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Home Insurance and Renovations
With 2015 still kicking off, it is the best time to make any renovations or improvements to your home to make it more comfortable for the entire year. Along with making sure that you pick out the right paint colors and tiles for your kitchen floor, it is also important to make sure you know how any renovations to your home will affect your homeowners insurance policy.
In most cases, any renovations you make will increase the overall value of your home, which means that your existing homeowners insurance policy will probably not provide enough coverage. Increasing the coverage of your home insurance policy is the only way to ensure that your new and improved home will have the right amount of protection. If you are adding any square footage onto your home, you will need to increase your coverage since extra square footage will mean an added cost if your home has to be repaired.
Making your home greener this year by adding solar panels to your home will also mean that you may have to make some changes to your homeowners insurance policy. Talk with your insurance agent to ensure that the dwelling coverage on your home is providing enough coverage for your updates.
If you are adding a backyard deck to your home, not only will your home be the number one hangout spot for the summer, but it will also increase the chances of an accident occurring. Increase your liability coverage to ensure that you will not be financially devastated in case of just one accident.
For all of your home insurance needs when making any changes to your home and to ensure that you have the right amount of coverage for your updated home, contact All Nevada Insurance in Las Vegas, Nevada.
