Reasons For Renters Insurance

Three Protections This Type Of Coverage Will Offer You

When you move into your rental property, you get to enjoy the variety of benefits that having a landlord brings. Whether that means not having to fix your own garbage disposal, not needing to deal directly with the loud neighbor, or not having to carry insurance coverage for your building, being a renter can make life easier. Just because you have a landlord that does not mean you do not need your own insurance policy, though. Here are a few reasons it is important to have renters insurance.

• Protecting Your Stuff: If a fire sweeps through your building, your landlord’s insurance will pay to rebuild, but it will not cover replacing your personal belongings. Have you thought about the value of all of the possessions you have in your rental unit? If you are not in a position to pay out of pocket to replace them, fear not. Renters insurance can cover this need should it arise.
• Protecting Your Liability: When you welcome a guest into your rental, you also welcome risk. If your guest slips and gets injured, you would like to think he or she will be understanding. There is always the chance, though, that the injury could lead to a legal battle. Renters insurance can help cover this expense.
• Protecting Your Wallet: Do not leave yourself exposed to the financial burden of any of the above situations. An affordable renters insurance (they usually cost around $20 a month!) can offer you the safeguard your hard earned money deserves.

Would an insurance expert helping you discern how much coverage to carry be helpful? Contact the insurance professionals at All Nevada Insurance in Henderson, Nevada to get the knowledge you need to know you are buying the best policy. We are here to help you get the right renters insurance for your needs. Call us today!