Most RV insurance providers require minimum liability coverage. This can range from $300,000 to $1,000,000. You also want to make sure that you have sufficient collision and comprehensive coverage for your RV. Most RV insurance policies have a limit on the number of passengers that the policy will pay for in the event of an accident. Do you have questions in Las Vegas, NV? Call All Nevada Insurance Inc. 

What Entails the Right Coverage 

Ensure your RV is adequately insured and you have the right coverage for your needs. An RV insurance policy differs from a standard car policy, so it’s a good idea to talk to an insurance agent to find out what RV policy best suits your needs. An RV policy typically covers the RV itself, its attached equipment (such as a trailer), liability coverage, and medical coverage for passengers (often called accidental trip insurance). 

An RV policy falls under one of two categories: liability or comprehensive. Liability coverage is designed to help protect you from financial responsibility if one of your RVs causes damage or injury to another person or property. Comprehensive coverage is designed to help protect your RV from damage caused by perils such as storms, floods, falling trees, and vandalism. In addition to these categories, you will also want to make sure you have adequate RV insurance to cover the value of your RV if it is stolen or destroyed. 

An RV policy is a contract, and as such, both parties need to be clear on what it covers. Ask your agent about your policy details, and review your policy contract carefully. Ensure your RV has enough coverage for your needs, especially if you have expensive gear or valuables. Confirm you have the right amount of liability coverage, especially if you have young drivers in your family; most RV policies have a lower limit on the amount of coverage for drivers under a certain age. Make sure you have the right amount of coverage for your situation, especially if you have an unusual RV or an extensive modification. 

Bottomline 

An RV insurance policy is not one-size-fits-all. It depends on what you have, where you keep it, how often you use it, and your personal risk profile. You’ll want to shop around and compare RV insurance quotes if you’re buying a new RV. RV insurers may ask about various factors, including the type of RV, its value, how you plan to use it, your age, your driving record, and whether you have any expensive items like a classic car or jewels. Contact the Las Vegas, NV. Team in All Nevada Insurance Inc.

Every motorcyclist loves their bike, but that bike also means a lot of risks. To protect against several financial threats, there is motorcycle insurance. If you have a motorcycle and it isn’t insured, contact us today at All Nevada Insurance Inc in Las Vegas, NV.

Liability Insurance for Motorcycles

Motorcycle insurance includes several different coverage types in one policy. This insurance has to have the policy’s bodily injury and property damage liability coverage. If an accident were determined to be your fault, these coverage types would help pay for the medical bills caused to third parties in an accident and the cost of damage to the vehicle. When you have liability coverage for your motorcycle, you don’t have to be sued for the money to pay for those expenses. The policy pays them for you. Having liability coverage is highly important to keep you from huge bills for medical expenses and property repairs. 

Other Types of Coverage

Many other coverage types are useful for riders, even if the law doesn’t require them. Collision insurance is one of these types. It pays for the damage done to your bike to have your bike repaired or replaced. Another type, comprehensive coverage, is also beneficial for riders. It pays for several different incidents that can happen to your motorcycle when it isn’t on the road. These two types of coverage are recommended for every motorcycle operator. 

Cover Your Motorcycle

To protect yourself financially, you need to have a motorcycle policy. It keeps you well-protected against many risks that can cause you financial ruin. If you have a motorcycle and need this coverage, call us at All Nevada Insurance Inc. in Las Vegas, NV.

All Nevada Insurance Inc. is proud to be a resource for the many classic car owners in the greater Las Vegas, NV community. If you have questions about finding the right insurance, give us a call today and let us help!

Finding the right insurance policy to protect your classic car 

There are many reasons why classic cars require different insurance policies than standard vehicles. Because they are antiques, they can become more valuable due to scarcity. Damage is a lot more complex to repair, and finding parts can be challenging. For all these reasons and more, when it comes to insuring your beloved classic car.

When you are selecting your policy, be sure to review all of the available options and features. Finding the right insurance policy is much easier when working with a local agent. They can help you determine the policy features that are most necessary for your particular situation, and they can also assist when it comes to calculating how much coverage you need.

Classic cars often require a significant financial investment to acquire and maintain. Because of this, it only makes sense to protect your asset! Now is a perfect time to look at the available policy options and determine which type is appropriate for your unique situation. We can help you insure your vehicle with the right policy at the right level. 

Give us a call today!

Las Vegas, NV classic car owners can rely on All Nevada Insurance Inc. for their insurance needs. Whether you are a longtime owner or are just thinking about getting into the can, we are here to help. Please stop by our office, or give us a call today!

Recreation vehicles are a great way to get outdoors and spend time with friends and family. To make the most of your rec vehicles, you need solid rec insurance in place. At All Nevada Insurance Inc, serving Las Vegas, NV, and the surrounding areas, we can help you better understand this type of coverage. Keep reading to learn more. 

What Is Rec Insurance?

Rec insurance or recreational insurance is a type of insurance policy designed to provide insurance coverage for recreational vehicles. In most cases, recreational vehicles will be defined as RVs, campers, boats, jet skis, ATVs, snowmobiles, dirtbikes, and others. 

Do I Need Rec Insurance?

Some places will allow you to operate rec vehicles without insurance coverage. However, just because it is not required by law does not mean you don’t need this vital type of coverage. You have invested in your rec vehicles. If they are damaged or lost due to fire, natural disaster, or burglary, it will be your responsibility to pay for repairs or replacement. 

If someone is injured by your rec vehicles, you will be held liable for their medical expenses and any legal fees that might result if they choose to file legal action against you. This could leave you financially vulnerable. 

What Does Rec Insurance Cover?

In most cases, rec insurance will provide coverage in the following categories:

• Collision– If your vehicle is damaged, it will pay for repairs.
• Comprehensive– If your car causes damage to someone else’s property, it will pay for repairs.
• Liability– If someone is injured because of your vehicle, it will pay for any expenses resulting from the event. 

If you would like to learn more about rec insurance or any of our other products, please contact us at All Nevada Insurance Inc, serving Las Vegas, NV, and the surrounding areas. 

You see the words “classic car” get thrown around a lot in the media these days.  You sometimes see it in print and visual advertisements and especially car descriptions for those trying to sell it.  But what exactly makes a car, a “classic” car?  At least in the eyes of the insurance industry?  This question will be addressed below as well as others.  If you happen to be in the market for classic car insurance, All Nevada Insurance Inc. in Las Vegas, NV can help you and your insurance needs.

Classic Cars

In the state of Nevada, for a vehicle to be considered a classic car, the vehicle must be at least 20 years old.  Also, the vehicle can not be older than 40 years old, as that would change the status of the vehicle from “classic” to “antique”.  To illustrate this in the simplest terms, in 2022, any vehicle from 1982-2002 would be considered a classic car.  But, there’s also a catch in this classic car classification and that is down to modifications which we’ll cover in the next paragraph

Original

The classic car should have NO modifications to speak of, the car should be stock and have everything that came with the car when it rolled off of the assembly line.  You’ll see the words “numbers match” in many advertisements of those selling classic cars, that’s exactly what that term means, the part numbers match the original stock parts that came with the car.  Aftermarket parts, modern accouterments (mp3 CD players, engine modifications, etc.), and other changes would revoke the car’s “classic” or “antique” status.

More Information

You can find out more information about classic car insurance by contacting All Nevada Insurance Inc. in Las Vegas, NV today!

For many people in Las Vegas, NV classic car is a special, rare, expensive, and unique car. However, many car experts and insurance companies define classic car insurance based on age. Most insurance companies look at various car characteristics to check whether it qualifies to be a classic or not. If you have an old vehicle that you think is worth being classic, learn how All Nevada Insurance Inc. qualifies classic cars. 

All about age

The simplest definition of a classic car is ‘old.’ Most states typically mandate that classic cars be older than 20 years but not above 40 years. The car must keep its original shape, both interior, and exterior, to qualify as a classic car.  That also means no modern touches should be added; For example, you cannot add a built-in GPS or MP3 player. 

Test of time 

Classic cars have to earn their name by remaining in good condition throughout those years. Remember, classic cars only qualify to be classic if they’re older than 20 years and have not been modified in any way. Your insurance agency in Las Vegas NV will also need to look at the engine, mileage, and body to ensure that nothing has been replaced, including the color. 

Value

The main difference between classic cars and modern cars is the value. While they can be costly to buy, classic cars can be cheaper to insure as they appreciate in value. Modern cars depreciate in value which makes them expensive to insure. In most cases, you will need to agree on the car’s value and keep updating the policy based on these values. 

 Thinking about classic car insurance? Let All Nevada Insurance Inc help you find a unique policy just for you. Feel free to call or book an appointment, and we will be happy to help. 

Classic cars or hobby cars are not only a fun, exciting way to spend your time, but they can also be a great financial investment. Classic car enthusiasts are delighted with the added value which their hard work brings to a classic vehicle. However, with this added value comes a need for added protection. At All Nevada Insurance Inc, serving Las Vegas, NV, we know that in order to make good insurance decisions, you need good information. Keep reading to find out what you need to know about classic car insurance. 

Is Traditional Auto Insurance Good Enough For My Classic Car?

The answer is yes and no. Traditional insurance will cover your classic car and will enable you to legally operate your vehicle on the open road. The problem with traditional auto insurance, though, is that the system which is used to value a vehicle is not appropriate for a classic car. Traditional auto insurance values a vehicle based on its make, model, and condition. The value of a classic car is determined based on other factors. 

This means that you will not be able to get a traditional auto insurance policy that will cover the true value of your vehicle. 

What Does Classic Vehicle Insurance Cover?

An insurance policy for a classic vehicle will provide many of the same types of coverage as a traditional auto policy, however, your insurance representative will sit down with you to determine the value of the car. This is a crucial aspect of your insurance policy. In order to get the best protection, it is necessary to have an accurate value on the car. 

If you would like to learn more about classic car insurance, please contact our office at All Nevada Insurance Inc, serving Las Vegas, NV. We will be happy to answer your questions today. 

Outside of our homes, our cars are probably the most significant investment that we make in our lifetime. A lot of people really do love their cars and find a lot of joy in personalizing them to meet their exact tastes and preferences. If you are this kind of car lover, it’s a good idea to make sure that you have the coverage that you need for the after-market changes that you make to your car. The team at All Nevada Insurance Inc. is here to work with you to find the right coverage for your Las Vegas, NV area vehicles.

Make sure your custom add-ons are covered by your auto policy

There are a lot of fine points included in most auto insurance policies that many people don’t read or understand. This is especially true if you make after-market modifications to your vehicle. In such cases, it is always best to take a proactive approach and make sure that any add-ons are fully covered. This knowledge of what is covered and what isn’t can help you decide on taking out additional coverage. A local agent who can work closely with you to find out the insurance coverage status for all of your custom work can come in handy if there is ever damage to your vehicle or it is stolen. Don’t wait until it’s too late to find out that your hard work isn’t covered by your current policy!

Don’t wait until it’s too late to find out that your customizations are not covered by your auto policy! The team at All Nevada Insurance Inc. is here to provide the insurance guidance that car lovers in the greater Las Vegas, NV area need. Call or stop by today!