What To Know About Home Insurance As A New Homeowner

New Homeowner Insurance Basics

Having the right homeowners insurance policy can ensure that you and your home are protected from any unfortunate situation. With all of the coverage options that are available with a homeowner’s insurance policy, it can be difficult and confusing to make sure that you invest in the right policy, especially as a new homeowner. Make sure to keep these homeowners insurance basics in mind to ensure that you invest in the right policy for your needs.

• What is covered – typical homeowners insurance policies will provide coverage for any damage that is done to your property from a number of perils, including fire, storms, vandalism, and theft. It will also provide coverage if someone is injured at your home.
• What is not covered – there are some exclusions that are included in standard homeowners insurance policies, such as landslides, sinkholes, earthquakes, war, government action, flooding, and more. There are many additional policies that are available to provide extra protection for perils that are excluded on your homeowner’s insurance policy.
• Importance of shopping around – before you decide on a policy, it is important to make sure that you shop around and look at all the policy options that are available. Policies offer different amounts of coverage at a variety of prices, some which may benefit you more than others.
• How to reduce your premiums – there are many preventative measures that you can take to help lower the cost of your homeowner’s insurance premiums, such as installing smoke detectors and an alarm system. The more safety precautions you take, the more money you can save on your policy.

Contact All Nevada Insurance in Las Vegas, Nevada for all of your home insurance needs. As an independent insurance agency, we will work with you to ensure that you have the right amount of coverage, all at the right price for your budget.