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Dogs and Homeowners Insurance
Dogs are man’s best friend, but they can also lead to serious issues with your homeowners insurance if they bite someone, no matter if it is an accident or on purpose. Many homeowners insurance companies will seriously consider the type of dog that you have when deciding on your home insurance premiums. If your insurance company considers your dog to be a vicious breed, they could raise your insurance premiums or even deny you coverage.
Since pit bulls are considered one of the most dangerous and vicious breeds, many homeowners insurance companies will not provide coverage for any injuries that a pit bull causes. Even though many pit bulls that are kept as pets are great companions and are very docile, some people specifically breed pit bulls for more dangerous purposes. Some pet owners are also negligent with their supervision, which can lead to serious issues.
Although pit bulls are one of the most common types of breeds that home insurance companies do not like, there are also many more. German shepherds, Rottweilers, great Danes, and Doberman pinschers are also some breeds that many home insurance companies will exclude or raise rates. Some lesser known breeds, including wolf-hybrid dogs and presa canario breeds are considered dangerous. Any dog breeds that are known to bite other dogs or people are considered dangerous, which can have a serious effect on your homeowners insurance rates. Even with the proper training, your homeowners insurance company cannot be sure that they will not cause any injuries.
For all of your home insurance coverage needs, and to keep you and your furry friend safe, contact the insurance professionals at All Nevada insurance in Las Vegas, Nevada. We will work with you to make sure that you have the right amount of coverage, all at the right price.
