Your guide to buying your dream boat.
If you’re thinking about purchasing a boat, there’s a lot to consider first. A boat is a big purchase and an ever bigger responsibility. But, where do you get started? Check out this handy guide that briefs you through each process of buying a boat.
Assess Your Needs (and Wants)
Evaluate your needs by asking the following questions:
- Who will use the vessel?
- How will you use the boat? (Day trips, week-long excursions, water skiing, or just cruising?)
- Will you use the boat year round?
- How much can you afford?
- Where will you use the boat?
Once you’ve asked yourself these questions, you’ll have a better idea of the type of boat you want and what you’re looking for.
Do Your Homework
In this digital age, it’s smart to make the most of it! Head online to research boats that fit your specifics, read up on terminology, and sign up for classes on how to handle a boat. Once you’ve found the vessel you’re looking for, check out the reviews online to see how other captains like it.
Get Involved
If you can, attend a boat show and start reading boating periodicals. It’s likely that sailing is your hobby, so why not learn the ins and outs of it!
Make the Purchase
When you’ve found the right boat, be sure to inspect it carefully. If you’re spending thousands of dollars on a boat, new or used, you may want to have it professionally inspected by a surveyor. If you’re borrowing money, your bank may require a surveyor to appraise your boat. Then you’re ready to take the plunge!
Insure It
Your new boat was a big investment, so it’s wise to insure it! Basic insurance coverage includes physical damage to your boat, bodily injury, property damage liability, and medical payments. You may also consider optional coverage for things such as personal effects, emergency services, and trailers.
When you’re ready to get started on securing boat insurance, visit the team at All Nevada Insurance, serving Las Vegas and beyond.