Understanding Your Las Vegas Insurance
While tornadoes are fairly rare in Las Vegas and the surrounding Nevada area, they do happen. If you found yourself facing this unusual natural disaster, would you know what to do? After the dust settled, would you know if your existing homeowners insurance would step in to help you pick up the pieces?
The good news is that your policy would likely protect you in the event of a tornado or other kind of serious windstorm. Most homeowners insurance policies offer this type of coverage (although some hurricane prone states like Louisiana, Texas, Hawaii, and Florida have more complicated coverage surrounding wind).
In Nevada, the vast majority of homeowners policies will specifically include wind events. Take the time to read through your policy to ensure you are covered against tornadoes and other windstorms.
In addition to ensuring your policy offers coverage for this specific cause of damage, it is also important to make sure you have enough coverage. Review and update your home inventory and talk to your agent to make sure you have enough personal property protection. That way, a natural disaster of any sort will not leave you facing a major expense.
Windstorms—including tornadoes—are serious dangers, but they do not have to put your quality of life in danger. Talk to your insurance agent today to learn if your homeowners insurance offers the protection you need.
Do you want to talk to an insurance expert about your policy to make sure you have the coverage you need against wind-related natural disasters? If so, do not wait to contact All Nevada Insurance today. We are here to ensure that all Las Vegas homeowners have the protection they need no matter what nature brings our way. Call us for all of your insurance needs!