Have you ever had a dream to be your own boss?

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Have you ever had a dream to be your own boss?? Opportunity is knocking.  All Nevada Insurance is opening its doors to entrepreneurs looking to be a part of a system that works! We are an independent broker and have over 120 carriers that we can write business with.  That means, we retain our clients when their rates go up because we could shop them around with other carriers.  We insure homes, autos, toys, businesses, life and health.  Be part of a team that has the client’s best interest in mind.  We are growing and we want you to be a part of that growth! To learn more about us, please visit www.ANIfranchise.com.

How to Be Kind to the Planet for Earth Day

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How to Be Kind to the Planet for Earth Day

Easy steps to take to go green.

With Earth Day just around the corner (April 22nd), now is the perfect time to reassess your habits and look for easy ways to be more eco-friendly in the home. Mother Nature has always been kind to us by giving us a planet to live on. However, we haven’t always returned the favor. We are currently killing out endangered species, using up precious resources, and polluting waters and air. To benefit the planet (and, in some cases, your wallet), check out these tips for going green.

Reduce your plastic consumption.

Plastic is a major offender to the environment. It harms wildlife and sits in landfills or floats in the ocean for thousands of years. Reduce or eliminate your plastic consumption by saying no to straws, using reusable bags for shopping, buying your food from the bulk bins, and taking reusable mugs and cups with you when out and about.

Use green cleaning products.

To clean our homes, we often use products that are loaded with toxic chemicals and environmentally harmful substances. Instead, switch to green alternatives that are cruelty-free and do not harm the environment. You can even make your own out of lemon, vinegar, and baking soda!

Walk more.

We’re sure you’ve heard this one before! Walk more and drive less. Saving gas will help to conserve this limited fuel resource. Whether you walk, cycle, or take public transport, find new ways to travel instead of relying on your car. If you do need to drive, carpool with others to conserve gas.

Seal gaps around doors and windows.

Older homes tend to have more gaps around the doors and windows, letting in air from the outside, causing the AC and furnace to work harder. Putting weather stripping around those gaps can save you money on your heating and cooling while preventing energy from being wasted.

While you adopt a greener lifestyle, leave your insurance needs to the experts. All Nevada Insurance can help you secure reliable coverage across Las Vegas and beyond.

How Bad Credit Can Affect Life Insurance Premiums

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How Bad Credit Can Affect Life Insurance Premiums

Your credit score is a factor in your life insurance.  

We hear so much these days about how credit, and credit scores in particular, can affect just about anything you want to do in life. This is also true when applying for life insurance. Generally, your credit score will be taken into account when insurers are determining your premium. Before you apply for a life insurance policy, it’s a good idea to take a look at how bad credit can influence the final cost of insurance.

Your credit history can give insurers a snapshot of how well you’ve managed your finances. Insurance companies tend to look out for red flags that might indicate that you’re too much of a risk to insure. Being deep in debt or missing several credit card payments will tell insurers that you’re not keeping a tight grip on your finances. Typically, having bad credit won’t hurt your chances of qualifying for life insurance – you may just end up paying more per premium.

Late payments can be detrimental to your score. However, instances such as charge-offs, accounts in collection status, bankruptcy, and foreclosure can do even more damage. If you have any of these delinquencies on your credit report, it can have a large impact on the rate class you fall into.

Exactly how bad credit will be handled will depend upon the life insurance company that you are applying to. The insurer will want to know what kind of work you do because certain occupations are considered to be more hazardous than others. If in the course of investigating your employment they find that you are unemployed or have a history of spotty employment, they may pull and review your credit report to get a clearer picture of your finances.

Before you apply for life insurance, be sure to review your credit report. You can work on improving your score by paying bills on time, lowering your debt-to-income ratio, and not taking on any more debt.

Find the right life insurance policy to suit your needs, budget, and family by contacting the team at All Nevada Insurance today!

Are you a motivated individual?

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Are You a Motivated Individual?

Are you someone that is motivated, loves creating an income that will offer you more time with your family or enjoys working with the community? You may be qualified to fit our franchise model with All Nevada Insurance.  You do not have to have insurance experience to become a broker with us.  You just have to be willing to learn and be aggressive with your marketing efforts to achieve the income you wish to create.  We will coach you to become a successful business owner.  Check us out: www.ANIfranchise.com.

Spring Driving Hazards to Look Out For

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Spring Driving Tips for the Season

Be mindful of common springtime driving hazards.

Winter is over, the temperatures are rising, and by now you have already enjoyed the start of springtime driving. Now that spring is truly here, it’s time to think about the changes you will have to make to your driving habits, as well as being aware of the changes happening on the roads. Check out these hazards (and how to handle them!) for safe driving this spring.

Potholes

The adverse winter weather can wreak havoc on the roads, causing large and harmful potholes. Deep potholes can throw your car’s alignment off and can also become the reason you need a new wheel and tire. Carefully try to drive around the pothole, if it is safe to do so.

Children

Longer days and warmer weather brings children outside to play and allows them to walk to and from school in light, clear weather. Pay extra attention when driving on residential roads and streets near schools. Children may not always be looking where they are walking. Slow down and keep an eye out for youth.

Cyclists

Motorcyclists and cyclists are more likely to be on the road during spring. This is a time when all drivers should brush up on their vision techniques in order to stay focused and spot smaller road users. Respect everyone on the road and take care when driving near them to avoid any unnecessary happenings on the road.

Animals

Hibernation is now over. Spring is the time when animals come out and begin their search for food. Being aware of this can prevent unnecessary animal deaths and damage to your vehicle. Slow down and take care on roads where wildlife activity is high.

The professionals at All Nevada Insurance are well versed in securing reliable auto insurance that will see you through spring and beyond! Located in Las Vegas, Henderson, and neighboring cities, contact us today.

Steps to Help Simplify a Home Insurance Claim

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Steps to Help Simplify a Home Insurance Claim

Know what to do if you need to file a home insurance claim.

After an incident, such as a fire or theft, has occurred, it’s natural to panic. As a homeowner, you take great pride in your property, from your house to your belongings. When damage or loss does happen, it’s important to remember that your homeowners insurance policy is there to help. So that you know what to do to file a claim, here are some tips to consider.

Gather as much information as possible. You want to document the damage to your home and belongings from different angles. Be careful not to expose yourself to any harm during this process, though. If it is safe to do so, take pictures of the damage. These will then be sent to your claims adjuster.

Call your insurance agent right away. Always call your insurer to report the damage as soon as possible. Call your insurer before you get a contractor to start repairs.

Keep receipts. If you need to make some minor repairs to prevent further damage, do so. However, be sure to keep the receipts, as your insurer may be able to reimburse you for these expenses.

Have an updated home inventory on hand. Theft, fires, and natural disasters all impact your house as well as your belongings. When an accident happens, be ready to tell your insurer what items you lost and how much they were worth. A home inventory can help to provide those details to your carrier; otherwise, you may be relying on guesswork.

Want to work with a team that can aid you through the process? Talk to the professionals at All Nevada Insurance to secure the right homeowners insurance for your needs in Las Vegas, Nevada.

How Much Money Can I Make From Franchising?

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Money Can I Make From Franchising

Should you take your financial leap of faith in the franchising industry?

Most people who look into franchising a company will undoubtedly ask, “Will I make money?” As with anything in business, and in life, there is no one answer. It’s well worth developing a detailed plan before committing to a franchise system and taking a look at the factors that affect how and when you make money. Buying and running a business involves a lot of hard work, and ownership isn’t much fun if you aren’t making any money. While it’s true that franchising is a more structured and transparent way to becoming an entrepreneur, it still can be complicated and confusing to navigate the process on your own.

Do Your Due Diligence

Before buying a franchise, it’s important to learn what your experience will be like as a business owner. Those who skip this crucial step often fail as business owners as they end up with a franchise that isn’t a good fit for them. If you’ve never run a business before, your natural instinct might be to focus on the bottom line. Unfortunately, it doesn’t work to ask about the profit and income when you’re researching a potential franchise.

Look Beyond the Bottom Line

As a business owner, your take-home pay at day’s end isn’t normally a good indicator of the business’ full financial benefit. Look over a franchisee’s profit and loss statement (P&L) to assess if the business appears to make very little profit. Many businesses expenses may make the company’s bottom line appear lower than what it actually is.

Figuring out your earning potential as a franchise owner is much more complicated than simply asking a salaried employee how much they make. Take your time to assess your needs, wants, and find the right fit for you. It’s a venture that should be enjoyed by handled carefully.

Are you ready to find the right franchise opportunity? Visit All Nevada Insurance today for more information!

Why to Update Your Home Inventory This Spring

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Why to Update Your Home Inventory This Spring

Should you take the time to do a home inventory?

Whether you live in a condo, townhouse, apartment, or house, you have spent time and money getting the furnishings, artwork, appliances, and electronics just right. Any damage, theft, or loss of these items should be covered under your homeowners or renters insurance policy. But how will you know what you’ve lost? Will you remember the purchase price or appraised value? A home inventory can help to list your belongings and their value so you know what and how much you’ve lost.

Spring is a season of cleaning and getting the home ready for the warmer days ahead. While you’re wiping away the cobwebs from winter, why not add creating a home inventory to your list? Working on cleaning projects on the interior and exterior of your house makes for a great opportunity to make or update your home inventory list.

Here are some simple home inventory basics:

  • Where: Home inventory lists can be kept on computers, in notebooks, or on online databases. If you decide to store your inventory digitally, it’s a good idea to keep a hard copy of it in a fireproof safe, or a location away from the house.
  • Organize inventory based on rooms: Keep lists for the kitchen, bedrooms, media rooms, living room, game room, etc. until you’ve covered your house. Breaking up the inventory by room can make the task less daunting and can help you to manage the lists when you add or sell items.
  • Take photos: A great way to record your belongings is to photograph them. This helps to document their condition and serial numbers/ID numbers, so that they are clear and cannot be written down incorrectly.
  • Include appraisals and receipts: Especially for valuable items! Large-ticket items such as jewelry and antiques may require additional coverage on your homeowners insurance policy. Many companies will require an appraisal and photos to be included with policy information.

This spring, ensure that your belongings are up to date and correct on your home inventory and your insurance carrier will do the rest. Contact All Nevada Insurance to get started on the right homeowners insurance policy to suit your needs, budget, and belongings!

Do you want to live the dream of being a business owner?

Posted on by TheSph3r3

All Nevada Insurance is growing and looking for people that want to live the dream of being a business owner.  We have given our franchise system a boost and we are excited to share it with you so you can share it with others.  We believe that a referral is the highest compliment that a company can receive, so we are willing to pay a $2000 referral bonus to you.  When your referral becomes a part of the All Nevada Insurance family as a franchisee, you get paid.  To learn more about our system, please visit www.ANIfranchise.com.

Tips for Being a Better Boss

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Tips for Being a Better Boss

Be a better manager for your team with these tips.

Managing an office or company well is no small feat, but it is something you can get better at. If you’re looking to become a better boss to engage employees and better the business, these tips can get you headed in the right direction.

Spend more quality time with employees.

A large part of management is delegation, which requires problem-solving and matching employees with the most appropriate task given their skills and expertise. Spending more time with your employees in and out of the office will help you to understand their skill set and aspirations. Whether you host an employee lunch at your favorite diner or start weekly meetings with your team in the conference room, knowing your team puts you in a better position to delegate.

Give feedback.

People have an inherent need to know when they’re doing well. If you aren’t giving feedback to your team, you could be losing employees because of lack of motivation and appreciation. Include feedback in meetings, annual reviews, and emails so that your team knows where to improve in the future.

Publicly praise them.

When you recognize an employee’s strength, it helps to solidify your working relationship with him/her. In addition, you train your employees to recognize where their strengths lie. This simple act will help them gain confidence and motivation.

While you tend to improving your skills as a boss, let the experts handle your business insurance policies. Contact All Nevada Insurance to get started on your tailored coverage