Travel plans are being developed months before departure. As part of the preparation, RV owners are wise to evaluate the existing RV insurance policy. Consideration must be given to the differences between auto insurance and RV insurance.
- Specialized vehicle – A recreational vehicle requires coverage for personal belongings and more expensive towing services. RV insurance offers services that are designed to assist policyholders with various problems that arise on the road.
- Avoid cheap insurance – Affordable RV insurance includes the insurer’s strong reputation for paying claims and providing assistance. Policyholders trust the insurance company to respond regardless of the RV’s location.
- Sufficient liability coverage – Your property must be protected against loss when you cause damage to property belonging to another person. Liability limits must be sufficient to pay for these losses.
- Applicable discounts – Savings on RV insurance is possible when the policyholder asks for the Exclusive Storage Option that suspends unnecessary insurance when the RV is not in use.
- Annual destinations – Driving into Mexico, or Canada, might fall outside the acceptable risk of your current RV insurance. Contact the insurance company early to make appropriate adjustments.
For more information about RV insurance in Nevada, contact All Nevada Insurance located in Las Vegas.