Unexpected Activities in Vegas for Locals

Posted on by TheSph3r3

It is no secret that Las Vegas is one of the largest tourist destinations in the world. If you live in Vegas, you may get tired of all the usual activities that are available to everyone. Make sure to check out these 4 exciting things to do in Vegas that most people do not know about.

  1. Play with dolphins. The Mirage hotel allows guests to be a dolphin trainer for the day. Along with a trained dolphin trainer, people can work with dolphins and learn about their behavior. There is also a “Painting with the Dolphins” activity, where guests can use watercolors to create a masterpiece of one of the dolphins. For those who are looking to relax a little more, the spa offers yoga with the dolphins, where you can stretch in a special viewing area with windows looking into the habitat.
  2. Swim with sharks. Mandalay Bay allows scuba certified guests to jump in with the predator-based aquarium and swim with different species of sharks, including Sandbar, and Nurse Sharks. Along with the wetsuit, divers are also completely covered in chainmail anti-shark suit.
  3.  Learn to be a sommelier. The Bellagio offers a sommelier wine, mixology, and cooking class for those who enjoy the finer dishes in life. Guests will learn all about eight specific wines and learn to make delicious dishes that pair well with the wine.
  4. Visit unique museums. There are many different museums throughout Las Vegas where you can learn all about the history of the city. From The National Museum of Organized Crime and Law Enforcement, also known as the Mob Museum, to the Children’s Museum, there is plenty to visit and learn about. The Neon Museum, which is a walkthrough museum, features different neon signs that tell the history of the city.

For the most comprehensive insurance policies in Las Vegas and throughout Nevada, contact All Nevada Insurance.

The Best Road Trips to Take This Summer

Posted on by TheSph3r3

While Las Vegas is a favorite summer destination, with all of the fun and excitement that is offered in the city, some people like to spend their summer at a slower pace. Road trips are one of the best ways to see the country and spend time with loved ones. Consider these 4 routes this summer to enjoy the beauty of the country.

  1. Volcanic Legacy Scenic Byway. This road runs all the way from Oregon’s Crater Lake National Park to California’s Lassen Volcanic National Park. Make sure to block out an extra two to five days to enjoy all that the road has to offer, from lakes and mountains, to wildlife and charming small towns. Mount Shasta, which is the country’s second highest volcano, is along the way as well.
  2. Redwood Highway. The highway through California features views of the ocean, lagoons, and beautify Victorian homes. The north end of the route features Standish-Hikey State Recreation Area is a 1,000 acre forest of redwoods, maples, oaks, and Douglas fir trees. The Eel River is also in the forest, and is the perfect place to stop to swim or fish for salmon and steelhead trout.
  3. Strait of Juan de Fuca Highway. This is the perfect trip for anyone who enjoys Native American history. This highway runs along the Washington shores of a glacial fjord that connects Puget Sound to the Pacific Ocean. There are plenty of chances to learn about Native American history while visiting the Makah Indian Reservation and Makah Cultural Museum.
  4. Red Rock Scenic Byway. This Arizona road offers something for everyone, from beautiful views of red rock and monoliths, to public golf courses and different hiking trails. The byway also features Arizona’s Coconino National Forest and Courthouse Butte, which is popular with many mountain bikers.

Before heading out on your road trip this summer, make sure to contact All Nevada Insurance to make sure you have the proper auto insurance coverage to fit your needs.

Protecting Your Motorcycle form the Desert Heat

Posted on by TheSph3r3

The warm summer weather is the best time to take your motorcycle out and enjoy all the beauty of the Mojave Desert. While driving through the desert, there is a possibility of the sun, wind, and dust damaging your bike. Make sure to follow these tips to avoid any damage to your motorcycle.

When it comes to the engine:

  • Avoid air-cooled bikes. The hot air of the desert does not allow for proper cooling of the engine.
  • Look for water-cooled bikes. These options are becoming more and more common and are a better option when riding in hot weather.
  • Avoid panheads and shovelheads. Older models of bikes, pre-1965, have less durability than new models. Parts to repair them are also much scarcer.

When it comes to the climate:

  • Protect your tires. The arid climate and the sun’s rays can damage tires. Make sure to regularly inspect tires for cracks and dryness and treat them with rubber protectant to keep them supple.
  • Carefully store your bike. When you are not riding your bike, make sure to store it in your garage to protect the paint.
  • Protect the leather. Regularly use leather conditioner on any leather that is on your bike, such as saddlebags and other accessories.

When it comes to riding habits:

  • Remember your battery. If you do not ride your bike year-round, check the battery of your bike. While you store your bike, use the trickle charging method. The slow charging will keep your battery alive while your bike is not being ridden.

It is also important to make sure you have the right motorcycle insurance to protect your bike in any weather. Contact All Nevada Insurance. We can help ensure you bike is protect from any damage that may occur while riding in the hot, summer weather all throughout Nevada.

Sprucing Up Your Home For Summer

Posted on by TheSph3r3

With summer in full swing, it is the best time to make sure you home matches the warm summer weather. It is time to get rid of all the dark and heavy colors of winter, and lighten up your home. Following these simple tips to spruce up your home will brighten you house and make it more comfortable this summer.

  • Change your bedding and blankets. Swap out the dark and heavy winter blankets on all the beds in your home and replace them with light and bright linens. Simply changing out your sheets can create a whole new look in the bedroom. It is also the perfect time to put hypoallergenic bedding materials on to help those who suffer from summer allergies.
  • Throw on new throws. Throw pillows in bright colors can help brighten a room, and your mood. Mix and match different colors to create a fun focal point in the room and give all your summer guests a comfortable place to sit and relax.
  • Get rid of drab drapes. Replace you heavy, dark, winter drapes with light and flowing summer curtains to let some of the bright summer sun in.
  • Add some new paint. Painting a single accent wall, or a whole room can make your home seem brand new. Pick lighter colors to brighten up the whole house.
  • Update you’re appliances. Replace all of your standard lighting fixtures and door handles with new, more stylish options.
  • Bring the outdoors in. Putting small houseplants in different rooms of your home can help to add a little greenery and help to purify the air throughout your house.

Summer is also a good time to check your homeowners insurance policy to make sure you are properly covered. Contact All Nevada Insurance for all of your insurance needs. We can make sure that you have the right insurance policies to fit all of your needs.

Is Your Backyard Wedding Covered?

Posted on by TheSph3r3

Hosting you wedding at your own home is a great way to save money and make the whole day a little more personalized. Planning a wedding at your home could get a little tricky though. It is important to make sure that you have the proper insurance coverage in case something goes wrong at the wedding. Make sure to invest in the following insurance policies before saying “I Do.”

Homeowners insurance and liability

  • Your already existing homeowners insurance will cover the wedding ceremony that is held on the property. It is important to make sure you have enough liability coverage, especially if you are planning on serving alcohol. Investing in an umbrella policy is also a good way to make sure you are covered. If alcohol is being served, there is more of a chance for accidents.

Liquor liability

  • This will provide coverage if you are found liable for an accident that occurs after a guest who had been drinking leaves the wedding. It is also important to remind your guests to stay safe and not drink and drive to help prevent any unfortunate accidents. If you are hiring a professional bartender, make sure to ask about their liquor liability coverage.

Special event insurance

  • Special event insurance can help close any gaps that your other insurance policies create. It will ensure that you are not held liable for any unfortunate accidents that happen at your wedding. This is especially important if you are preparing and serving the food for the event. If the food causes some or all of the guests to get food poisoning, special event insurance will provide coverage.

When it comes time to insure you big day, contact All Nevada Insurance. We can provide the right amount of coverage for all of your needs to ensure that your wedding is as perfect as you planned.

Driving Safety Tips

Posted on by TheSph3r3

Driving next to a big rig on the highway may seem a little daunting to some drivers. In fact, there are more that 250,000 accidents a year between passenger vehicles and semi trucks, with 70 percent of crashes being the fault of the smaller car. Make sure to keep these tips in mind when driving next to trucks to help keep the road a safer place.

  • Size of the rig. Since semi trucks are larger than normal cars, they have larger blind spots, need more time to maneuver, and require more time to stop.
  • Passing a truck. Make sure to pass on the left side to maximize you visibility and pass at the fastest speed possible while still making sure to obey all traffic laws.
  • Getting passed by a truck. Slightly reduce your speed to allow the truck to pass as easily as possible.
  • When a truck is backing up. Never pass a truck that is backing up. You may enter a blind spot of the driver, increasing your risk of getting hit.
  • When a truck is turning right. Many trucks have to swing left before they can make a right turn. This does not allow them to see cars directly beside them. Never try and pass a wide turning truck on the right.
  • Avoid bright lights. When driving next to a truck, avoid turning on your bright lights. The large side mirrors reflect more light than passenger vehicles, which can impair the driver’s vision.

Knowing how to safely drive next to semi tucks can help ease any worries you have while on the road. When it comes to choosing the best auto insurance policy to make sure you are protected in the unfortunate case of any accident, contact the insurance professionals at All Nevada Insurance.

Staying Safe This Fourth of July

Posted on by TheSph3r3

The 4th of July holiday is the perfect time to spend with family and enjoy the summer weather. With all the fun activities that go on during this time, it is easy to not pay attention to potential safety issues. Keeping these Fourth of July safety tips in mind can help make sure that you and your family stay safe during the holiday.

  • Keep all pets inside during the hottest part of the day to prevent any heat related illnesses. Also make sure to keep them inside during any firework shows to stop them from funning away.
  • Make sure to keep hot food hot and cold food cold. With people arriving at different times to your 4th of July party, it is easy to get any types of food born illness if the food is not kept at the right temperature.
  • Drink responsibility. You are more at risk of getting injured if you are intoxicated and handling fireworks. Make sure to have sober adults to handle the fireworks.
  • Douse grilling coals when you are done. Leaving coals smoldering can lead to a fire starting. Make sure the fire is completely extinguished before leaving the grill unattended.
  • Keep a fire extinguisher nearby. Fireworks and grills can both start sudden fires. Make sure to protect your property by keeping a fire extinguisher handy at all times.
  • Keep fireworks away from children. Children should never be allowed to light fireworks and should always stand at a safe distance when they are being lit.
  • Review fireworks laws. Many cities do not allow fireworks to be lit, which may include sparklers. Make sure to research your city’s fireworks law to make sure you are not breaking any laws.

When it comes to making sure your home is protected from any possible accident this 4th of July, contact the insurance experts at All Nevada Insurance to get the most comprehensive homeowners insurance policy.

Is Your Backyard Properly Insured?

Posted on by TheSph3r3

Having a pool or trampoline in your backyard may lead to many fun backyard activities. Pools and trampolines can cause some issues when it comes time to find the best homeowners insurance policy. Although it is not impossible to find companies that will insure homes with pools and trampolines, there may be a few roadblocks. Making sure you have the proper backyard coverage can help save you hundreds or thousands of dollars in the unfortunate event of an accident.

Typical homeowners insurance policies cover personal liability, such as if a person gets injured while enjoying your pool, but it does not usually provide coverage if any damage is done to your pool. Most damage to in-ground pools consists of cracking of the concrete due to any movements in the ground, which are not covered by standard homeowners insurance policies. Typical personal liability insurance will cover any medical costs that are associated with an injury sustained at your pool. It will also cover the cost of defense if you are sued following an injury. Most insurance companies have special rules and guidelines about insuring a home with a pool; such as there must be a fence surrounding the pool. Make sure to check with your insurance company to make sure you have the proper pool coverage for your needs.

From the perspective of an insurance company, trampolines are an “attractive nuisance,” meaning that people always want to use them, even if they know the dangers. That is why many insurance companies have trampoline exclusions. Many homeowners insurance agency will not insure a home if it includes a trampoline. Make sure to check with your insurance companies before buying a home with a trampoline.

To find the most comprehensive homeowners insurance policy, contact the insurance professionals at All Nevada Insurance.

Car Maintenance Tips for the Summer

Posted on by TheSph3r3

Summer is there perfect time to take a vacation with the family and drive somewhere to enjoy the warm summer weather. It is important to make sure that your car is running its best before heading out on the road though. Following these 5 car summer maintenance tips will ensure that you and your car make it to your destination safely.

  1. Check your tires. Tires are one of the most overlooked parts of a vehicle, but also one of the most important since they are the only part of the car that touches the road. Make sure your tires are inflated to the proper pressure to reduce any pressure on the sidewalls of your tires, which could cause a blowout in the hot summer weather.
  2. Change the oil and oil filter. It is recommended that your change your oil every 3,000 miles or three months. Having clean oil will help prevent your car from overheating while driving.
  3. Check hoses and belts. Make sure that belts and hoses do not have any cracks, and that the hoses are well connected and do not have any holes. Keeping everything connected and running smoothly will help reduce the chances of your car overheating.
  4. Maintain your air conditioning. Getting stuck on the road in hot weather with no air conditioning is not something to look forward to. Make sure to take your car to a certified auto body shop before heading out on the road if your air conditioning is not able to stay at a steady cool temperature.
  5. Replace your windshield wipers. The summer months are prone to sudden thunderstorms. Make sure you have wiper blades that do not leave streaks and effectively clean your window to ensure you are ready for any sudden weather changes.

Most importantly, make sure you have the most comprehensive auto insurance policy to protect you and your vehicle from any unfortunate incidents. Contact the insurance professionals at All Nevada Insurance to get a quote on an auto insurance policy today.

What about the Survivor

Posted on by TheSph3r3

If you are a two income family, or more importantly, a one income family, what happens to your household income when you are gone?  The obvious answer is it decreases, or if you don’t bring in any money, then it remains level.  Either way, the expenses don’t change much, however the responsibilities of the survivor do increase without a partner to share daily tasks.  Therefore, even when income remains level, the survivor may find maintaining a household a difficult task.

Some spouses may have to return to school to obtain training.  Others may luck out and find a job right away, but even then, it often takes two to three years for the spouse to get the household income back to where it was prior to the loss.  These are important factors to consider when thinking about your financial security.  Investments are a wonderful thing, but a strong insurance policy can really make a big difference.  It is all about protecting your standards of living and your family’s financial well-being.