Prevent Making These Mistakes When Securing Commercial Car Insurance

Mistakes When Buying Commerical Auto Insurance

Commercial vehicles are important for businesses, but even more important to get covered.

Does your business rely on the use of vehicles to complete services? Perhaps you deliver flowers, carry furniture, or transport goods on the icy roads of Alaska. Whether your business is the Ice Road Truckers or not, vehicles may be an important part of your company. Any business that owns or uses even one car as a means of business must first obtain commercial auto insurance!

So that your company (and vehicle) doesn’t suffer from potholes in the road when it comes to the right insurance, avoid these mistakes!

  • Never buy the cheapest policy
    It’s likely that the cheapest policy that you find won’t provide your business with sufficient coverage. It’s likely that it will be minimal protection with high deductibles. Should you need to cash in on your policy, you’ll be wishing that you sprung for better coverage.
  • Never avoid better-suiting policies
    If you have two or more vehicles in your business, you may be eligible for fleet coverage. This protects a host of cars, so be sure to ask your insurer!
  • Never skimp on liability protection
    Even one lawsuit can sink an entire business. Getting sued can be costly, and trying to maintain a reputation after a lawsuit can be even more challenging. Liability protection is one coverage that no business should skip out on.

Skip the search of finding the best commercial auto insurance for you – contact the local professionals directly! Call the insurers at All Nevada Insurance to get started on your business’ tailored policy today.

Spring Cleaning? Add Your Boat to the List!

Boat Insurance in Las Vegas NV

Get your boat summer-ready with these tips!

The flowers are in full bloom and the weather is starting to heat up! With spring sprung and summer already around the corner, it’s time to start prepping your boat for the sailing season.

A well cared for boat that receives proper maintenance ensures that it cruises safe and soundly, all year long.

So that you can sail easy for summer, get your boat running smoothly with these tips:

Charge the battery – The battery may be low, if not completely dead, after sitting idle throughout winter. Plug it in overnight and charge it or install a new battery if necessary.

Top up the tank – After all, you don’t want to be stranded in the middle of the ocean…

Test the brake lights – Should you need to transport your boat on a trailer, make sure the brake and signal lights are working.

Inspect the engine – Make sure that all of the essential parts are in good, working condition. Inspect the engine for loose hose clamps, replace spark plugs, inspect belts, cables, and hoses for any cracks.

Buff the exterior – Use a mild detergent to clean the outside of the boat, scrubbing salt and sea barnacles off the sides. Top it off with a coat of wax.

Stock up on essentials – Ensure that there are plenty of lifejackets on board and that the other safety gear is in good, working condition!

While you’re at it, review your boat insurance to protect your boat while you’re on summer waters. Boat insurance is designed to cover your boat, yourself, and finances from suffering hardship should an accident or losses occur.

For a personalized policy for your boat, contact All Nevada Insurance. Our insurance experts work with your needs and budget to tailor boat insurance in Las Vegas and neighboring cities in Nevada.

Types of Coverage to Protect Your Business!

Types of Business Insurance in Las Vegas NV

Your business took a lot to build up – protect it with reliable insurance.

Any business, large or small, is most likely thinking forward about the future and how to build up their business. Despite the huge potential for business, owners should be smart in protecting their company. This includes protecting it from legal errors, financial strain, and reputation damage. Securing business liability insurance is a concrete way to protect your business’ foundation!

Business liability insurance protects your business in the event of a lawsuit for personal injury or property damages. It will usually cover the damages from a lawsuit along with the legal costs, whether or not the case is won or lost.

Types of Business Liability Insurance
General Liability Insurance:
This provides coverage to protect your business from injury claims, property damages, and advertising claims. Also known as Commercial General Liability (CGL), it may be the only type of business liability insurance you need depending on your situation!

Professional Liability Insurance: Businesses that provide services will need to consider having this coverage to protect from errors, malpractice, negligence, omissions. Depending on your profession, it may be a legal requirement to carry such a policy. Doctors and those in the tech industry are likely to need this coverage.

Product Liability Insurance: Small businesses selling or manufacturing products should be protected in the event of a person becoming injured as a result of using the product. The amount of coverage and the level of risk depends on your business type, so be sure to talk to your insurance agent about your risks.

Are you ready to receive quality business liability protection? Get started on your customized policy today by contacting All Nevada Insurance, serving Las Vegas and neighboring cities of Nevada.

April is National Autism Awareness Month!

April is Autism Awareness Month

Get involved with raising awareness of autism this month.

April, nationally known as Autism Awareness Month, is dedicated to promoting knowledge of the disorder. The aim the Autism Society, an organization dedicated to supporting those with the disorder, is to ensure each person who suffers from it has the opportunity to achieve the highest possible quality of life.

This month, get involved by aiding local missions into providing support and research for those with autism.

Check out local Las Vegas, Nevada organizations to get started:

  • Families for Effective Autism Treatment: Their mission is to provide information on treatment resources for families with children diagnosed with autism, autism spectrum disorder (ASD), and related disorders.
  • Nevada Institute for Autism: This is the only holistic autism/behavioral disorders treatment in the state of Nevada! Their aim is to educate and support parents of children with autism and other behavioral-neurological challenges with effective, holistic healing therapies.
  • Grant a Gift Autism Foundation: This is a non-profit charity helping children and their families to overcome and fight autism. There are several programs and a range of resources available for families as well as siblings.
  • Goodfriends: This is a Meet Up Group for those with or aiding a loved one with autism. With people just like you, you can share information, stories, and resources as a support group.

From the Las Vegas-local insurance experts, All Nevada Insurance, we hope that you take an active role in the community during Autism Awareness Month!

Spring Cleaning Tips!

Spring Maintenance For Your Home

Awaken your home from hibernation with simple, spring cleaning.

While spring cleaning sounds attractive, the cleaning part is less fun that we’d like it to be. Luckily, revitalizing your home doesn’t have to be costly or time-consuming.

Spring cleaning awakens your home up from its winter slumber to get it ready for the shiny spring and summer days ahead.

To bring your home back to life, here are some spring cleaning tips:

Tidy:

  • Declutter each room
  • Donate unused items and goods to your local charity shop
  • Get rid of dark throws and pillows – replace them with light and bright ones!

Clean:

  • Dust ceiling fans
  • Buy a mop with a squeeze mechanism for a clean sweeping of linoleum floors
  • Dust mantelpieces, book cases, and in those pesky corners of each room
  • Invest in good rubber gloves to protect your hands
  • Vacuum each room
  • Sweep under appliances
  • Wash windows – inside and out!

Revive:

  • Light a lemon, peony, or mint candle to infuse some fresh smells into your home living!
  • Make small repairs – but leave the bigger, trickier tasks for a professional
  • Bring some fresh flowers indoors for some bursts of color
  • Fluff pillows and make the beds

Now that your home is starting to look more vibrant and alive, ensure it’s protected! Secure your homeowners insurance in Las Vegas, Nevada by contacting All Nevada Insurance for a quality policy.

Secure Your Life Insurance Before the Stork Arrives!

Life Insurance Las Vegas NV

If you’re expecting a little bundle of joy in the near future, you’ll want to purchase or review your life insurance policy.

Parents-to-be are often in a 9-month haze of doctors’ appointments, nursery decorating, and satisfying food cravings. With so much to do, it’s easy to forget about the importance of life insurance.

As parents, you may ask the following questions:

Do we need life insurance?
Life insurance is designed to provide a financial safety net for your family when you are no longer around to do so. This can cover everything from funeral costs, your remaining debt, to your child’s college tuition. Life insurance is a selfless policy that, at the risk of sounding morbid, helps your family focus on mourning your passing without worrying about financial hardships. Preparing a monetary safety net for your spouse and young ones is a great way to protect your growing family!

How much protection is best?
Ask yourself if your surviving spouse could live without your income while paying off your debts and preparing for your child’s future education. Many families would struggle even a month without two incomes, and that’s where life insurance would step in.

My work provides life insurance – isn’t that enough?
Work-provided life insurance may not offer sufficient coverage for your family’s financial situation. In this case, an additional insurance policy is advised. When you purchase your own life policy, coverage isn’t dependent on your employment situation!

Before you pop, review your insurance coverages! Contact the life insurance professionals at All Nevada Insurance in Las Vegas, Nevada to get started on your policy today!

Tax Season Preparation Tips!

Tax Season Preparation Tips Las Vegas NV

Gather your documents for the tax season filing ahead.

Tax season is not exactly one of the most loved times of year. Fortunately, with proper organization and early filing, you can make your tax season go by quickly and painlessly!

No matter how much assistance you get from tax accountants and programs, here are some key ways to organize your document gathering:

  • Gather your receipts: Large or small, potential deductions like charitable contributions or business expenses can add up. Even if you’ve never itemized deductions in the past, knowing the amount of your potential deductions could determine whether you should begin itemizing this year.
  • Make a list of income sources: Make a list of what you should be expecting by identifying all your income sources, from employers to banks to mutual funds, rather than relying on the random arrival of tax forms.
  • Consider an IRA contribution: You can make an IRA contribution until the tax filing deadline, and still have it count for last year.
  • Revisit your withholding instructions: Conventional wisdom has been to minimize withholding even if it means paying up at tax time because that way you’ll have the money at your disposal throughout the year. With savings account interest rates near zero, it might be worth re-thinking this approach.
  • Learn from it: Learn from your missing receipts or trouble calculating gains and losses for next year’s tax return!

Make your filing a smooth process by putting these tips into practice! When looking to save money and ensure the safety of your finances, reviewing your insurance coverages is key! For a quality and personalized policy, contact All Nevada Insurance, serving Las Vegas and the surrounding areas of Nevada!

Celebrate World Water Day by Conserving Water!

World Water Day

Reduce your water use from March 22nd, onwards and beyond!

Today is World Water Day and we’re celebrating by stepping away from the washer, dryer, bath, and garden hose, pledging to save water instead!

From today on, we’re pledging to wash less, line dry, buy locally, and be sensible about water use to save water and reduce our carbon footprints!

World Water Day acts as a day to remind everyone about the ever-increasing demand for drinking water, conservation of water resources, and the development of freshwater supplies. Water is a finite resource that is fundamental to human health and well-being. From food and energy security to human and environmental health, water is also an essential part of sustainable development.

When looking for ways on how you can save water from here on out, read these tips below!

  • Shorten it: Each minute you knock off your shower time saves 2 – 2.5 gallons of water (and decreases your water bill!)
  • Opt for a shower: A bath uses about 36 gallons of water while a 5-minute shower may use as little as 10!
  • Collect it: Whether you have a bath or shower, bucket the remaining water for your outdoor plants and lawn.
  • Let your fruit chill: Wash your fruits and veggies in a bowl of water rather than under a running tap.
  • Soak it: When hand-washing your dishes, soak pots and pans rather than letting the faucet run.
  • Spring for a new machine: Energy-efficient dishwashers use half as much energy and save nearly 5,000 gallons of water every year.
  • Run it full: Only run the dishwasher when it’s completely full!
  • Hang up: Reuse your towels instead of requesting a fresh set during hotel stays – do the same at home!
  • Nature’s best: Cut down on your lawn watering. Choose to water once a week (if necessary!)
  • Buy local: Choosing local produce means that you’re supporting small businesses and decreasing your environmental footprint!
  • Eat less meat: Cut down on your meat intake to save gallons of water each day!

From the insurance professionals at All Nevada Insurance, we hope that you celebrate World Water Day by taking steps to reduce your consumption of water!

For all of your insurance needs to protect your financial future, contact us in Las Vegas, Nevada today!

Find Your Pot of Gold on St. Patrick’s Day in Las Vegas!

St. Patrick's Day Parade Las Vegas NV

Don’t miss the great, green, good-fun events for St. Paddy’s Day on March 17!

Celebrate the luck of the Irish in Las Vegas, Nevada with local events and parties! St. Patrick’s day is the celebration of when the patron saint of Ireland landed stateside in 1737 Ever since, parties, festivals, and parades have been hosted each year on March 17th.

Check out the Las Vegas local events and parties to kick of your Irish celebrations!

  • Celtic Feis at New York – New York
    The three-day party (March 17 – 19) is a signature festival that offers something for everyone! An Irish fare, specialty beverages, live music, and a parade led by bagpipes is just the start! Enjoy a fine Irish menu and Nine Fine Irishmen, too!
  • Cabo Wabo Cantina’s Patio Party
    The party will include green beer, shot specials, and beer tubs filled with select imported and domestic brews available on the Strip-side patio. Don’t miss Cabo’s signature margarita with an Irish green twist, crafted with Cabo Wabo tequila and Grand Marnier served on the rocks!
  • McFadden’s Restaurant & Saloon: This bar, full of fishbowl cocktails, shots, a dancing bar, and plenty of Irish pub items will transport you to Ireland with the festivities of the holiday!
  • TREVI: Commemorate the patron saint of Ireland with a festively green dinner featuring fettuccine al pesto con gamberi with sautéed shrimp, sun-dried tomatoes, pine nuts and basil in a festive green pesto sauce, followed by a scoop of pistachio gelato and complemented by the “Kiss Me, I’m Italian” sour green apple cocktail. Could you want greener dining?

Be sure to celebrate St. Patrick’s Day in Las Vegas, Nevada with local events and specialty menus! Before the big holiday, secure all of your insurance needs through All Nevada Insurance, serving Las Vegas and the surrounding areas in Nevada.

Get Your Head in the Game with This March Madness Green Recipe!

March Madness Recipe

Whip up these colcannon quesadillas for your March Madness, green, Irish celebrations!

Whether you’re watching the games or opting to celebrate March in pure green bliss, these colcannon quesadillas hit just the spot!

As a product of Ireland meeting Mexico, these quesadillas are stuffed with colcannon – a classic Irish mixture of mashed potatoes and cooked greens. They can be assembled within minutes and are perfect finger food for game watching!

Ingredients:

  • 2 cups cooked mashed potatoes
  • 3/4 cup tightly-packed cooked and well-drained spinach, kale, cabbage or chard, chopped
  • 1/4 cup minced scallions
  • Salt and black pepper
  • 4 large spinach (or whole grain) tortillas
  • Choice of green sauce: mint chutney; picante sauce; green Tabasco sauce

Directions: 

  1. In a bowl, combine the potatoes, spinach, scallions, and salt and pepper to taste.  Mix well to combine.  Heat the mixture in a skillet on top of the stove or in the microwave.
  2. Divide the mixture evenly over half of each of the tortillas. Fold the tortillas over and press down lightly.
  3. Place 1 or 2 of the quesadillas in a large non-stick skillet or griddle over medium-high heat. Cook until lightly browned on both sides, turning once. Keep warm while you cook the remaining quesadillas in the same way. Cut the quesadillas into wedges and serve with desired sauce.

From the insurance professionals at All Nevada Insurance, we hope that you enjoyed this delicious (and pleasantly healthy!) game-watching, Irish-celebrating snack!

For all of your insurance needs before the games in Las Vegas, Nevada, be sure to contact us today!