Article Archives

7 Safest Midsize Cars: Front Crash Prevention Ratings

Posted on by TheSph3r3

Studies have revealed the seven vehicles that are the safest as far as front crash prevention is. Having one of these cars virtually guarantees lower insurance rates than you would have otherwise. Cadillac, Mercedes-Benz, Subaru and Volvo were all represented highly in these crash test ratings.

The seven safest vehicles in 2013 and 2014 models were as follows: the Cadillac ATS Sedan, the Cadillac SRX SUV, the Mercedes-Benz C-Class, the Subaru Legacy Sedan, the Subaru Outback Wagon, the Volvo S60 Sedan and the Volvo XC60 SUV. Out of all of these, the two Cadillacs scored highest with the other vehicles scoring similarly. 

These safety ratings were only based on front crash prevention. Other vehicles may be safer for side collisions or after a crash has already occurred. Nevertheless, these vehicles all represent a very safe choice. The safer your car is, the lower your insurance premiums are likely to be. To find out more about your car and how it affects your auto insurance rates, contact the professionals at All Nevada Insurance.

Stolen items: Protect Your Car

Posted on by TheSph3r3

Car break-ins are very common and have some serious ramifications for those involved. Not only could your expensive items be stolen right out of our car, but your car could be damaged during the crime. To avoid this, there are a few things you should consider doing.

First, always ensure that your car is parked in a lit area and don’t leave presents visible within your vehicle. If you do have presents in your car, you should have all of the receipts. Your auto insurance policy may cover your items, but you’ll need to prove their value.

You may want to check to make sure that your auto insurance policy does cover items and you should avoid carrying too many items at once. Remember that thieves will often follow you from the store, so you should always go directly home after shopping to reduce your risk.

For more information about the auto insurance needed to protect your vehicle and your belongings, contact the experts at All Nevada Insurance.

Important Tips When Buying Homeowner’s Insurance

Posted on by TheSph3r3

Protecting your home with insurance is crucial, however not all insurance policies are the same.

Comparison shopping for a policy that covers what you need

Most homeowner’s policies cover damage to your property and your possessions in the event of certain storms, fire, theft or vandalism, liability if someone gets hurt on your property and protection against theft. However, if you live in a area with natural disasters like floods, you will need extra insurance specific to that type of disaster.

How and when to process claims

Most insurance companies prefer that you file a claim right away to get the best replacement value and service. Write everything down and keep all receipts for proof should you need it. It is worth your time to call and find out if your insurance company will cover damage even if you don’t think it will.

Jewelry May Need Extra Insurance

Jewelry is easily lost or stolen and may not be completely covered on your policy. Double check the amount of coverage that you have for jewelry.

For more information about Homeowners Insurance in the Nevada area please contact All Nevada Insurance.

Storm Preparedness Checklist

Posted on by TheSph3r3

As the winter weather grows increasingly severe, you may want to ensure that your storm preparedness checklist has been completed. Whether protecting your home or your business, it’s important that you ensure that your property is safe.

Loose tree branches need to be trimmed as soon as possible, and damaged or dead trees need to be cut down completely. It is simply too dangerous for these to be allowed in a storm, as they can travel quite far if loosened. 

You may also want to ensure that your roof and foundation are both in good condition. A company can come to inspect these items. If there are any breaks in either your roof or foundation, you will want to get them fixed before the worst of the weather hits.

Finally, you may want to make sure that you have the appropriate coverage for the winter season. This is especially true if you live in an area that is prone to storm damage. For more information about preparing for your home or business for a storm, contact the experts in residential and commercial insurance at All Nevada Insurance.

Use Jewelry and Electronics Insurance to Save Your Proposal

Posted on by TheSph3r3

If you’re proposing to your loved one soon, you may want to insure the ring. Rings are often extremely expensive, and there are a myriad of things that could occur through the course of your proposal. Many people want to hold on to their ring until the time is right, and many proposals can be quite elaborate. This is an important part of the proposal process, but it could also mean danger to the ring.

If you want to reduce potential danger, keep the ring within your safe until you’re ready to propose. You should also keep in mind the fact that most jewelry companies will also store your ring for you until you’re ready. When trying to propose in a specific location, make sure that you always know where the ring is.

Though it’s tempting to surprise your future wife, you should try your best to keep the ring in the actual box. It’s much harder for it to slip that way. For more information about how electronics and jewelry insurance can help you protect your proposal contact All Nevada Insurance today.

Safety Tips for Skiiing

Posted on by TheSph3r3

If you’re headed towards the slopes, you may want to take safety into consideration. If you’re traveling, travel insurance will ensure that unfortunate events that occur while you’re away will be covered. You may also want to check on your health insurance policies to ensure that you have coverage in your ski area and that everything is taken care of in the event that you do get injured.

When skiing, never try to tackle something that you feel uncomfortable with. Instead, slowly gain confidence on smaller slopes until you’re certain that you can handle new ones. Always remain conscientious about where you are and what you’re doing. A simple moment of inattention could cause problems for you on the slopes, especially when visibility is reduced.

You should also avoid going on the slopes when the weather is very bad, and you should only ski in the areas designated for skiing. Don’t forget auto insurance as you head to the mountains. A break down in the treacherous snowy slopes could ruin your vacation without some protection. Before you head off to your skiing trip contact All Nevada Insurance to discuss your insurance needs.

Celebrate New Years with the Family: Vegas Style

Posted on by TheSph3r3

Many people think that because it’s Vegas the best place to go is the strip however when it comes to bringing the family our for New Years events in Vegas, you want to stay away from the strip. According to Vegas CBS news, an estimated 300,000 visitors celebrate along the Las Vegas strip each year. Although the roads are blocked off, it is not safe for a family event.

Rather than join the craze of all the party goers take the family to one of these family friendly New Years Eve events. They are still in the heart of Vegas and offer great deals for families.

Adventuredome at Circus Circus is very family friendly. The kids can enjoy activities ranging from golf to indoor rock climbing. The Adventuredome also has 4-D characters such as Dora and Spongebob.

Perhaps the most luxurious event for families in Vegas during the New Year holiday is the ability to see the fireworks. Vegas has several firework shows and they can be seen from just outside the strip, meaning it is still safe for the kids. It is free and will surely be an experience your family will never forget.

If you live in Las Vegas and would like more information on New Years in Vega contact All Nevada Insurance!

 

 

Protect Your Company and Home Through This Holiday Season

Posted on by TheSph3r3

Break-ins always increase through the holiday season. It’s an unfortunate reality that both business owners and homeowners need to take steps to protect themselves from these events. Increasing security, maintaining good company protocols and ensuring that your property is well-lit at all times are all reasonable options for protecting your home and business. 

Beyond adjusting your security procedures, you may also want to ensure that your insurance policies still offer enough coverage. Often, an insurance policy may not be covering you for the amount of goods you’re stocking in anticipation of the holiday season or the gifts that you have within your home.

Contact your insurance professional today to ensure that you still have enough coverage in the event that you do suffer from a break-in this holiday season. Some items may need additional coverage on their own. For more information about protecting your company with commercial insurance, and protecting your home through homeowners insurance, contact the experts at All Nevada Insurance.

Avoid Aggressive Holiday Driving — Santa Is Watching You!

Posted on by TheSph3r3

‘Tis the season for aggressive driving. Because of this, we here at All Nevada Insurance wants to make sure you are familiar with aggressive holiday driving and what you can do to not become a hostile driver this year, which may just get you on Santa’s Naughty list!

Because there are more people on the road, poor weather conditions, stress of the holiday season and people behind the wheel that are intoxicated, it’s important to avoid road rage. Here’s a few tips on how you can do that:

  1. Don’t put the pedal to the metal. Account for heavy traffic and weather conditions and give yourself some extra time to reach your destination.
  2. Don’t make last-minute lane changes when driving. Sudden moves on icy or wet roads can cause a lot of damage.
  3. Don’t shop if you’re stressed. Never go to the local mall or to the boutiques on Main Street when you’re stressed. Calm yourself down before you leave the house. Otherwise, you will be on edge on the way to your destination, which could cause you to make rash decisions.
  4. Don’t let your focus leave the road. Don’t worry about your shopping list or what you need to do when you get home before your family arrives for the holidays. Instead, worry only about yourself, other drivers and getting to where you need to be going safely.
  5. Don’t forget to breathe. Crank your music up (not too loud, though, or it could be a distraction), take a deep breath and relax. The holidays will soon be over.  

You may be in a hurry to finish your Christmas shopping, get home and get your ham in the oven, or making it to your best friend’s holiday party on time, but you don’t want to end up on the side of the road or in an accident because of your aggressive driving.

Stay safe on the road this holiday season and contact us at All Nevada Insurance to see what kind of discounts we can give you on your auto insurance!