Spring Is Here: Insure All of Your Summer Toys

The owner of a motorcycle, dirt bike or ATV should never assume that existing auto insurance policies would cover these toys.  Summer activities offer fun and excitement for all participants.  Sufficient insurance is required to prevent loss when accidents happen.  Start today to protect your assets from loss.

• Property insurance – Damage to your motorized vehicles, RVs, boats and golf carts would be covered under this component.  Repairs, or replacement, of your property is important since few people can afford to pay for these expenses out of pocket.

• Liability insurance – Property belonging to other people would be covered under this component.  In addition, injuries incurred when other people are involved in an accident with you would be covered.  Liability limits should be set high enough to cover lawsuit awards if another person sues you following an accident.

• Injury coverage – The liability component will pay for injuries sustained by third parties.  Medical coverage is important if you and your family are not covered under another major medical insurance policy.  Health expenses can add up quickly if multiple people are injured in an accident.

For more information about insuring your toys in Nevada, contact All Nevada Insurance located in Las Vegas.