Benefits of Combining Insurance Policies
Investing in multiple insurance policies for every aspect of your life is the best way to ensure that you are protected from any peril. However, the more separate insurance policies you have, the more bills you would have to keep track of and pay each month. Luckily, combining your homeowners insurance and auto insurance policies can help to save you time and money.
Having two separate policies for your home and auto can lead to more confusion and money being paid out each month. Two policies mean that you are paying for two administrative fees, twice the taxes, and double the deductibles. Combining the policies into one can help to eliminate extra fees since all the fees are bundled into the same policy, known as a “dual protection” policy. Combining your home and auto insurance policies can help you save up to 20 percent on your insurance premiums.
If you are looking to combine your insurance policies, make sure to first talk with your insurance agent. Get a quote for both your home and auto insurance as separate policies, and as a combined policies to see which option will save you the most money. Working with an independent insurance agent will help to ease the process, since they work with many different affiliates and are able to get quotes from various insurance providers.
Along with combining your policies, there are many other steps that you can take to help lower the cost of your premiums, such as installing alarms in your home and vehicle. Having the newest safety features installed in your vehicle can help to keep the cost of your insurance premiums low.
For all of your home and auto insurance needs, contact the insurance professionals at All Nevada Insurance in Las Vegas, Nevada. As an independent insurance company, we can help to ensure that you have the right amount of coverage, all at the right price to fit your budget.