Article Archives

Don’t Forget to Winterize Your Seasonal Home

Posted on by TheSph3r3

A summer cottage by the lake or a cabin in the mountains can be a wonderful respite from the hectic pace of life. But if you forget to properly winterize your retreat you could be in for some unpleasant surprises the next time you arrive there.

 

Winterizing a vacation or seasonal property is an important step in protecting the value of your real estate assets. Here are a couple of reminders about how to do that.

 

  • Water Pipes

 

Make sure your water lines are turned off. Drain the lines if possible, and wrap the pipes in sufficient insulation to protect them if the temperature drops to dangerous levels. Having extra pipe insulation on hand will ensure that you have enough when needed.

 

  • Weather Sealing

 

Make sure all doors and windows are securely closed, and seal them at the perimeter with weather seal strips, caulking compounds, or similar products. All it takes is a little cold air coming inside to drop the interior temperature to dangerous levels for your internal pipes and fixtures. If they have not been thoroughly drained of water, they could easily burst.

 

All Nevada Insurance serves clients throughout Nevada, Utah, Arizona, California, Colorado, and New York. For information on your seasonal homeowners insurance or for questions on any other coverage, we are here for you. Contact us for answers to your asset-protection questions or for a quote.

All Nevada Insurance Favorite Recipes for the Holidays

Posted on by TheSph3r3

We here at All Nevada Insurance want to wish our clients and their families happy holidays. If you are looking for new recipes to serve to your family this December for the holiday season, we have assembled a few of our favorites.

Almond Bark

Almond bark makes a great gift or a tasty treat for your own family. Additionally, almond bark is gluten-free for people who need a special diet.

Ingredients: 1 package chocolate chips, 1/2 cup chopped almonds, 1 package white chocolate chips

Instructions: Line a cookie sheet with parchment paper, and lightly spray it with cooking spray.  In two separate saucepans over very low heat, melt the chips. Stir them constantly to keep them from burning. When the chocolates are melted smooth, stir half of the almonds into each pan. Drop spoonfuls of the chocolate mixture onto the prepared pan. Swirl together the melted chocolate blobs with a knife so that the chocolate is prettily swirled. Allow the bark to cool to room temperature in the refrigerator. Peel the paper off of the chocolate, and break it into chunks.

Christmas Cream Cheese Dip

This dip is perfect for holiday parties. Serve it with chips or sturdy crackers for a tasty, festive appetizer.

Ingredients: 1 eight ounce package cream cheese, 1/4 teaspoon garlic powder,  1/2 teaspoon  dried dill, 1/4 teaspoon salt, 1/2 red bell pepper, diced

Instructions: Allow the cream cheese to sit out until softened. When it is soft and creamy, blend the cream cheese with all other ingredients except for the bell pepper. Form the cream cheese mixture into a ball or a block. Press the bell pepper squares onto the outside of the cream cheese ball in a regular pattern. Refrigerate for at least four hours before serving.

Easy Cola Ham Glaze

You do not have to be gourmet cook to whip up a tasty ham glaze. This one is simple with just two ingredients, but it will add plenty of flavor to your Christmas ham.

Ingredients: 1 cup brown sugar, 1 cup cola beverage

Instructions: Mix the brown sugar and the cola until the sugar is dissolved. Brush this glaze on the ham during the last 45 minutes of baking.

We hope you enjoy these three recipes for your December celebrations. For more information about your insurance needs in the entire state of Nevada, contact All Nevada Insurance.

 

 

Ride Safely with Protective Motorcycle Gear

Posted on by TheSph3r3

Although riding a motorcycle can be an exhilarating and convenient way to get around, it is no secret that it can also be dangerous. Unlike in a car, the rider does not have a protective frame surrounding them and helping to prevent injury should an accident occur. For this reason, wearing protective clothing is critical.

Riders should look for gear that has been made of leather when possible. Leather will help promote a safer fall for the rider by allowing him to slide, whereas other fabrics often grab onto their surroundings. Here are just a few items that all riders should wear to protect themselves from injury.

Helmet

This will protect the head from impact and can help improve vision on the road.

Shoes

Riders should wear specialized motorcycle shoes which will safe guard both their feet and their legs.

Gloves

These will help keep hands and arms safe should they make impact with the road.

Body armor

This protective gear adds an extra layer for safety and can be worn underneath other clothing. It helps to protect the chest and other exposed areas.

All Nevada Insurance offers those throughout the state with auto insurance and they are dedicated to promoting safety. Anyone with questions or looking for a quote should contact them today.

Explore Las Vegas’ Festive Holiday Events

Posted on by TheSph3r3

Whether you’re a local Las Vegas resident or you’re planning a trip for the holidays to Nevada’s gambling capitol, the holiday season is a special time in Las Vegas where there are several upcoming holiday events for young and old alike to enjoy.

Opportunity Village’s “Magical Forrest”

Bring the family to one of Southern Nevada’s most treasured celebrations. The Magical Forrest is a feast for the eyes featuring dozens of beautifully lit trees, a delightful Gingerbread House display, a 3D experience featuring Boris the Elf, and the kids can take a picture with Santa in his workshop.

Ethel M Chocolate Factory and Cactus Garden

This is another place to enjoy on your own or with family or a close friend or two.

Located in Henderson, Nevada this is a place where you’ll see houses and other sculptures made from chocolate. You’ll also view a light display that features over half a million festive holiday lights that adorn a huge cactus garden.

Winter in Venice

Winter in Venice is a celebration the winter holiday season that is hosted by tow of Las Vegas’ premier hotel destinations, the Venetian and the Palazzo.

Some of the special events taking place during this amazing forty nine day event include a nightly winter themed parade, a fanciful tree lighting ceremony that includes a 3D projected light show, and a fantasy inspired scene that is presented in the Palazzo’s Waterfall Gardens.

With winter finally gripping much of the nation, even Las Vegas residents should go over their home owner insurance policies, by contacting a local insurance company like All Nevada Insurance.

The insurance professionals at All Nevada Insurance can answer any questions you have about your current policy and advise you about your winter insurance coverage options.

 

 

Do Rental Property Owners Need Insurance?

Posted on by TheSph3r3

Anyone who is renting his or her property to a third party should invest in landlord insurance. This type of insurance differs from renters insurance in that it covers the structure of the home only, not the tenant’s belongings. Exact coverage varies from agency to agency; however, a landlord can get insurance that will cover natural disasters, vandalism, fire and other issues.

Liability homeowners insurance is also good to have. In some instances, a person who has an accident on the property can sue the landlord even if the landlord does not live in the home. Liability insurance coverage protects a landlord from the devastating effects of such a lawsuit.

Nevada homeowners will find that All Nevada Insurance offers various coverage options at a very good price. Any landlord who wants to protect his or her valuable property investment should be sure to call the company for detailed policy options, affordable prices and proper homeowner coverage.

What You Should Know About Throwing a Christmas Party in Your Home

Posted on by TheSph3r3

Throwing a Christmas party at home for family and friends certainly takes a lot of work. The home will need to be decorated, food prepared, the driveway cleared (if you live in an area that gets snow in the winter) and much more.

However, those who are throwing holiday parties often forget one very important yet seemingly unrelated aspect of party planning and that is getting home insurance. A comprehensive home insurance policy not only covers the homeowner (or renter) in case of structural damage but also provides compensation to any guest who has an accident while in the home.

Knowing what type of homeowner’s insurance policy to purchase can be difficult. However, All Nevada Insurance makes this process simple by not only offering various policy options but also providing a high level of customer service in English and Spanish. If you need homeowner’s insurance, call All Nevada Insurance and get the help you need at a price you can afford.

Tips on Preventing Identity Theft Before the Christmas Holidays

Posted on by TheSph3r3

The holiday season is the worst possible time to have to deal with having your identity stolen by one or more unscrupulous individuals. Following are some simple tips on how to prevent this from happening to you.

To start with, be careful what you put in your wallet. Avoid carrying any credit card or ATM card with you unless you intend to use it. Your Social Security card is almost always best left at home.

Monitor your bank and credit reports for unusual activity. The earlier you catch unauthorized activity, the easier it is to rectify the damage and avoid having it happen in the future.

Use strong passwords for your email account, Facebook account and other accounts that contain sensitive personal information. Change the passwords on a regular basis and invest in high quality anti-virus software.

You can also take out identify theft protection coverage from All Nevada Insurance. The company serves Nevada, Colorado, Arizona, California, New York and Utah and offers service in English and Spanish. Call today for affordable insurance options that can save you time, hassle and loss of income.

How To Properly Buy And Store Your Firewood For The Winter Season

Posted on by TheSph3r3

It’s that time of year again and winter is upon us.  Now is the time most people start thinking about buying firewood.  However, there are a few things you should know before you run out and buy your firewood for the season.

1.  The best types of wood to use as firewood are oak, hickory and ash because they’re harder, more dense and will burn longer.

2.  Try to use firewood that has been thoroughly dried or seasoned.  Dry firewood will burn more efficiently and won’t produce as much smoke.  This will help you avoid an excessive build up of creosote in your chimney.

3.  Avoid poplar, pine and spruce firewood if possible.  These woods typically burn more quickly causing you to go through it faster.

4.  A common question is “what is a cord?”  A cord is equal to an eight foot long stack of wood that is four feet tall and four feet wide.  However, firewood is not usually sold in that size which can make purchasing firewood a bit confusing.  Talk to your neighbors about how much firewood they go through each season to help you determine what you might need.

5.  It’s best to store your firewood on pallets, or something similar, to keep your firewood off the ground.  You should also keep your wood in an area that has sun and good air flow to help keep it dry.

If you would like more information about how to keep your fireplace and chimney safe and well maintained, please contact All Nevada Insurance in Las Vegas, NV.  They would be happy to assist you in any way they can.

 

Do you Feel a Draft in Your Home? All Nevada Insurance can Help

Posted on by TheSph3r3

All Nevada Insurance advises you to find and stop all air leaks in your home. Otherwise, you’ll continue to feel a draft.

If you don’t find the origin of the problem right away, it will cause you to turn up your thermostat and cost you more money in heating bills. Fortunately, you can prevent this problem if you have homeowner’s insurance.

Some policies cover the cost of necessary repair. If you tend to all draft issues immediately, you’ll be able to save a substantial amount of money. However, you may not be able to front cash for the repair bill.

However, having homeowners insurance that pays for this type of maintenance could help you cover the expense. After all, this is part of living. Sometimes you have to fix places where air passes through corners, walls and roofs.

Of course, in order to take advantage of your homeowners insurance, it’s recommended you not procrastinate purchasing a policy before any damages occur. Otherwise, you run the risk of not obtaining the coverage you need.

If you’re looking for homeowners insurance in Las Vegas, NV, please contact All Nevada Insurance today. In the end, you can pay less money up front to stop the draft flowing through your home.

 

A Living Christmas Tree for the Holidays: Care Instructions

Posted on by TheSph3r3

The tradition of decorating fresh cut Christmas trees to ring in the holidays’ dates back to the mid-to-late 1800s in the United States. The allure of a live tree is in the fullness of its branches, the fresh pine smell, and environmentally-friendly aspects. Caring for a live Christmas tree requires preparation and daily maintenance. If you’re thinking of choosing a live tree over an artificial option, follow these simple care instructions.  

Choose a safe location. Live Christmas trees must be kept away from heat sources, such as electric heaters, wall units and fireplaces. Ensure that the base of the tree is secure to prevent the tree from toppling over.

Water your tree frequently. To keep your Christmas tree healthy and green, it will need to be watered daily. Larger trees may need up to a gallon of water each day. Slowly pour water into the pot until it begins to seep through the holes on the bottom.

Decorate your tree. Just like artificial Christmas trees, live trees can be decorated with your favorite lights, bulbs and a star on top. Always follow the instructions on the lights and do not use more strings of lights than recommended for the tree.  

For more information on how to stay safe when caring for a live Christmas this holiday season, contact your homeowners insurance professionals at All Nevada Insurance in Las Vegas, Nevada.