easy storage and carrying.
  • Wondermade Bourbon Marshmallows – the combination of sweets and spirits is perfect for any dad who loves to relax with a glass of the good stuff. The candies are made with cane sugar and taste good on their own, or can be added into a delicious dessert for a tasty treat.
  • Drink rocks – the only thing that can ruin a perfectly good cocktail is melted ice. While you want to make sure dad’s drink is always cold, you also want to make sure that the last sip tastes as good as the first. These drink rocks can be frozen to ensure that your dad’s cocktail is always at the perfect temperature without getting watered down.
  • Hunting Camp Deep Exfoliating Soap – much more than any ordinary bar of soap, this soap is made from pumice, frankincense powder, sandalwood exfoliating powder, spikenard powder, and moisturizing natural oils to keep your dad’s skin looking young.
  • Make Your Own Whiskey Kit – if your dad cannot find a whiskey that he fully enjoys, give him this kit so he can make his own. The kit comes with White Dog un-aged whiskey, a pouring funnel, an aging barrel, and two tasting glasses.

All of us at All Nevada Insurance in Las Vegas, Nevada would like to wish all the dads out there a happy Father’s Day!

Don’t Get Stuck Underwater Without a Flood Insurance Policy

Posted on by TheSph3r3

Flood Insurance in Las Vegas

Monsoon season is right around the corner, which means it is time to make sure that you are prepared for torrential rains. As the rain pours down, it can easily cause flash flooding, which can lead to thousands of dollars’ worth of damage at your house. While your homeowners insurance will provide coverage for many perils, it will not provide any protection for damages caused during a flood.

The Spring Mountains and Mt. Charleston that surround the Las Vegas area make it very difficult for rain storms to pass easily, meaning the Las Vegas Valley can be drenched in a matter of minutes. Since the rain water cannot easily be soaked into the rocky terrain, it makes its way in to neighborhoods. When the rain continues for more than two hours, flash floods can occur, leading to serious damage. Investing in a specific flood insurance policy is the only way to ensure that you and your home are protected from any damage.

You have the option to choose from a stand-alone flood insurance policy or adding an endorsement to your existing home insurance policy. Keep in mind that a stand-alone policy will provide more coverage than an endorsement, so make sure to consider your risk level when deciding how much protection you need. You can also choose between coverage for just the structure of your home, or coverage for both the structure of your home and your contents that you keep in your house.

For all of your flood insurance coverage needs, contact the insurance professionals at All Nevada Insurance in Las Vegas, Nevada. As an independent insurance agency, we will work with you to ensure that you have the right amount of protection for your specific needs, all at the right price to fit your budget.

How a Personal Umbrella Insurance Policy Can Protect You

Posted on by TheSph3r3

Personal Umbrella Insurance Coverage

Liability coverage is provided by both your homeowners and auto insurance policies. While you may think that the liability coverage that you already have is enough to keep you protected from any peril, it probably is not. Lawsuits are becoming more and more common, which means that your liability limits can easily be exceeded. Investing in a personal umbrella insurance policy is the best way to ensure that you have the coverage that you deserve.

Once the liability limits that are provided by your auto and homeowners insurance are reached, the liability provided by your umbrella policy will kick in. If you invite people over for a backyard BBQ this summer, and one of your friends slips and breaks their arm, you can be held responsible for their medical bills. They may also sue you to cover any lost wages if they are not able to go into work, or for pain and suffering. If you are only relying on only your home insurance liability, you can be left paying for the damages out of your own pocket. If you do not have the financial means to cover the cost, your assets can be seized to cover the bills.

Typical umbrella insurance policies start at $1 million in coverage, and then increase in million dollar increments. All this coverage will come at a very low cost, only costing a few hundred dollars for coverage for the whole year. While $1 million in coverage may seem like way too much protection, it probably is not. With the high cost of medical bills and court fees during a lawsuit, the million dollars in coverage will provide the protection that you need.

For all of your umbrella insurance coverage needs and to ensure that you are properly protected, contact the insurance professionals at All Nevada Insurance in Las Vegas, Nevada.

Are You Properly Protected on the Road?

Posted on by TheSph3r3

Uninsured/Underinsured Motorist Coverage

Las Vegas is one of the most sought after vacation destinations in the world, which can make the roads very congested for Las Vegas natives. Accidents are very common, and most times, someone else is at fault for the crash. This leads to one of the other biggest issues in Las Vegas – people who drive without auto insurance. Over 25 percent of people on Las Vegas area roads are driving illegally, which is why investing in uninsured/underinsured motorist coverage is so important.

Uninsured/underinsured motorist coverage will provide protection if you are hit by another driver that does not have auto insurance, or does not have enough auto insurance coverage to cover the damages that are incurred during the accident. It will provide coverage up to the limit of your policy. It will also provide coverage after a hit and run accident if the other driver cannot be found.

Even if the other driver does have state mandated auto insurance, it may not be enough to cover the damages of the accident. In Nevada, you are legally required to carry at least $15,000 in bodily injury liability coverage for one person, or $30,000 for bodily injuries for more than one person in an accident. You also have to carry at least $10,000 in property damage liability. It is important to keep in mind that these are only the minimum required limits, and they can easily be exceeded from just one accident. Investing in uninsured/underinsured motorist coverage can help to ensure that you are not left financially devastated after just one incident.

For all of your auto insurance policy needs, contact the insurance professionals at All Nevada Insurance in Las Vegas, Nevada. We will work with you to ensure that you have the right amount of protection, all at the right price to fit your budget.

Good Job Paul!

Posted on by TheSph3r3

We are proud to announce that one of our agents, Paul Maxwell, received the Award of Excellence from Safeco Insurance company’s underwriting division for all of the Pacific Northwest Region.  Congratulations Paul on a fine job!

Boosting Business With Digital Data

Posted on by TheSph3r3

How The Tech Age Can Help You

In the modern age, you likely find that the business world moves faster than it ever has before. Fortunately, technology has advanced to help you move faster, too. If you have not been taking advantage of digital data, your business has been missing out on opportunities for increased success. Here are a few ways utilizing digital data can move you forward.

  • Risk Profiling: Gone are the days when businesses never knew what each new day would bring. Today, real-time data on geopolitical issues and weather can alert you to a potentially challenging situations in advance, giving you the opportunity to prepare your business.
  • Targeting: You have likely always had a demographic you are hoping to target, but the concept was vague. Today, because people leave digital footprints as they click through the internet, you can gather much more information about your potential customers, helping you better hone in on—and meet—their needs.
  • Predictive Analytics: You have always been able to generally predict how your business would likely fare financially based on past reports, but today’s digital data can help you get predictive analytics, better helping you pinpoint important moments in your company’s financial future.
  • Organization: Digital data makes it possible to keep more information more organized. This keeps the most important data at your fingertips, helping you make the most educated decisions. It also ensures that important data does not get lost in the shuffle and is easy to call up as needed.

Of course, the modern age also brings new security risks. Is your business protected against them by carrying cyber liability insurance? For all of your Nevada business insurance needs, contact All Nevada Insurance. We will tailor your coverage to protect your business’s unique exposures to risk, crafting the right policy to fully safeguard your company and your hard work.

Spring Pea & Prosciutto Pasta Recipe

Posted on by TheSph3r3

Use Seasonal Ingredients To Whip Up This Delicious Dinner

Peas and asparagus are in season right now, making them the perfect addition to a hearty prosciutto pasta dinner. Here is a spring recipe your whole family is sure to love that is as nourishing as it is delicious. To make this pea and prosciutto pasta, you will need.

  • 2 tablespoons of butter
  • ½ pound of spring onion, cut into ¼ inch pieces
  • 2 tablespoons of shallot, minced
  • Kosher salt and black pepper
  • ½ cup of dry white wine
  • ½ cup of low-sodium chicken broth
  • 1 ½ pounds of asparagus, cut into ¾ inch pieces
  • 2 cups of fresh shelled peas
  • 1 pound of shell pasta
  • 1 head of butter lettuce, cut into ¾ inch pieces
  • 1 cup of Parmesan cheese + more for serving
  • ½ cup of parsley, chopped
  • 4 ounces of prosciutto, cut into ½ inch pieces

In a large skillet, melt the butter over medium heat. Add the onions and shallot and sprinkle with salt and pepper. Sauté until tender (8 minutes). Add in the wine and increase the heat to medium-high. Simmer for 3 minutes, then add the broth. Bring to a simmer, then set aside.

In a pot of boiling water, cook the asparagus (2 to 4 minutes). Transfer to an ice bath. Return the pot to boiling, then cook the peas (2 minutes). Let them rest in the ice bath, then drain the vegetables.

Return the pot to boiling again, then cook the pasta according to the package directions. Reserve 1 cup of the water after pasta is done.

As the pasta cooks, reheat the onion/wine mixture. Add the lettuce and stir until wilted (1 minute). Add the asparagus and peas, stirring until everything is warmed through. Add in the pasta, Parmesan cheese, and parsley. Toss to coat, gradually adding the reserved pasta-cooking water.

Transfer to a large bowl, top with prosciutto, and serve. Enjoy!

You want to cook with seasonal ingredients to protect your family’s health. We can help you protect your family in other ways, too. For all of your Nevada insurance coverage needs, contact All Nevada Insurance. Located in Las Vegas, our team is here to help you create a policy as perfect as the dinners you put on the table for your loved ones.

The Priciest Cars To Insure

Posted on by TheSph3r3

2015’s Top Dollar Cars, Insurance Wise

When you are thinking about buying a car, the cost of insurance coverage is probably low on your list of priorities. That does not mean, however, that it is something you should just skip thinking about. Certain cars are much more costly to insure, whether because they are made of carbon fiber or other top-dollar material, have powerful engines that could lead to more damage in an accident, or require replacement parts that have to be imported from overseas. So you do not get caught with a surprisingly high premium, here is a list of 2015’s most expensive vehicles to insure.

  1. Nissan GT-R Nismo ($3,574)
  2. Mercedes-Benz SL65 AMG Convertible ($3,573)
  3. Dodge SRT Viper ($3,318)
  4. Porsche 911 Carrera S Cabriolet ($3,216)
  5. Audi R8 5.2 Spyder Quattro ($3,206)
  6. Porsche Panamera Turbo Executive ($3,174)
  7. BMW 760Li ($3,147)
  8. BMW M6 Convertible ($3,115)
  9. Mercedes-Benz E63 AMG 4Matic Wagon ($3,042)
  10. Mercedes-Benz CLS63 AMG 4Matic Sedan ($2,972)

Bear in mind that the average cost of covering a 2015 vehicle is $1,555. That means that you can expect to pay twice as much to protect the cars on this list. If you are hoping to keep more money in your pocket and reduce the cost of ownership for yourself, keep away from these pricey vehicles. While they may look good on the road, they could leave your bank account looking lackluster.

Figuring out how much it will cost to insure your car should not have to be a headache. Call your dedicated Nevada insurance agent before you buy to get a quote on your coverage. For all of your auto insurance needs in Las Vegas and beyond, contact All Nevada Insurance. We can help you get the right policy to protect your dream vehicle and pocketbook.