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Hosting you wedding at your own home is a great way to save money and make the whole day a little more personalized. Planning a wedding at your home could get a little tricky though. It is important to make sure that you have the proper insurance coverage in case something goes wrong at the wedding. Make sure to invest in the following insurance policies before saying “I Do.”
Homeowners insurance and liability
- Your already existing homeowners insurance will cover the wedding ceremony that is held on the property. It is important to make sure you have enough liability coverage, especially if you are planning on serving alcohol. Investing in an umbrella policy is also a good way to make sure you are covered. If alcohol is being served, there is more of a chance for accidents.
Liquor liability
- This will provide coverage if you are found liable for an accident that occurs after a guest who had been drinking leaves the wedding. It is also important to remind your guests to stay safe and not drink and drive to help prevent any unfortunate accidents. If you are hiring a professional bartender, make sure to ask about their liquor liability coverage.
Special event insurance
- Special event insurance can help close any gaps that your other insurance policies create. It will ensure that you are not held liable for any unfortunate accidents that happen at your wedding. This is especially important if you are preparing and serving the food for the event. If the food causes some or all of the guests to get food poisoning, special event insurance will provide coverage.
When it comes time to insure you big day, contact All Nevada Insurance. We can provide the right amount of coverage for all of your needs to ensure that your wedding is as perfect as you planned.
