How to Choose the Right Franchise

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Choose the Right Franchise

Need help choosing the right franchise? Here’s how to get started.

Franchises are appealing to new entrepreneurs who want to the reduced risk of a proven product or service while still being their own boss. The parent company helps them to get on their feet and provides unlimited support for success. What’s not to love? The hardest part of securing a franchise is often deciding which one to join!

If you have no idea where to start, you’ll want to begin by asking yourself these questions.

What are my personal goals?

Everyone has different motivations for wanting to become an entrepreneur. Knowing what motivates you will help you decide where to begin. Do you want to spend more time at home, help others or further your entrepreneurial success? By figuring out your actual goals, you may be able to determine which franchise best meets your needs.

What role do I want to play in the business?

Do you want to be an active, hands-on owner or one that takes a back seat and hires staff to manage the business’s operations? Many franchisors offer an opportunity to be actively involved in management opportunity, but there are those that allow you to be relatively absent. Determine if you want to do a specific job, lead an organization, and manage managers!

What is my investment budget?

Franchise costs vary greatly, depending on the industry and specific business model. Take some time to weigh the initial investment against the expected return, along with your income, lifestyle and equity goals.

Do I have basic business skills?

Many franchises today want the franchisee to have the basic business know-how and entrepreneurial drive to succeed. In turn, franchisees who are focused on customer service and bettering the business are more likely to be profitable.

Ready to find the right franchise opportunity? Visit All Nevada Insurance today for more information!

Do Millennials Need Life Insurance?

Posted on by TheSph3r3
Do Millennials Need Life Insurance?

Reasons why millennials need life insurance coverage.  

Today, millennials, young adults (ages 18-30) face numerous financial challenges in addition to everything else they have to tackle – from confronting student loan debt to working out how to buy a home. As a result, many of them are waiting longer to buy life insurance.  However, it’s important to remember that no one is invincible, even though when we’re young and healthy, it’s easy to feel that way! For millennials who are healthy with no children and only a small amount of assets, there are still several valid reasons why you should consider purchasing a life insurance policy.

It offers protection. It’s not a pleasant situation to think about – the aftermath of your death – but you should at least have plans in place for it. Passing away could leave a family member or loved one financially struggling without your assistance or income. Life insurance provides a financial buffer for the people you care about in the event something happens to you.

Consider your cosigners. If someone co-signed for your student loan, such as your parents, it’s likely that the bank won’t discharge that debt upon your death. That means your parents, or others who signed the paperwork, would be responsible for paying the full balance. Life insurance can help to cover these costs so your loved ones aren’t saddled with the debt.

It’s more affordable when you’re young and healthy. You’ll never be younger than you are today, and it’s often the case of the younger we are, the healthier we are. Those are two important factors for getting affordable life insurance. You can lock in low rates by securing life insurance young!

You may need to supplement insurance provided by your employer. If you were lucky enough to land a good job with a great benefits package, you may already have a basic employer-sponsored group life insurance benefit plan. However, a simple policy may not cover every aspect of your needs. Talk to an insurer to discuss if you and your dependents could benefit from additional coverage.

Rest easy knowing you’re protected. Contact All Nevada Insurance for the quality life insurance that can be tailored to any generation!

Are You Looking to Buy a Franchise? Here’s How to Start!

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How to Start a Franchise

Easy tips on how to get started with your franchise opportunity.

A franchise model offers a good track record, an established brand name, training programs, support, and marketing assistance. With all that at hand, it’s no surprise that many entrepreneurs are drawn to the built-in security. The best thing that you can do before buying a franchise is to research.

Here are some of the best ways to get started!

Attend franchise events. The International Franchise Expo hosts over 300 franchises and even more interested individuals. It’s a one-stop-shop in terms of basic information and networking, as well as determining which franchise opportunity you want to become a part of.

Talk to franchisors and franchisees. As an initial step, head to the franchise’s website and request more information or call them directly. Ask in-depth questions so that you fully understand the ins and outs of joining the team. If you want much of the truth, ask the franchisees directly about their experiences, including the support they’ve received. For a better hands-on look, see if you can shadow him or her for one day.

Ask consultants, lawyers. A franchise consultant, also called a broker or coach, can provide excellent advice, although keep in mind they are often working for the franchisor. This is a good route to go to avoid a mess later one down the road.

Perform a web search. The whole web is at your fingertips, so many the most of it! Find out everything you need to know, how you can prepare, view legal documents, and ensure there are no lawsuits filed against the chosen company.

Once you’ve decided to become a franchise business owner, check out All Nevada Insurance’s franchise opportunity. Find out more information by giving us a call today!

Whip Up This Easy Valentine’s Day Recipe!

Posted on by TheSph3r3
Whip Up This Easy Valentine’s Day Recipe!

Try your hand at these quick and easy Valentine’s Day cookies.

Share the love of Valentine’s Day (and the love of sweets!) with these heart-shaped cookies! Not only are they easy to make, but are bound to impress your other half to sweeten him or her up to enjoy the romantic holiday. Check out the recipe below.

Ingredients

  • 1-1/4 cups all-purpose flour
  • 1/2 cup granulated sugar
  • 1/4 teaspoon baking soda
  • 1/2 cup butter
  • 1 to 2 tablespoons water
  • 1 teaspoon pure vanilla extract

Directions:

  1. Preheat oven to 350 degrees F. Line cookie sheets with parchment paper.
  2. In a food processor, combine flour, sugar, and baking soda. Pulse a few times to mix.
  3. Add butter, 1 tablespoon water, and vanilla to the flour mixture. Pulse until ingredients come together. If the dough seems dry, add the remaining tablespoon of water.
  4. Dump dough out and divide in half.
  5. Put each portion in between 2 large sheets of floured parchment paper. Use a rolling pin to roll dough until it is 1/4-inch thick.
  6. Use an assortment of heart cookie cutters to cut out heart-shaped cookies. Gather up scraps and re-roll to cut out more cookies.
  7. Place cookies on prepared cookie sheets about 1/2-inch apart.
  8. Bake for 7 to 10 minutes or until cookies are golden around the edges. Start watching cookies at 7 minutes to make sure you don’t overbake them.
  9. Cool cookies completely then use your favorite cookie icings and decor.

From the team at All Nevada Insurance, we hope that you and your loved one enjoy this recipe! For all of your insurance needs, contact us today.

Are There Gaps in Your Home Insurance?

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Are There Gaps in Your Home Insurance?

Is your homeowners insurance lacking coverage?

Every homeowner wants to believe that their standard home insurance policy protects them from every peril. If you’re like most Americans, you probably don’t realize that your homeowners insurance is lacking coverage. In fact, many policyholders are unaware of the ins and outs of their policies, which means they could easily end up paying a lot more money than they expected after damage to the home.

Below are common gaps in homeowners insurance that you should tend to immediately.

Flood and Earthquake Insurance

Even if your policy states that ‘all perils’ are covered, most policies carve out many exceptions or exclusions to this general provision. Damage caused by floods and hurricanes are rarely covered under a standard home policy. The aftermath of these events can be devastating, which is why obtaining coverage is so important. These policies can be purchased separately, protecting your home from each disaster.

Upgrades to the Property

If you’ve recently incorporated some home additions, you’ll want to talk to your insurer. If you update the home and therefore improve the value of the property, your homeowners insurance coverage will need to reflect the new value. If you don’t, you may only be covered to rebuild your home before your upgrades.

Home-Based Business

Many people don’t think twice about working from home. However, if you’re an entrepreneur working out of your home, you may not realize that some business exposures can be specifically excluded from your homeowners insurance – especially those related to customer traffic on premises. A business insurance policy may be needed to cover your equipment and liability risks.

For reliable homeowners insurance, visit the professionals at All Nevada Insurance. We serve Las Vegas, Henderson, and neighboring cities on Nevada!

The Main Benefits of Becoming a Franchisee

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Benefits of Becoming a Franchisee

Run your own business without facing the hurdles of a new business.

There’s little that we do in life where we don’t first consult the pros. We always prepare ourselves for big steps, such as learning to drive, taking an exam, or making financial decisions. Dipping our toes in and learning from the pros is how we best succeed in our endeavors. So why jump head first into a business that you’re not prepared for? Instead of landing yourself in the awkward position of attempting to run your own small business, purchasing a franchise is a wise choice to get you started.

The franchise route is often considered more secure, less risky, and more successful than starting up a traditional small business.

Here is just a handful of some of the benefits:

  • Established brand
  • Proven business concept and operating model
  • Established operating policies, procedures, and standards
  • Lower statistical risk of failure
  • Immediate momentum on opening through established brand equity of the franchise
  • Established customer base of the franchise
  • Training and ongoing support from the franchisor
  • Shared marketing costs with the franchisor and other franchisees
  • Support in difficult times from the franchisor
  • Ongoing product and service innovation
  • Increased buying power via the franchise group
  • Easier to obtain finance from banks and other lenders
  • Increased chance of a successful sale of the franchise upon exit

Even with all these benefits in reach, the franchisee must be able to take on the duty with due diligence.

Once you’ve made the decision to become a franchise business owner, take a look at the All Nevada Insurance franchise system.  Get started with your franchise system today with All Nevada Insurance.

Commonly Stolen Home Possessions

Posted on by TheSph3r3
Commonly Stolen Home Possessions

Stay one step ahead of burglars by understanding what they are likely to target.

Studies repeatedly show that burglars typically spend no more than one minute breaking into a home and fewer than ten minutes inside. Burglars often look for a window of opportunity and jump at the chance of a quick and easy job. While it’s important to keep your doors locked and your security alarms operating, knowing which items are most likely to be among a burglar’s loot can help to protect your belongings.

Cash

Unsurprisingly, an overwhelming among of burglars abide by the ‘cash is king’ idea. While more consumers are reaching for a debit or credit card to make purchases, many Americans continue to carry cash. Cold, hard cash is virtually untraceable and easy to exchange for goods, which makes it a prime target in a home burglary.

Jewelry

From pearl earrings to 14 karat gold watches, jewelry is one of the easiest things to sell to a pawn shop. Thieves take advantage of this situation by grabbing jewelry or even jewels if they can find some. Be sure to leave your prized pieces hidden away instead of out on your nightstand. If a piece of jewelry is incredibly precious, consider storing it in a safety deposit box at the bank.

Electronics

With several high-tech goods lying around the average home, it’s no wonder that many burglars take electronics. Not only are they easy to grab, but they can also be sold for a very nice price. To combat this, set passcodes on all devices and hide electronics out of sight from the window.

If you’re the victim of theft, homeowners insurance can help. Ensure that your belongings are up to date and correct on your home inventory and your insurance carrier will do the rest. Contact All Nevada Insurance to get started on the right policy to suit your needs, budget, and belongings!

Safety Precautions New Homeowners Should Take

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Safety Precautions New Homeowners Should Take

Safety Tips New Homeowners Need to Know

While you’re moving to a new home, the last thing on your mind is how to protect this new property. You may, instead, be concerned with furniture placement or how to fill out your new closet. However, new homeowners have a unique risk when they enter their first property.

Change the locks. You don’t know who was given a spare key by the previous owner, and it’s best not to chance it. As soon as you have the keys in hand, call a locksmith to change the locks. You may even decide to add new safety features such as a surveillance cameras and outdoor lighting at the same time, too.

Meet the neighbors. Your neighbors can be a helpful first line of defense against home incidents. They know the area and can keep an eye on your home. When you have a moment, go around and introduce yourself to your neighbors to form good relationships.

Get to know the systems. In an emergency, do you know how to shut off your water, gas or electricity? Get to know the property so that you can respond quickly. Familiarize yourself with each system as soon as possible.

Replace the filters. The previous owner may not have changed the filters in a while if they knew they were moving soon. Go around now and change the furnace and air-conditioning filters, making sure that the ducts are clear of any dust.

Test smoke alarms. Test all the smoke detectors in your new home, refreshing the batteries if need be. If there is a carbon monoxide alarm, test that, too. If there isn’t, consider installing one.

Your new home needs the right insurance to protect it from accidents and disasters. Contact All Nevada Insurance to get started on your reliable homeowners insurance policy today.

Five Reasons to Purchase a Franchise

Posted on by TheSph3r3
Reasons to Purchase a Franchise

Here’s why you should consider purchasing a franchise.

Buying a franchise can be a life-changing experience for any potential business owner. With a little patience, due diligence, and by following smart steps, you can experience just how successful owning a franchise can be. Here are the top five reasons why you should purchase a franchise.

An existing franchise is a turnkey business.

Many entrepreneurs have the skills to run an existing successful business but don’t have expertise in all it takes to get a business up and running, whether it’s obtaining financing or negotiating lease terms. Buying an existing franchise in a well-designed system can eliminate much of that hard work that gets a business off the ground: scouting out the area, finding the location, negotiating the lease, securing contractors and employees, and more.

The proven systems are in place.

When you buy a franchise, you’re buying a system – and a well-oiled one at that. Franchises have an established system and product, taking all of the guesswork and trial and error out of it.

Established corporate image and brand awareness.

If you buy into a franchise system that is already established, the corporate image and brand awareness is already recognized. Customers are often more comfortable purchasing items they are familiar with and working with companies that they know and trust.

A higher likelihood of success.

Since there is already an established system in place, there is a greater chance of success. If you invest in a proven franchise opportunity, you should be on your way to running a successful business.

Training is included.

Many franchise opportunities offer a training program that is typically held at their corporate office, plus any additional training that occurs on the location site before the grand opening. The franchisor will train you to run the business the same way that other sites run so that you have the best chance of success.

Once you’ve made the decision to become a franchise business owner, take a look at the All Nevada Insurance franchise system.  Get started with your franchise system today with All Nevada Insurance.

3 Reasons Taking a Vacation is Good for Your Small Business

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Why Taking a Vacation is Good for Your Small Business

Set Up a Strong Vacation Policy 

As a small business, you may be tempted to put your nose to the grindstone and continue to work through the holidays and summer. While this is a noble action, it’s not healthy or effective. A good work ethic is important to have, yes, but a non-stop work attitude can be detrimental to your own health and the business. Encouraging employees to use their time off to benefit the company may sound counterproductive, but it can lead to a more vibrant and dynamic workforce. Here’s why.

Improved Performance

Vacation deprivation can cause resentment, burnout, and increased mistakes on the job. As we all know, rest is incredibly important. Just as we need sleep to feel our best, we occasionally need time away from work in order to perform to our highest potential. Stepping out of the normal workflow and resetting the body and mind can improve motivation and energy. Many of us feel refreshed and rejuvenated once we return to work from even a couple of days off.

Healthier Employees

People who take vacations tend to enjoy the mental and physical benefits, from decreased stress to more motivation to achieve goals. Simply put, healthier employees are happier and more engaged. By taking a few days of vacation, employees may spend more time in the office because they are spending fewer days at the doctor’s office.

More Creativity

Time away from daily tasks can allow employees time to create responses to business challenges and spark new ideas to improve methods. Without the day-to-day pressures of the office, workers can use time to reflect and see issues from a fresh perspective.

Does your business have the right vacation policies in place? While you tend to improving your business, let the experts handle your business insurance policies. Contact All Nevada Insurance to get started on your tailored coverage.